The Community Reinvestment Act (CRA) motivates a substantial portion of bank investments into CDFIs, and as budgets for community development programs shrink, its importance continues to grow.  The Office of the Comptroller of the Currency recently released an advance notice of proposed rulemaking seeking comment on reforms to CRA, highlighting the likelihood that changes are […]

The Community Reinvestment Act (CRA) motivates a substantial portion of bank investments into CDFIs, and as budgets for community development programs shrink, its importance continues to grow.  The Office of the Comptroller of the Currency recently released an advance notice of proposed rulemaking seeking comment on reforms to CRA, highlighting the likelihood that changes are […]

The political climate has made diversifying capital sources a priority for many CDFIs.  At the same time, younger investors are increasingly focused on impact. How can your loan fund capitalize on that trend? In this episode, Johan Matthews discusses the insights he and his colleagues have gleaned from interviews with dozens of millenial investors as […]

The political climate has made diversifying capital sources a priority for many CDFIs.  At the same time, younger investors are increasingly focused on impact. How can your loan fund capitalize on that trend? In this episode, Johan Matthews discusses the insights he and his colleagues have gleaned from interviews with dozens of millenial investors as […]

Impact lenders serving low-income communities are often working to mitigate the consequences of structural racism–but race is rarely brought to the forefront of discussions in the industry.  Living Cities decided that it wanted to change that, and has embarked on a years long journey to get things right internally as they simultaneously seek to explicitly […]

Impact lenders serving low-income communities are often working to mitigate the consequences of structural racism–but race is rarely brought to the forefront of discussions in the industry.  Living Cities decided that it wanted to change that, and has embarked on a years long journey to get things right internally as they simultaneously seek to explicitly […]

Measuring and tracking impact is one of the persistent challenges of impact lending.  We all want to know what our work is really accomplishing, both to improve our programs and to effectively report out to investors and donors.  Community Housing Capital is innovating how they measure impact by adopting the U.N.’s Sustainable Development Goals as […]

Measuring and tracking impact is one of the persistent challenges of impact lending.  We all want to know what our work is really accomplishing, both to improve our programs and to effectively report out to investors and donors.  Community Housing Capital is innovating how they measure impact by adopting the U.N.’s Sustainable Development Goals as […]

Peter Schaeffing, President of High Impact Financial Analysis, discusses topics in underwriting in this week’s podcast.  The episode offers lessons to newer underwriters and reminders that will help more experienced underwriters stay sharp.  Specific topics include leasehold mortgages (starting at the 1:25 mark), financial analysis of consolidated organizations (5:28), pension plans (8:30), and underwriting low […]

Peter Schaeffing, President of High Impact Financial Analysis, discusses topics in underwriting in this week’s podcast.  The episode offers lessons to newer underwriters and reminders that will help more experienced underwriters stay sharp.  Specific topics include leasehold mortgages (starting at the 1:25 mark), financial analysis of consolidated organizations (5:28), pension plans (8:30), and underwriting low […]