InExplicable Thoughts

InExplicable Thoughts

By Franklin EruoSociety & Culture
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InExplicable Thoughts episodes

  • Episode 44: Know your role and play your role!

    On this episode we are joined by a crowded room full of guests (Brendan, Ify, Christian, Sean and technical producer and the cohost of the "Outrighteous Podcast". We discuss the following topics:

    - Knowing when to end a relationship?

    - How do you know you’re happy in a relationship?

    - The conversation of interdependency / playing your role.

    - Is there a price to the value a woman brings to your life?

    - Dating outside of your race.

    - What does happiness look like at our current age?

    - How do we think it’ll change over the coming years?

    - As fellow Alum, has staying in the area affected how you navigate the city? AND MORE!!!!

    ***End segment - best food spots In Cleveland

    1 hr 26 min
  • Cash Flow, Cash Flow, and more Cash Flow

    On today’s podcast we are joined by Francis. He works full time in Chicago as an engineer but has started a small real estate portfolio worth over $1 million in the last few years. We discuss the following topics:

    • Homeownership in your 20s.
    • How to prepare to buy a house/condo
    • Using the app Cozy for management of his property. It is helpful to be a handy homeowner but it is not required.
    • NACA – a potential vehicle to cover your down payment if you qualify.
    • What low down payment options are available?
    • 30 year loan vs 15 year loan
    • Good real estate agents
    • Purchasing a 4 unit owner occupant Multifamily
    • Stocks vs purchasing Real Estate, which is better. The equity amassed in a year can often times outweigh the ROI on the stock market.
    • Tax Advantages (living expenses become tax deductible) , More likely to get a better return, Eliminate living expense and Cashflow, don't have to sell real estate to reap benefits
    • Managing an Airbnb business
    • 49 min
    • Episode 43: The Cost of a Brick is a Brick...

      On today's bonus episode I am joined by Julius as we discuss the following topics:

      - How he got started in modeling and acting/ making the move to a bigger market in the Chicagoland area.

      -Negotiating deals to ensure the proper execution of your legal agreements to protect compensation.

      - Not giving up on a non-traditional career, an ode to all the creatives working in their industries.

      - Being consistent vs. persistent. 

       

      35 min
    • Episode 42: Work Smarter, Not Harder

      On today's episode I sit down with Khalil as we discuss the following topics:

      Net worth vs Income

      • Net worth is slightly more important, our generation-is obsessed with multiple streams of income but not increasing net worth
      • Discussing the difference between investing in RE vs stocks at our age.

        • Which is more opportunistic, a better ROI, and why risk is a considerable cause for concern.
        • Focused on dividends and dividend growth companies for a consistent passive income and remain above inflation.
        • Discussing liquidity And Cash flow as a millennial

          • Bank accounts, high yield savings accounts, 401ks, Roth IRA, high growth dividend stocks.
          • Rent to income ratio and how poorly we manage that:

            • You should only be spending 30-35% of your monthly gross (not net) income on rent. Anything higher is a mismanagement of cash flow or relative to high cost cities i.e. NYC, San Fran, Chicago, LA.
            • Top cities we would move to and why

              • Understanding the cost of living adjustment.
              • Discussion on growing your “brand”

                • In your mid 20s is the time to realize the job you do right now is a specific skill set, the demand for that skill set outweighs the supply. Leverage your value in the system, increase your network.

                • Maintaining a consistent workout schedule with you work life and Balancing responsibilities

                  • Khalil is currently studying for the CFA level 1 in addition to daily meditation and working out
                  • 1 hr 1 min
                  • Episode 41: Pre Valentine's Day Scaries???

                    Today we are joined by Kathryn as we discuss the hypocrisy and ego associated with courting/dating.

                    - Kathryn discusses her experience being single in Chicago.

                    - Her thoughts on whether a man should actively like other women's pictures. Naturally I defended you can.

                    - Soul mates: Is it a real thing? How we believe in multiple "soul mates".

                    - Her worst break up? What is her most impactful relationship. 

                    - How unfaithful relationship can sway your current view on monogamy.

                    - Can you stay friends with someone you hooked up with while actively in a relationship?


                    - And more......

                    51 min
                  • Episode 40: Are you a contender or a pretender? Ring Szn!

                    Today we are joined by Cameron as we discuss the following topics:


                    - OSU segment: Clemson vs OSU wrap-up. Season Analysis. Alabama vs OSU matchup problems.

                                 - Big Ten had 4 teams that ranked top 10 all FBS in red zone, rushing defense and overall ranking (OSU, Northwestern, Wisconsin, and Indiana.)           Do not underestimate the level of competition OSU faced this year in a shortened season, They are battle tested. In addition, we saw OSU display something most teams underutilize and SEC teams are not ready for....the proper use of the TE position. Look out for OSU's tight ends to exploit open spaces up the middle. 


                    - Browns Playoff football: We are confident in the Browns in the matchup against the Steelers. Their keys to victory against them. What we consider necessary off season adjustments.

                               -  At some point we have to admit that over the last 20 years the Super Bowl title has run through the AFC (Brady, Manning, and Big Ben have been in over 14 of the last 18 Super Bowls) . The future of the league ( Mayfield, Lamar Jackson, Patrick Mahomes, Josh Allen, Watson, Burrow, maybe Tua? Eyes are on Trevor Lawrence and Justin Fields possibly joining the AFC this summer) will once again lie in the hands of the AFC. Has bad drafting and poor GM decisions handicapped the NFC? What has held back their development (See Wentz, Mitchell Turbisky, Derek Carr, Kirk Cousin and Garappolo as examples.) 


                    - NFL playoffs: Packers, Buccaneers and more.

                             - The Green Bay Packers should win this year's NFC championship and punch their ticket to the Super Bowl, anything less will conclude a 10 year run of missed opportunities for future HOF and future 3 time MVP Aaron Rodgers. He is too elite of a talent to be afforded this many unsuccessful trips to the playoffs in a weak division they have won multiple times and are preseason favorites in every year. 


                    - Who our Dark Horses are in the NFL playoffs are.


                    - Our upset and predictions for the playoffs. 





                    1 hr 34 min
                  • Episode 39: You are either Elite or you are not.

                    On today's episode we are joined by Jacolby (known on Twitter as @__Colb__). We discuss the development and creation of relationships through social media. Colb is a member of Elite Media, a growing sports network created by black sports fans for black consumers. Colb has relationships across the Twitter platform and discusses ending up in group chats with Twitter commentators we all known and love like Big Business, Banksy, and Josiah Johnson (the son of former NBA All star Marques Johnson, who is best known for his viral tweets, weekly Yahoo Sports segments with LaJethro Jenkins and co. and viral sketch shows). Colb talks about podcasting while working a 9-5 and helping build Elite media. One of Elite Media's first big affiliates, the Play for Keeps podcast, made a big splash a few months ago by getting a huge interview with Kevin Durant and quickly garnering attention from Kendrick Perkins while live on ESPN for their growing appreciation for high school basketball sensation, Emoni Bates. Tune in to hear our thoughts about the remaining topics below:

                    - Thoughts on the ESPN top 100 rankings.

                    - Would you rather  build around Jokic or Murray?

                    - The inability to build rosters around point guards (Luka is the exception).

                    - The Celtics and their inability to build with free agents.

                    - Why Colb believes Giannis is in his 2011 Lebron moment.

                    - Browns to the playoffs? 

                    - Colb is from and lives in Cleveland while working remotely for Whistle Sports in LA. so naturally we discuss last weeks drop of Kid Cudi's newest studio album.


                    Remember to stay authentic this week. 


                    1 hr 7 min
                  • Episode 38: Ball Till We Fall?

                    On today's episode we are joined by Blake Rodgers, the host and creator of the Blake Rodgers Show. 

                    We discuss: 

                    1. Our opinions of how the NBA bubble restart will proceed.

                    2. Our views on athletes handling their mental health during a pandemic after hearing the news Karl Anthony Towns had lost 7 family members since the beginning of the pandemic.

                    3. We discuss Hayden Hurst of the Atlanta Falcons recent ESPN podcast appearance discussing his suicide attempt after his 2016 college season and how this is compounded by Kevin Love's recent interviews and Dak Prescott's preseason announcement.

                    4. Our thoughts on Kyrie of the Brooklyn Nets announcing he will not be participating in any media appearances this season.

                    5. Lastly, we discuss our ability to create content during a pandemic in comparison to the content creators we listen to, watch, and enjoy every week.



                    Enjoy! Remember to remain authentic this week.

                    1 hr 3 min
                  • Episode 37: Post Cleveland Depression

                    On today's episode we are joined by Jimmy as we discuss our thoughts on current events. 

                    - Our thoughts on the over excessive celebrations in reaction to Biden's successful election campaign.

                    -Handling the pressure of society at the moment while being a millennial in a pandemic. 

                                 - Fluid expectations  on marriage, children and stable jobs. The potential if moving cities again (Me leaving Chicago to either the South or West coast or Jimmy moving back to Cleveland), dynamic of friendships changing, and lastly conflict and confrontation on a day to day basis. 

                    - Post Cleveland Depression and what the phenomenon means and feels like.

                    - Do you compare yourself to your siblings, handling conflicts or disagreements with siblings.


                    1 hr 11 min
                  • 22 Days till D Day

                    We talk about Frankie’s transition from a Liberal to a Trump Supporter to now a Libertarian, including his brief stint as Kaitlin Bennett’s boss prior to the poop scandal and her complaint against him with the ACLU.

                    Thoughts on current landscape and the deep rooted partisanship toward each party

                    There is a considerable demographic of undecided voters currently assessing who they will vote for in November and why they feel embarrassed by both options.

                    Frankie's decision to vote third party for Jo Jorgensen.

                    How Trump can easily win?

                    How Biden can easily win?

                    • States we expect to swing? States we think are on the fence/Purple?
                    • No Matter who wins, “it’ll be the end of the world” to supporters of either party.
                    • Our thoughts and prayers to everyone involved in the Armenia/Azerbijan conflict. Lack of attention during COVID to events happening outside of the USA that are playing/having an effect on a global scale - (Look up examples - the injustices in the world have not stopped.)
                    • 1 hr

                    About InExplicable Thoughts

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                    Inexplicable Thoughts podcast is designed around an open conversation about sports, music, society, and the gradual change in our culture.