IFB105: Q&A: Is Acorns Worth it? Should I Buy Small Cap Stocks?

Announcer:                        00:00                     You’re

tuned in to the Investing for Beginners podcast. Finally, step by step premium

investment guidance for beginners led by Andrew Sather and Dave Ahern. To

decode industry jargon, silence crippling confusion and help you overcome

emotions by looking at the numbers, your path to financial freedom starts now.

Dave:                                    00:37                     All

right folks, welcome to Investing for Beginners podcast. This is episode 105,

tonight. Andrew and I are going to read some listener questions and we’ll go

ahead to answer those on the air and we’ll have our usual banter and witty,

witty comments from each other as we go forward with all this. So I’m going to

go ahead and read the first question. Andrew, would you like to say hello?

Andrew:                              00:58                     Hello.

Dave:                                    01:00                     Excellent.

Good job. All right, moving on. Hello. I have been following your podcast for

months and just recently signed up for your service. I noticed you’re using

your Roth IRA for your stock recommendations and tracking your 40 year

portfolio. I understand the benefits of using a Roth to avoid taxes but is

absolutely unnecessary for the goal of your slash our investing. My Roth is

being utilized with an advisor service from vanguard. So it was not available

for individual stocks. I’m using a separate, separate taxable brokerage account

for my stock picking. Would this still be beneficial in the long run with

having to pay taxes yearly on dividends and capital gains are selling if in a

taxable brokerage? Thank you Jared. Andrew, what are your thoughts on this?

Andrew:                              <a href="https://www.temi.com/editor/t/y616TzTFS2k5FBBbON9u_IiHFIAQIGt9MkglY63a2QJdt-Gd1hD7-YWYgxINXpd...