If you're interested to furnish up your apartment unit, do check out the website. Also, use the PROMO CODE: SEANTANMAKEOVER22 for discounts and privileges.  

Website: https://www.themakeover.my/ 

Finally after so many episodes, I got in my boss to share his side of the story of being an investor then founded The Makeover Guys. It's just mesmerizing on how one statement from a friend got him into property investment.   

Also, we discussed about how the team is innovating within the property industry as Gavin described our new property as 'cars without wheels'. Unfortunately this caught many first time home owners by surprised, and they couldn't afford to furnish the unit.   

Gavin also shared his strategy of increasing the competitive edge of your investment unit so you can either reach out to your potential tenant first, or get higher rental rates.   

Anyway, it's just cool to hang out with my boss hahahaha=)

Get advice from PropertyGuru’s community of experts, just #AskGuru here: https://bit.ly/AskGuruIherng 

In this episode, we will address a question posted about stocks vs property. Personally I invest in both and I shared on my perspective.   Also I discouraged his intent to buy over his girlfriend's father share on a property.

Get advice from PropertyGuru’s community of experts, just #AskGuru here: https://bit.ly/AskGuruIherng 

I would like to express my utmost gratitude to ALL the support that you guys have given this channel. I seriously can't thank you guys enough. God bless you guys and HAPPY NEW YEAR!!

Get advice from PropertyGuru’s community of experts, just #AskGuru here: https://bit.ly/AskGuruIherng 

In this episode, an audience received inheritance due to the loss of his grandmother. So terribly sorry to hear that. However, he is figuring out what to do with the money currently whether to settle his existing housing loan? Or to invest more in properties?   

The key question is to know yourself as an investor. What's your risk appetite? And how comfortable are you with managing tenants? These will be key questions to determine the way forward for this money, but in the mean time just park the money at the housing loan to save up interests

In this episode, we discussed about how the channel grew along with all of you guys. We started from property investment, then to watches, then cypto and now NFTs. Well, this is also a golden opportunity for me to reach out to  you guys further and welcome to the IHERNG community=)  

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https://bit.ly/AskGuruIherng 

Link to Huobi Global to trade crypto:  https://www.huobi.be/en-us/topic/double-invite/register/?invite_code=pu8t3223&name=Balder&avatar=3 

Link to LUNO:  https://www.luno.com/invite/FCMUKX 

Link to my collections on Opensea.io:  https://opensea.io/collection/journeyaroundmalaysia 

Link to IHERNG'S community on Telegram: https://t.me/+kOzGsbt2HmcyMzc1

In this episode, we will address one of the most asked question of all time. How do one start learn about investing?  

I shared my methodology about investment, which is:  

1) Set goals  

2) Understand the types of investment assets to match the goal  

3) Determine your preference in which asset class  

4) Allocate a small saving for learning, just try out and actually doing it  

5) Change your social feed to financial education KOLs  

6) Read, learn, update  

Hope this is helpful=)

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Link to Property Investment Company:  https://far.academy/farcapitalclient/ 

In this episode, we will discuss about the revision of layout made by the developer. If developer informs you about the changes and asking for your consent, what can you do?  

If the changes are minimal, then it's rather direct which is to just sign and continue with life. However, if the changes are drastic and it affects you personally as a buyer, there are several approach you can take.   

You can either negotiate with the developer directly or you can bring the matter up to tribunal if they refused to cooperate. Ultimately, it depends on what you want in return despite the developer and lawyer were not professional enough.

Get advice from PropertyGuru’s community of experts, just #AskGuru here: 

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Link to Tenancy Management Services:  

https://www.cozyhomes.my/service 

Link to Property Investment Company:  

https://far.academy/farcapitalclient/ 

In this episode, a topic popped up strongly about buying a property in accordance to your work place, is it sensible? Unless it's my personal business or by obligation I'll need to takeover the company one day, it just doesn't make sense to me to buy a property just because it's close to the office where I work.   

What if I change job? What if I hate my job?   

Property is a commitment for the next 35 years. Even to sell a property takes around 6-8 months time. Therefore my advice has always been to rent where you want to stay, buy where you want to invest.

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In today's question, we kinda discussed about the idea of HOME. And that is often associated with landed houses as I call it the Nasi Lemak property. I really enjoyed this question as it highlighted that their first property was merely something they could afford at that particular time of marriage.   

It's only when times are better they intent to get a bigger home. The outcome would be so different when young couples straight away go for the dream home and it's just so risky.   

My idea is when money is not a concern, the house you want to call home is comfortably within your budget, it's not wrong to purchase them. Just that from where I came from, capital was always the problem. That formed this methodology and mindset on fully leveraging on the financial system provided to us.

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Today this question is more of an email searching for affirmation rather than suggestion. But besides the question, I'm super glad that my work has the ability to influence so many young people. And you guys are spreading the values further, therefore I'm just super motivated to work harder.