In this episode, Authorized IBC Practitioners Dr. Pedro Palicio and Isis Palicio, experienced financial advisors, share their journey from conventional planning to fully implementing IBC. They share how to take control of your financial future with Nelson Nash’s Infinite Banking Concept (IBC). 

Learn how to become your own banker and use dividend-paying whole life insurance policies to access cash value, manage cash flow, and control your personal banking system. 

Stay Connected:
🌐 Visit us: www.infinitebanking.org
📖 Get the book Becoming Your Own Banker by R. Nelson Nash: Purchase here
▶️ Watch on YouTube: Nelson Nash Institute

Most people focus on investments, but never question who performs the banking function in their lives. In this episode of the Infinite Banking Initiative, Authorized IBC Practitioner Michael Duryea joins us to discuss how a dividend-paying whole life insurance policy can be used as a strategic warehouse for capital.

This is an educational conversation focused on the process of IBC, the importance of capital control, and how long-term stewardship is built through discipline—not hype. 

Stay Connected:
🌐 Visit us: www.infinitebanking.org
📖 Get the book Becoming Your Own Banker by R. Nelson Nash: Purchase here
▶️ Watch on YouTube: Nelson Nash Institute

What does it mean to "Become Your Own Banker?" In this episode, we share a collection of the best stories and lessons from the IBI.

We look back at some of our most popular clips to show you how a dividend-paying whole life insurance policy can help you take control of your money. You will learn the mindset shifts needed to stop relying on outside banks and start using your own banking system to finance the things you need in life.

Highlights include:

• The eye-opening real estate story that sparked a profound "aha" moment about policy loans and financing investments through your own banking process.
• Nelson Nash's teachings on thinking long-range – beyond your lifespan, planning for generations, and building intentional financial rules.
• Why IBC is a mindset and process for controlling the banking function in your life, using dividend-paying whole life insurance as the ideal tool (and why universal life misses the mark).
  
  
• Becoming "unconsciously competent" through ongoing education at the Nelson Nash Institute.
  
  
• Transformational success stories: From paying taxes with ease and confidence to career leaps fueled by personal policy capital.
  
  
• Nelson's legendary grocery store analogy: "Start putting the cans of peas on the shelf today" – the simple shift that turns policy loan repayments into unstoppable financial momentum.
  
  
• Debunking myths, embracing opportunities that "find you" when you control capital, and real-life examples of financial freedom unlocked by IBC.

Whether you're exploring how to recapture interest paid to others, finance life on your terms, or build generational wealth, these standout clips capture the essence of Nelson Nash's revolutionary ideas.

Stay Connected:
🌐 Visit us: www.infinitebanking.org
📖 Get the book Becoming Your Own Banker by R. Nelson Nash: Purchase here
▶️ Watch on YouTube: Nelson Nash Institute

Explore the personal story of Nelson Nash, the founder of the Infinite Banking Concept (IBC), as shared by his family. This episode offers a heartfelt look into the life of a man whose ideas have guided many toward financial clarity.

Join Nelson's daughter, Kim Stearns, along with David Stearns, Leigh Barganier, and IBC practitioner Mary Jo Irmen, as they share their memories. They paint a picture of Nelson not just as a financial educator, but as a person who genuinely valued understanding and personal growth.

In this video, you will find:

• A Gentle Mentor: Discover how Nelson used everyday situations to encourage deeper thought, preferring to inspire inquiry rather than giving quick answers. This thoughtful approach helped people understand financial principles in a meaningful way.
• A Life of Learning: Hear stories about Nelson's diverse interests, including his love for books, music, and hands-on projects. These tales show his constant desire to learn and engage with the world around him.
• Building Connections: Learn about Nelson's natural ability to build relationships, often prioritizing personal interaction over immediate financial discussions. He believed in connecting with people authentically.
• The Foundation of IBC: Understand how Nelson's experiences and observations led him to develop the Infinite Banking Concept, detailed in his book "Becoming Your Own Banker." 

Stay Connected:
🌐 Visit us: www.infinitebanking.org
📖 Get the book Becoming Your Own Banker by R. Nelson Nash: Purchase here
▶️ Watch on YouTube: Nelson Nash Institute

You were taught to save, but were you ever taught to become a banker?

In this episode of the Infinite Banking Initiative, retired Air Force Colonel Mike Conner, a real estate investor, mentor, and authorized IBC Practitioner, shares the financial truths he discovered later in life.

Mike explains why traditional financial advice failed him (and millions of Americans) and how properly structured high-cash-value whole life insurance became the foundation of his Generational Wealth System.

Stay Connected:
🌐 Visit us: www.infinitebanking.org
📖 Get the book Becoming Your Own Banker by R. Nelson Nash: Purchase here
▶️ Watch on YouTube: Nelson Nash Institute

A family was told they could never afford their dream home. Years later, they moved in, all by applying the Infinite Banking Concept.

How did this happen, and why did a 24-year financial advisor who used to teach “buy term and invest the difference” completely change his mind about whole life insurance?

In this episode of the Infinite Banking Initiative, Authorized IBC Practitioner Kurt Berry shares Nelson Nash’s core idea and explains why properly designed whole life insurance can become the one place capital compounds without interruption.

If you’ve ever been told “whole life is a bad investment” or “just buy term and invest the difference,” this conversation offers a helpful second perspective.

Stay Connected:
🌐 Visit us: www.infinitebanking.org
📖 Get the book Becoming Your Own Banker by R. Nelson Nash: Purchase here
▶️ Watch on YouTube: Nelson Nash Institute

A defining moment in 2008. One book that changed everything. A financial philosophy that rebuilt a family and launched a calling.

In this episode of the Infinite Banking Initiative, Authorized IBC Practitioner Stephen Devlin shares the deeply personal story of how he and his wife Michelle discovered Nelson Nash’s "Becoming Your Own Banker" at a critical crossroads. What began as a search for answers became a lifelong commitment to the Infinite Banking Concept, a process of stewardship, disciplined capital management, and true multi-generational wealth planning.

Stephen’s journey, from starting their first policy on their six-year-old son with a gift from his mother, to meeting Nelson Nash in person, to building an IBC practice, is living proof that Nelson’s message still transforms lives when applied with integrity.

Stay Connected:
🌐 Visit us: www.infinitebanking.org
📖 Get the book Becoming Your Own Banker by R. Nelson Nash: Purchase here
▶️ Watch on YouTube: Nelson Nash Institute

David Stearns and James Neathery of the Nelson Nash Institute (NNI) explain why dividend-paying Whole Life is the only structure Nelson Nash recommended to support the Infinite Banking Concept (IBC).

You’ll learn:

• How Universal Life shifts performance and longevity risk to the policyholder
• Why the Cost of Insurance (COI) rises over time, threatening long-term viability
• The difference between illustration-based planning and contractual guarantees
• Why Whole Life’s cash value is guaranteed to equal the face amount by age 100/120
• How mutuality, dividends, and non-forfeiture options create reliable long-term capital

This video also highlights the historical evolution of life insurance: demutualization, 1980s product design, and industry pressures, and how Austrian economic principles shaped Nelson Nash’s long-range banking philosophy.

By the end, you’ll understand why IBC works only with Whole Life and why any product dependent on projections or rising costs undermines the core principles of becoming your own banker.

Stay Connected:
🌐 Visit us: www.infinitebanking.org
📖 Get the book Becoming Your Own Banker by R. Nelson Nash: Purchase here
▶️ Watch on YouTube: Nelson Nash Institute

In this episode of the Infinite Banking Initiative, Authorized IBC Practitioner Tricia Miller shares how she discovered the Infinite Banking Concept (IBC) and used it to regain confidence, liquidity, and long-term stability in her finances.

Drawing from the principles of Becoming Your Own Banker by R. Nelson Nash, Tricia explains that Infinite Banking isn’t an investment product; it’s a process of stewardship and understanding. By learning how money actually flows through your life, you can make decisions grounded in control, discipline, and peace of mind rather than emotion.

Stay Connected:
🌐 Visit us: www.infinitebanking.org
📖 Get the book Becoming Your Own Banker by R. Nelson Nash: Purchase here
▶️ Watch on YouTube: Nelson Nash Institute

How can you design a personal cash flow that provides both liquidity and control?

Authorized IBC Practitioner Luke Tatum of Perfect Spiral Capital shares how applying the Infinite Banking Concept reshaped the way he saves, borrows, and finances everyday needs. His experience illustrates the shift from conventional financial planning toward a process of stewardship and long-term design.

In this episode from the Nelson Nash Institute, explore how the Infinite Banking Concept (IBC), introduced in Becoming Your Own Banker by R. Nelson Nash, helps individuals and business owners manage money with clarity, flexibility, and purpose.

Stay Connected:
🌐 Visit us: www.infinitebanking.org
📖 Get the book Becoming Your Own Banker by R. Nelson Nash: Purchase here
▶️ Watch on YouTube: Nelson Nash Institute