Independent Financial Advice - Words of Wisdom and Guidance

In this episode Emma Crossick talks to Alan Moran about how important funeral planning is.

People like to put off things that make them uncomfortable but it is important not to ignore it because the end is unfortunately inevitable.

Having a plan in place relieves alot of stress from the bereaved and makes sure that your wishes are carried out after your death.

In this episode Emma Crossick talks to Alan Moran about common misconceptions about financial advisers.

Financial Planning is NOT about flogging pensions and investments, it's about looking after people's money and advising them as best as possible as to how they can live as they want to with money in their pocket.

In this episode Emma Crossick talks to Alan Moran about NS&I Premium Bonds.

There are countless people out there who are unaware that they have Premium Bonds some of which have had winnings attached to them. Unlike the Lottery, Premium Bonds and their winnings don't go out of date. So its well worth checking to see if you have some.

In this episode Emma Crossick talks to Alan Moran about the value of listening. They discuss how it's important to listen to others as it helps with understanding your clients needs.

In this guide Orry Henderson talks about the two types of equity release available, Lifetime Mortgages and Home Reversion Plans.

He will look at the pros and cons of each and answers some frequently asked questions about them both.

In this episode Emma Crossick talks to Alan Moran about how important it is to him and the business to share information.

The reason to share information is to guide people and combine his knowledge with his love for helping others. He also talks about how important teamwork is to create a great working environment.

In this guide Orry Henderson looks at how long you are going to live is the most important element in dertermining how much money you are going to need in retirement.

He also talks about the cruicial steps to take to protect yourself if you live to an older age than expected.

In this guide Orry Henderson talks about the considerations individuals need to take when it comes to pensions and divorce.

Factors relating to pensions where a divorce is being agreed are often complex. This guide gives some options and looks at the advantages and disadventages of each.

In this episode Emma Crossick talks to Alan Moran about how Brexit has affected his business and his clients.

Brexit has meant that Alan can no longer give his clients who live in the EU the help and advice he was once able to provide.

In this special episode Alan Moran talks about the consequences of Brexit and reads an email he has had to unfortunately send to one of his clients.

It outlines the issues that Brexit has created for independent financial advisors and their clients based in Europe.