Hi everyone, I have five case studies for you this time. I’m going through life insurance options for gift planning and IHT planning. Arranging life insurance to protect against these taxes is often quite straightforward, but there are a number of technicalities that can mean that the ‘normal’ approach to life insurance doesn’t give your client the best outcome.

Things like your client’s residency, their health and other factors, can play a big part on how your approach choosing the right insurer and life insurance product for them.

The key takeaways:

• Three case studies of arranging life insurance in different ways for gift protection 
• Two case studies of arrange life insurance for IHT protection 
• Insights into how reviewable and guaranteed premiums can each work positively for your clients, depending upon their circumstances 

Next time I will be joined once again by Lisa Balboa, Head of Life & Health Digital Business Accelerator at Hannover Re, to talk about the latest insights into AI and insurance.  

Remember, if you are listening to this as part of your work, you can claim a CPD certificate on our website, thanks to our sponsors NextGen Planners.