In this episode, we will talk about investment strategies that focus on cashflow versus capital appreciation. Generally it's about certainty.   

Also we spoke a little bit about car loans and the impact of positive RM200 per month versus negative RM 900 per month.  

Anyway, I would like to wish everyone Gong Xi Fa Cai!!

In this episode, we will discuss whether should you allocate RM 100k on the renovation for your new home? Or should you continue expanding your property portfolio with that sum of money?   

Also, I've discussed on the several things that we should take note if we were to make either decisions.

If you're getting the keys to your new unit soon and you're not sure what to do with it, do get your free consultation with my team members at https://www.themakeover.my/  Also use #seantanmakeover for rebates up to RM 5000 =)

In this video, we will discuss the 3 general strategies of how investors increase the rental return for their unit.   

It's either to dress-up the unit, to divide/partition up the unit, and lastly to operate short term stay. Generally these are the methods that investors apply, however it still depends on the target segment of the tenant market.   

If you're looking for a makeover, do check out https://www.themakeover.my/ for FREE consultation. And if you're interested, tell Lisa #seantanmakeover to be entitled for extra discounts and benefits up to RM 5000.

In this episode, we will talk about the news regarding late delivery of house are now based on the booking collection date instead of the Sales and Purchase document.  

Yes, this may be fair to the purchaser but at the same time, will this case disrupt the practice of property transactions in the market? And after the abolishment of bookings, will the discounts and rebates be next?  

My take is the developer should've just settled it in the individual level as the market practice. If the practice of booking collection is abolished, I'm just worried that the gap between rich and poor will only continue to widen.  

Let me know what you guys think.

In this episode, we will do some revision on the difference between properties, which are more than just four walls.  

For investment properties, the value is dictated by the rental rates. Rental rates are heavily dependent on job opportunities. Connectivity and population are then factors that affects the job opportunity of a particular location. Hence, rental rates are a direct reflection of the temporary demand for space in that particular location.  

As for own stay, the demand are skewed more towards emotions. The price is determined on who's willing to pay more to stay in a particular area. The peculiar thing is this defers from one individual to another as all of us have our own agenda in buying that particular property.  Hope that clarifies.   

If you're getting the keys to your new unit soon and you're not sure what to do with it, do get your FREE consultation with my team members at https://www.themakeover.my/  

Also use #seantanmakeover for rebates up to RM 5000 =)

Ms Catherine contact number : +60 12-560 9265  

Do contact her regarding loan consolidation matters as she's the one assisted me. Just mention you saw this video and she'll know what to do=) 

In this episode, we will discuss about how we can use refinancing as a strategy to either settle debts, or to raise fund in buying the next property. However, when it comes to declaring rental in our income statement tax, I'm not the subject matter expert as this current state of my state, I'll fine with paying high amount of tax. This is to prove my credibility so I can get my financing for my future property purchase.  

Hence if you're a tax consultant, please share your expertise on the matter=)

If you're getting the keys to your new unit this year, kindly check out the latest promotion from my team:  https://www.themakeover.my/winningpass2021 

In this episode, I'll explain the agenda of why investors choose to furnish their property when normal folks are concerned over the return on investment for that renovation fee. How do they justify their investment?  The property that we buy can be described as a car without engine. Owners will need to furnish up the property and the level of furnishings becomes the unique selling point if your unit is up for rental. Generally, the philosophy is to use the least amount of money to have the highest rental return.   

Thus, owners can either choose to DIY, leveraging on e-commerce platform and their financing facilities. They can also engage professional interior designers for their home if they have abundance in budget. It's only 3-4 years ago companies like The Makeover Guys exist can it has soon become a new alternative for buyers.   

Ultimately when I engage furnishing companies, I'm simply paying for the time and design sense that I don't have.

In this episode, we will discuss about how does the government build affordable housings.  Currently there are several arrangements of typology, where you have one where the affordable housings are built separately from the open market product. Another would be one project integrating both types of products.  So will there by any problems if I were to share the same project where there's an affordable component??

In this episode, we will discuss about a house that this audience bought. It came with existing renovation works but they were not approved by the local authorities. That will cause some complication in terms of valuation and insurance claims.  Hence, what can this owner do? To ask for approval or not?

In this episode, we will talk about a mistake that this audience admitted to himself. He bought a property in a very high density, and he found differences between his unit and the show unit. So what can he do? Also, we discussed about the responsibility of developer and what's legally binding to us as customers. Check it out!