In The Harbor

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What happens when someone with zero tech background becomes one of the most in-demand AI speakers in the country? Susan Frew's path went from leading international teams at AT&T Wireless, to scaling a plumbing and heating company into an Inc 5000 business, to becoming a Google AI Certified speaker and author of Recoded.

In this conversation, Susan shares the exact framework she used to implement AI across every department of her business — and how she now teaches it to companies nationwide. We dig into AI policies, the new world of "answer engine optimization," the security risks of shadow AI use at work, and why prompting well is the difference between mediocre and game-changing results.

Whether you're a business owner who doesn't know where to start with AI, or a professional wondering how AI will reshape your industry, this episode gives you a real, practical roadmap for using AI in your business.

Connect with Susan: 🌐 susanfrewspeaks.com 📸 Instagram: @susanfrewspeaks 🐦 X: @susanfrew 💼 LinkedIn: Susan Frew, CSP

 This episode is sponsored by Diag Partners (diagpartners.com) — staffing and recruiting that moves at the speed of your business.

⚓️ Find us In The Harbor
Where sports, leisure, and finance come together — from the rink to the markets and everywhere in between.

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What does it actually take to grow a $20 billion independent RIA? Jordan Kienzle, Partner and Chair of the Investment Committee at Baker Street Advisors, pulls back the curtain on how fiduciary wealth management really works — and why most investors are quietly losing money to fees and taxes they don't even know they're paying.

Jordan managed hundreds of millions for retirees at U.S. Bank during the 2008 financial crisis at age 22. That formative experience shaped everything: his view of risk, client psychology, and what alignment really means in wealth management.

In this episode we cover:
→ Why Baker Street grew from $6B to $20B in a decade
→ The "two silent killers" eating your portfolio: fees and taxes
→ How to think about alternatives without getting burned
→ Managing concentrated stock positions for ultra-high-net-worth clients
→ Why secondary strategies are outperforming right now
→ The biggest market misconception investors have today

Whether you're an advisor, investor, or just trying to understand how the best RIAs think — this one's worth your full attention.

🔔 Subscribe for bi-weekly conversations with top wealth managers, RIA leaders, and investment thinkers.

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🎙 IN THE HARBOR PODCAST
Hosted by Jason Johns & Sean Ritchlin
New episodes every two weeks.
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#WealthManagement #RIA #FinancialAdvisor #Investing #PrivateEquity #AlternativeInvestments #FinancialPlanning #TaxStrategy #BakerStreetAdvisors #intheharbor 

⚓️ Find us In The Harbor
Where sports, leisure, and finance come together — from the rink to the markets and everywhere in between.

🎙 Subscribe, follow, and join the conversation:
 📸 Instagram & TikTok → @intheharborpod
💼 LinkedIn → Rock Harbor LLC
🐦 X & 📺 YouTube → @InTheHarborPod

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What happens when a Princeton and Yale-trained scientist walks away from academia to pursue craft beer full time?

In this episode of In The Harbor, Jason Johns and Mackey Daniel sit down with brewer and scientist Daniel Gadala-Maria of Kills Boro Brewing to explore one of the most fascinating career pivots we’ve covered on the show. Daniel shares how his background studying yeast and computational biology unexpectedly became the perfect foundation for a career in brewing, why he left the traditional academic path behind, and how curiosity, mentorship, and passion shaped the transition. 

The conversation dives deep into the science of brewing, yeast management, Czech lagers, beer innovation, and the evolving trends reshaping the craft beer industry. Daniel explains why consistency matters more than creativity, how breweries are adapting to changing consumer habits, and why the future of craft beer may be more community-driven and inclusive than ever before. 

They also discuss:

•  The parallels between brewing, cooking, and scientific research 
•  The rise of non-alcoholic and low-ABV beer trends 
•  Cannabis terpenes, hops, and flavor chemistry 
•  Why beer and food pairings are underrated 
•  Lessons on career risk, reinvention, and trusting your instincts 

Whether you’re a beer enthusiast, entrepreneur, scientist, or someone considering a major career pivot, this episode blends science, creativity, and business into a conversation that’s both thoughtful and surprisingly relatable. 

⚓️ Find us In The Harbor
Where sports, leisure, and finance come together — from the rink to the markets and everywhere in between.

🎙 Subscribe, follow, and join the conversation:
 📸 Instagram & TikTok → @intheharborpod
💼 LinkedIn → Rock Harbor LLC
🐦 X & 📺 YouTube → @InTheHarborPod

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Bitcoin has gone from fringe experiment to institutional asset, but where does it actually fit in a portfolio?

Jason Johns and Sean Ritchlin sit down with Alex Blume, Co-Founder and CEO of Two Prime, to discuss Bitcoin, crypto ETFs, portfolio construction, custody, institutional adoption, regulation, and risk-managed digital asset exposure.

Alex shares how his time in the Peace Corps in Panama helped him understand Bitcoin’s early use case, why the narrative around Bitcoin has changed, and what advisors and investors should know before allocating to crypto.

They cover Bitcoin ETFs, Bitcoin-backed lending, stablecoins, tokenization, Ethereum, Solana, Hyperliquid, and the evolving U.S. regulatory environment. They also discuss Alex’s contrarian view on AI versus crypto and what chestnut farming taught him about patience and long-term building.

Subscribe to In The Harbor for conversations at the intersection of finance, sports, leisure, business, and investing.

Informational and educational only. Not investment, legal, tax, or financial advice.

⚓️ Find us In The Harbor
Where sports, leisure, and finance come together — from the rink to the markets and everywhere in between.

🎙 Subscribe, follow, and join the conversation:
 📸 Instagram & TikTok → @intheharborpod
💼 LinkedIn → Rock Harbor LLC
🐦 X & 📺 YouTube → @InTheHarborPod

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Spencer Jakab of The Wall Street Journal joins In The Harbor to break down AI mania, GameStop lessons, private credit risks, passive investing, and why smart investors keep getting fooled.

Spencer writes the WSJ’s Markets A.M. newsletter and is the author of Heads I Win, Tails I Win and The Revolution That Wasn't: GameStop, Reddit, and the Fleecing of Small Investors.

In this conversation, we discuss how bubbles form, why investors chase hype, whether AI stocks resemble past tech manias, the truth about meme stocks, how private credit is being sold to retail investors, and why passive investing still wins for most people.

If you want to become a calmer, smarter investor and better understand how markets really work, this episode is for you.

Topics Covered:

• AI stocks and market hype 
• GameStop and meme stock psychology 
• Private credit risks and alternatives investing 
• Passive investing vs active management 
• Behavioral finance and investor mistakes 
• Wall Street incentives 
• How to think long term in noisy markets 

🎙️ Subscribe to In The Harbor for more conversations where sports, leisure, and finance meet.

#SpencerJakab #WallStreetJournal #Investing #AIStocks #GameStop #PrivateCredit #StockMarket #BehavioralFinance #PassiveInvesting

⚓️ Find us In The Harbor
Where sports, leisure, and finance come together — from the rink to the markets and everywhere in between.

🎙 Subscribe, follow, and join the conversation:
 📸 Instagram & TikTok → @intheharborpod
💼 LinkedIn → Rock Harbor LLC
🐦 X & 📺 YouTube → @InTheHarborPod

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What does it take to walk away from Ralph Lauren and build a brand from scratch?

Charlie Schaefer, founder of Greyson Clothiers, joins In The Harbor to share the story behind one of the fastest-growing names in golf and lifestyle apparel.

From redefining golf style to building a brand worn by players like Justin Thomas and Jon Rahm, Charlie breaks down how Greyson carved out a unique space at the intersection of performance and luxury.

We dive into:

• Why traditional golf apparel missed the mark
• How Greyson built a premium brand from day one
• The importance of identity, storytelling, and community
• The role of athletes, partnerships, and positioning
• Where golf—and golf culture—is heading next

If you're interested in brand building, entrepreneurship, or the business behind modern lifestyle trends, this is one you won’t want to miss.

⚓️ Find us In The Harbor
Where sports, leisure, and finance come together — from the rink to the markets and everywhere in between.

🎙 Subscribe, follow, and join the conversation:
 📸 Instagram & TikTok → @intheharborpod
💼 LinkedIn → Rock Harbor LLC
🐦 X & 📺 YouTube → @InTheHarborPod

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In today’s market, it feels like everything is happening at once. Geopolitical tension. Questions around private credit. Volatility in energy markets. Rising interest rates. Gold and silver surging.
And yet… markets continue to hold up.

In this episode of In The Harbor, we sit down with Rich Consul of Bankers Edge to break down what he calls the “Polycrisis” — a world where multiple macro forces are colliding at the same time.

More importantly, we explore why markets aren’t reacting the way many would expect. Rich shares his framework for cutting through the noise, including his weekly exercise — “Rich’s Weekend Five” — where he translates the week’s headlines into what actually matters for five key markets: the dollar, energy, stocks, yields, and gold.

We also discuss:
• Why this environment is both risk-off and inflationary
• Why traditional market relationships may be breaking down
• The role of the consumer balance sheet and liquidity
• Rotation from large caps into small and mid caps
• What’s real vs overblown in private credit
• Why energy may be the most important variable

This episode is built for advisors and investors trying to make sense of a complex and noisy macro environment — and focus on what actually matters.

⚓️ Find us In The Harbor
Where sports, leisure, and finance come together — from the rink to the markets and everywhere in between.

🎙 Subscribe, follow, and join the conversation:
 📸 Instagram & TikTok → @intheharborpod
💼 LinkedIn → Rock Harbor LLC
🐦 X & 📺 YouTube → @InTheHarborPod

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What does it take to operate in some of the most remote places on earth — and build a premium brand around exploration?

In this episode of In The Harbor, we sit down with Brent Centlivre of Lindblad Expeditions to explore the evolution of expedition travel and the business behind it.

Brent is a senior leader at Lindblad Expeditions bringing deep expertise in the business of experiential travel — from understanding evolving consumer demand to navigating capital intensity, fleet management, and global operations in a highly specialized segment of the travel industry. His perspective sits at the intersection of adventure, hospitality, logistics, and long-term brand building.

Lindblad, a pioneer in expedition travel known for immersive, science-driven voyages to some of the most remote and extraordinary places on earth, partners with National Geographic to deliver exploration experiences that blend adventure, conservation, photography, and education — from Antarctica and the Galápagos to Alaska and the Arctic.

We discuss:
•The rise of experiential luxury and why travelers are prioritizing meaning over material
•How Lindblad’s partnership with National Geographic shapes brand, credibility, and demand
•Fleet economics, capital allocation, and the operational complexity of expedition cruising
•The surprising demographics driving growth in adventure travel
•Sustainability, conservation, and aligning mission with margin
•How expedition travel behaves through economic cycles

For financial advisors and business owners, this conversation touches on more than just travel. It’s about brand durability, capital intensity, consumer psychology, and the power of differentiated experiences.

Because at the end of the day, wealth isn’t just about accumulation — it’s about access and there’s more to life than markets.

⚓️ Find us In The Harbor
Where sports, leisure, and finance come together — from the rink to the markets and everywhere in between.

🎙 Subscribe, follow, and join the conversation:
 📸 Instagram & TikTok → @intheharborpod
💼 LinkedIn → Rock Harbor LLC
🐦 X & 📺 YouTube → @InTheHarborPod

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In this episode of In The Harbor, Jason Johns and Scott Lindsay sit down with Lacey Shrum — attorney, former RIA CCO, and founder of SmartKX — to unpack one of the most overlooked drivers of RIA enterprise value:

Billing. Revenue. Fee transparency.

Most firms treat fee billing like “something that happens in the back room,” powered by Excel, muscle memory, and a lot of exceptions. Lacey argues that’s not just inefficient — it can be a quiet drag on revenue, client experience, compliance confidence, and valuation.

We get into:

• Why quarterly-in-advance billing creates hidden friction (especially around cash flows and volatility)
• The real-world issue of “snapshot billing” vs. what actually happened across the quarter
• Why billing methods can materially impact revenue (and what that means in a valuation / M&A environment)
• How firms can use better billing infrastructure to reduce client fee disputes and improve advisor recruiting
• The “three-part billing loop” Lacey focuses on: documentation → calculation → analysis
• What implementation looks like across different firm sizes (from sub-$1B to multi-custodian enterprise)

And because it’s In The Harbor, we close with some rapid-fire fun — Montana ranch life vs. RIA billing, NFL chaos, Chiefs vs. Lions diplomacy, and why certain rivalries feel a little… one-sided.

If you’re an RIA operator, CFO, COO, CCO, or anyone who cares about margin, scalability, and enterprise value, this episode will make you look at fee billing very differently.

Learn more: smartkx.io
 

(And follow SmartKX on LinkedIn for ongoing billing + revenue content.)

⚓️ Find us In The Harbor
Where sports, leisure, and finance come together — from the rink to the markets and everywhere in between.

🎙 Subscribe, follow, and join the conversation:
 📸 Instagram & TikTok → @intheharborpod
💼 LinkedIn → Rock Harbor LLC
🐦 X & 📺 YouTube → @InTheHarborPod

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John Buccigross joins Sean Ritchlin and Jason Johns for a full preview of Olympic Hockey at Milano Cortina 2026. With NHL stars returning to the Games, best-on-best is finally back on the Olympic stage. Can Team USA’s blue line and goaltending depth hold up against Canada’s firepower? Who are the X-factors? 

From roster battles and injury storylines to medal favorites and dark horses, this is your roadmap to Olympic hockey.

Best on best returns at #MilanoCortina2026 ❄️🏒 #WinterOlympics

⚓️ Find us In The Harbor
Where sports, leisure, and finance come together — from the rink to the markets and everywhere in between.

🎙 Subscribe, follow, and join the conversation:
 📸 Instagram & TikTok → @intheharborpod
💼 LinkedIn → Rock Harbor LLC
🐦 X & 📺 YouTube → @InTheHarborPod