In episode 67 of the In Her Wallet Podcast, join Sofiia on a deep dive into the world of TFSA, RRSP, and the newly introduced FHSA. We discuss key benefits, differences, and strategic uses of each account to supercharge your financial journey. Whether you’re saving for that dream holiday, planning a majestic retirement, or gearing up for your first home purchase, understanding all three accounts is crucial to take advantage of the huge tax benefits they offer. Tune in as Sofiia shares clear, ...

In episode 66 of the In Her Wallet Podcast, we're diving deep into the world of credit cards - the good, the bad, and the fine print that banks might not be so keen on sharing. Joined by Shannon Terrell from NerdWallet, we discuss how to choose the right credit card that doesn’t just fit your needs, but also empowers your financial independence and goals. Whether you're aiming to boost your credit score, earn rewards, or find a low-interest lifeline, this conversation explores strategies to n...

In episode 65 of the In Her Wallet Podcast, we're diving into the world of tipping culture. It's a tradition with deep roots that's facing rapid changes in today's society. Sofiia takes you on a journey to discover the origins of tipping and why it's sparking debates now more than ever. Ever wondered about the 'right' amount to tip or why we're suddenly tipping in places we never thought we would? We've got you covered. This episode tackles these burning questions and provides actionable tips...

In episode 64 of the In Her Wallet Podcast, Sofiia is joined by Wealthsimple's Tax Expert Caroline Corbeil for a conversation on filing personal income taxes in Canada. From learning the difference in filing taxes as employed vs self-employed, to understanding tax brackets and strategies to maximize deductions, this episode covers everything you need to know to file taxes in 2024! Plus, we explore how significant life changes, such as getting married, buying a home, or becoming parents, can i...

In this debut episode of Season 3, our host Sofiia dives deep into the heart of the gender wealth gap, a challenge that touches every woman's financial journey (whether you know it or not). We explore the multifaceted reasons behind this disparity—from the infamous pink tax to the time spent in the workforce—and bring to light actionable strategies that each of us can utilize, in our own lives, to shrink that frustrating wealth gap. Whether you're navigating the workforce, managing household ...

Season 3 of In Her Wallet is on the horizon, and we're kicking things off with a bang! This special trailer episode offers a sneak peek into what's in store for you, our community. Hosted by Sofiia, a Vancouver-based financial educator and the founder of "In Her Wallet", this season is set to explore the intricacies of how money works, uncover the factors influencing our financial decision-making, and demonstrate how we can leverage behavioural psychology to live our best lives without sacrif...

Welcome to the final episode of Season 2 of the In Her Wallet Podcast! In this episode, we celebrate 47 episodes released in 2023 and reflect on the valuable lessons learnt along the way. Join Sofiia and 25 guests as we share the best takeaways on topics like your relationship with money, managing finances as a couple, taking care of aging parents, maximizing workplace benefits, negotiating, starting a business, where to start in your financial journey, how to choose companies to invest in, a...

Welcome to Episode 61 of the In Her Wallet Podcast! This week Sofiia is bringing you a solo episode about 8 money lessons she learnt before turning 28. Sofiia is someone who moved countries at 17 on her own, studied economics in university, worked in the wealth management sector, reads finance books, holds an official accreditation in the investment management space, and has gone through lot of general trial and error on her own, she is sharing these money lessons based on things she did well...

Welcome to Episode 60 of the In Her Wallet Podcast! This week Sofiia is joined by Olessia Lapina, a seasoned talent leader with 10 years of experience holding key roles in renowned global organizations like Tiffany&Co, Louis Vuitton Moet Hennessy and Fairmont Hotels. In this episode, Sofiia and Olessia talk about building a strong personal brand, ways it can advance your career, help grow network and increase personal income.Key takeaways:00:00 What we're talking about today02:10 Get to k...

Welcome to Episode 59 of the In Her Wallet Podcast! This week Sofiia is bringing you a solo episode covering 6 tips to make the most of Black Friday and holiday shopping. How to avoid buying things 'just because they are on sale', maximize your cash back earned, and navigate the sea of deals seamlessly? Tune in for answers to these questions!*Watch this episode in video format on YouTube*If you like this episode, let Sofiia know! Take a screenshot of this page & tag her in your IG stories...