ILLUMINATE DIGITAL®: Online Business Strategy for Social Impact Leaders & Changemakers

For most of our students and community members, learning how to invest is NOT the main thing blocking them from building wealth.

For immigrant families, we see that learning how to navigate the intersection of the immigration law and financial systems is also NOT the main issue.

Guess what is?

It's FEAR. 😨

That's right.

For most folks, FEAR of investing is the #1 issue getting in the way of their ability to find financial freedom and generational wealth.

The worst part?

Most fears getting in the way of investing are actually misconceptions and not even true! 😢

In this episode, listen to some clips from our recent training on "How to Invest for Immigrants", including the 3 Biggest Blocks to Getting Started Investing so you can move past them and start building wealth. These foundational tips apply to all immigrants and non-immigrants!

--> View the full "How to Invest for Immigrants" Training for FREE here: https://immigrantfinance.com/how-to-invest-for-immigrants

--> To go deeper moving past fears getting in the way of investing, join our newest Masterclass "How to Overcome Fear of Investing" (available for Finance Business & Purpose Podcast listeners for only $27 here!):

https://buy.stripe.com/14k4jy38731O77O14o

Fighting for racial justice while building wealth for yourself AND others CAN co-exist. Sara Alvarado is living proof.

In this dynamic episode, listen to Sara's story of building a real estate brokerage firm with her husband as well as building a movement to fight for racial justice and financial inclusion in the real estate home ownership space. Her experiences and courage are nothing short of inspiring.

Sara Alvarado is an author, speaker, teacher, and co-conspirator who works in real estate and racial justice. She is the Author of ⁠Dreaming In Spanish⁠, a real estate badass, and the Co-Founder of ⁠⁠OWN IT: Building Black Wealth.

Learn more about Sara's work at ⁠SaraAlvarado.com⁠ and connect with her on IG @saralilacalvarado

Purchase Sara's book here: https://tr.ee/IrP8u7GwqE and check out Sara's free racial justice resources here: https://saraalvarado.com/free-resources/

Thank you for listening to the Finance Business & Purpose Podcast!

Book a complimentary 30 min financial strategy consult with us at https://calendly.com/internationalempowerment/consult

If you're from an immigrant family - apply to join Immigrant Finance School™, our signature wealth building program for immigrant families, where we empower people to make that shift from surviving to thriving to build generational wealth: immigrantfinanceschool.com

Connect with Adina on instagram @‌adinaappelbaum and @‌immigrant.finance

Immigrant Finance™ Youtube: https://www.youtube.com/channel/UCUEt5sUxmHo8Xj1FBfMZw0g

Feel like prioritizing your own financial situation would be at odds with your passion to serve others?

What's causing that?

Unfortunately, many of us have been taught that focusing on our own needs is selfish, in conflict with our values, and greedy.

This is definitely something I've struggled with over the years having worked in the public interest/social justice space for about 15 years.

Here’s the thing. Even if you are able to do meaningful work serving others while struggling with finances yourself, your capacity to make the impact you could be making is more limited than it needs to be.

Read that again. 

But when you understand why it doesn't have to be either/or, you’ll know how to reframe it when it comes up for you.

In this episode, I’m going to show you how to start to move past the belief that you have to sacrifice yourself for good so you can move forward, find more financial peace of mind, and expand your impact. You’ll also learn:

*Why it's important to prioritize your finances so you can serve others

*The continuum I use to think about finding abundance, as something that does not involve gluttony at the expense of others

*What to do when you find yourself struggling financially

*How to take action learning about finances (finally!) break free from getting in your own way of accessing financial security

--> Listen to Ep. 168: Prioritizing Your Finances So You Can Serve Others if you're ready to stop keeping yourself stuck in scarcity beliefs at your own expense and be in a position to serve others with a greater impact.

Thank you for listening to the Finance Business & Purpose Podcast!

Book a complimentary 30 min financial strategy consult with us at https://calendly.com/internationalempowerment/consult

If you're from an immigrant family - apply to join Immigrant Finance School™, our signature wealth building program for immigrant families, where we empower people to make that shift from surviving to thriving to build generational wealth: immigrantfinanceschool.com

Connect with Adina on instagram @‌adinaappelbaum and @‌immigrant.finance

Immigrant Finance™ Youtube: https://www.youtube.com/channel/UCUEt5sUxmHo8Xj1FBfMZw0g

Welcome to The Finance Business & Purpose Podcast!

I'm your host Adina Appelbaum, Accredited Financial Counselor®, financial and business coach, and public interest immigration attorney.

This show is all about finance, business, and purpose: the relationship between empowering ourselves through finances; building businesses that create social change, make an impact, and help us and our families build wealth in the process; as well as how ultimately these things can assist in the journey of finding our purpose.

Many of us have been told it has to be either/or: we have to either focus on making money OR helping others and doing good.

This show is all about how it can be both/and. And how in fact, often, when we are following our purpose, and empowering ourselves with our finances, and building a business, it empowers us to do all these things and thrive financially as well as make change, help others, and create an impact.

Stay tuned for practical steps on how to strengthen your finances, start businesses, and start and continue the journey of finding your true purpose and stories from our guests who are incredible purpose-driven entrepreneurs creating social change and inspiring all of us.

Interested in financial or business coaching? Book a free 30 minute consultation to learn more about ways we can support you here: https://calendly.com/internationalempowerment/consult

If you're from an immigrant family, apply to join Immigrant Finance School™, our signature wealth building program for immigrant families: immigrantfinanceschool.com

Connect with me instagram @adinaappelbaum and @immigrant.finance

Have you felt lost about how to figure out the direction of your career?

In this episode, guest Simone W. Johnson Smith shares her inspiring story of how she navigated the educational and career systems in the U.S. to discover her career path after immigrating to the U.S. from Jamaica as a young girl to later become a U.S. diplomat.

Simone's story provides a powerful example of the importance of constantly learning, being curious, and following the signs for guidance on the next step in following your purpose.

From following her excitement to study Spanish at a young age in Jamaica, to following the tip of a friend to apply for a highly esteemed fellowship to work at the U.S. Department of State, to pursuing opportunities to work abroad in international affairs and humanitarian work, Simone shows us how to stay open to opportunities along the way in our journey that can guide us toward more closely discovering our purpose.

For individuals from immigrant families in particular, this episode touches on important lessons such as:

*H​ow to pursue your dreams, even if you have less connections and privilege than others born in the U.S., 

*How to use time wisely to reach your goals, and 

*How to find the right support from mentors to help show you the way.

For more inspiring stories on the positive contributions of immigrants to American Life, listen to Simone's podcast "The Immigrant Experience in America," available on all major platforms including iTunes here: https://podcasts.apple.com/us/podcast/the-immigrant-experience-in-america/id1595952623

Thank you for listening to the Finance Business & Purpose Podcast!

Book a complimentary 30 min financial strategy consult with us at https://calendly.com/internationalempowerment/consult

If you're from an immigrant family - apply to join Immigrant Finance School™, our signature wealth building program for immigrant families, where we empower people to make that shift from surviving to thriving to build generational wealth: immigrantfinanceschool.com

Connect with Adina on instagram @‌adinaappelbaum and @‌immigrant.finance

Immigrant Finance™ Youtube: https://www.youtube.com/channel/UCUEt5sUxmHo8Xj1FBfMZw0g

“I can’t start a business because…_______”

--> Fill in the blank.

What's causing that?

Whether it's low self worth, fear of failure, imposter syndrome, lack of confidence in your ability to make it happen, playing small with your greatness, or one of the million other thing, there are so many mindset hurdles that get in the way of our dreams and goals.

The thing is, these doubts and fears are completely part of the entrepreneurial process. It is normal and expected to feel them.
​​It's actually a good sign that you're moving out of your comfort zone and growing.

(I wish someone had explained this to us straight up when we started our business back in 2018!)

Here’s the thing. When you understand it's actually normal to have these limiting beliefs when starting a business, or even when just thinking about it, you can start to take your power back and take action anyway.

Read that again.

Starting an online business - whether it’s a side hustle or something meant to become a full fledged business - is a great way to share your unique gifts and talents to help others while also increasing income.

In this episode, I’m going to show you how to get clear on the 3 core elements of developing an online business so you can start to move past the doubts and fears and start seeing the practical pieces that go into actually getting started.

Listen to Ep. 166: 3 Elements How to Start and Online Business if you're ready to ready to start moving past the insecurities of starting and start focusing on the 3 most important ingredients of business development today!

*Apply to join the Illuminate Digital™️ Social Impact Business Accelerator: https://www.illuminatedigitalaccelerator.com

*FREE guide: How to Start a Successful Socially Impactful Online Business (Without Quitting Your Day Job!) – internationalempowerment.ac-page.com/dayjob

*Episode mentioned in show: Ep. 144. Fear of Being Visible Online: https://podcasts.apple.com/us/podcast/144-fear-of-being-visible-online/id1545594859?i=1000583816483

Did you know most definitions of the term "entrepreneur" describe a person who takes on financial risk?

That's because there's no reward without risk.

In this episode, I share both an early story and recent story of real examples about taking on challenging financial risks in investing in our online business. And the fear, the process, and the transformations that come along with doing so...

You'll also learn about:

*Why financial risk is essential to growth in any type of investing, whether it be in the stock market, in real estate, in a business, or even in yourself

*How to transition from trying to do everything yourself for free (the biggest recipe for burnout...) to valuing your time and seeing reasonable financial risk as a way to reach your goals faster

*Why money is just a resource to buy your time back, help more people, and make a bigger social impact

*My #1 tool how to make smart financial investment decisions oriented toward expansion and growth

Book a complimentary 30 min financial strategy consult with us at https://calendly.com/internationalempowerment/consult

If you're from an immigrant family - apply to join Immigrant Finance School™, our signature wealth building program for immigrant families, where we empower people to make that shift from surviving to thriving to build generational wealth: immigrantfinanceschool.com

Connect with Adina on instagram @‌adinaappelbaum and @‌immigrant.finance

Immigrant Finance™ Youtube: https://www.youtube.com/channel/UCUEt5sUxmHo8Xj1FBfMZw0g

In the past few days, 3 U.S. banks collapsed, including Silicon Valley Bank and two banks deeply embedded in the cryptocurrency industry, causing the largest bank failure since the 2008 financial crisis, the second-biggest bank crash in U.S. history, and widespread fear about the state of the economy.

If you're from an immigrant family - apply to join Immigrant Finance School™, our signature wealth building program for immigrant families, where we empower people to make that shift from surviving to thriving to build generational wealth: immigrantfinanceschool.com

For everybody - we're offering limited private financial coaching - reach out and book a consult to learn more! https://calendly.com/internationalempowerment/consult

Listen to episode 133 Expansion During a Recession https://podcasts.apple.com/us/podcast/133-expansion-during-a-recession/id1545594859?i=1000574703043

Have you felt like you either have to struggle with money in order to fight for social change or sacrifice your dream job for financial security?

In this episode, learn how it's possible to create your own dream job advancing social change through starting a social impact business. 

Lilian Medina Romero and Lorena Gallego share their story of creating The Bridge Sisters, a women-owned nonprofit consulting business advancing gender equality and justice, especially for vulnerable migrants.

In this episode you’ll learn:

*How to value your work in the social justice space

*The importance of sticking to the values of your business in social impact business

*How to stop feeling conflicted wanting to make money while fighting for social justice

*What to look for in a business partner and team

*Serious wisdom on why it's important to make sure you’re in a good place financially and develop financial management skills

Learn more about Lilian and Lorena’s work at the Bridge Sisters at https://www.thebridgesisters.com/

Thank you for listening to the Finance Business & Purpose podcast!

Interested in financial or business coaching? Book a free 30 minute consultation to learn more about ways we can support you here: https://calendly.com/internationalempowerment/consult

If you're from an immigrant family, apply to join Immigrant Finance School™, our signature wealth building program for immigrant families: immigrantfinanceschool.com

Worried constantly about money?

You might wonder what's causing that.

*We dive into understanding how the nervous system works so you can learn how to regulate your body's response to anxiety and overwhelm about finances.

*Building more awareness about how to calm your nervous system is one way you can start to tap into financial peace of mind and feel secure no matter the amount in your bank account.

*You'll learn some quick strategies you can do to tap into the "rest" side of your nervous system to feel more relaxed and slow down stress responses to money

Thank you for listening to the Finance Business & Purpose Podcast!

Looking for financial or business coaching? Book a free 30 minute consultation to learn more about ways we can support you here: https://calendly.com/internationalempowerment/consult

If you're from an immigrant family, apply to join Immigrant Finance School™, our signature wealth building program for immigrant families: immigrantfinanceschool.com

Nervous system resource mentioned in episode - "The Vagus Nerve: The Key to Calming a ‘Wigged-Out’ Autonomic Nervous System (fight/flight/freeze)": https://www.selfmatters.ca/post/the-vagus-nerve-the-key-to-calming-a-wigged-out-autonomic-nervous-system-flight-fight-freeze