Are you feeling overwhelmed by managing your finances? You're not alone. Money is the number one source of stress for many families, especially for the head of the family, also known as the modern family CFO. 

In this episode, the financial coaches dive into the importance of creating a comprehensive wealth strategy. They discuss the common challenges high-income earners face and how not having access to cash, a tax strategy, or a passive income system can leave you feeling exposed and without control.

If you’re ready to stop just managing money and start making it work for you, listen in to learn how to take ownership and build a cohesive wealth strategy, and create passive income that will allow you to achieve financial freedom.

Top three things you will learn:

-How to take ownership of your financial future

-Building a cohesive financial system 

-The importance of building passive income

Disclaimer: The opinions expressed on this podcast are solely those of the hosts and guests and do not constitute financial advice. Always consult a licensed professional for financial decisions.

This episode is sponsored by a podcast show partner. We may receive compensation if you use links or services mentioned in this episode.

The hosts may have a financial interest in the programs or services mentioned in this episode.

💸 Build a Passive Income Machine in 3 Steps:

Here’s how to flip the script and start building wealth the way the wealthy do 👇

👀 Step 1 – Watch the Free 40-Minute Masterclass on the Infinite Banking Concept

👉 wealthwithoutwallstreet.com/free-ibc-webinar

📞 Step 2 – Book a Free Call with Our Team (We Do This All Day, Every Day)

👉 wealthwithoutwallstreet.com/accelerate

📈 Step 3 – Start Building Passive Income

More Ways to Learn & Grow Wealth (For Free)

💾 Download the Passive Income Operating System

👉 wealthwithoutwallstreet.com/pios

👥 Join 10,000+ Investors Inside Our Free Community

👉 wealthwithoutwallstreet.com/community

Paying $250K+ in Taxes? Stop the Bleed.

😡 Apply for Our Next Tax Strategy Intensive

👉 wealthwithoutwallstreet.com/tax

Grab Our Book: Wealth Without Wall Street: 3 Steps to Freedom Through Passive Income

📘 wealthwithoutwallstreet.com/newbook

Stay Connected:

📸 Instagram: @wealthwithoutwallst

—

What would you do if your boss told you to reschedule your wedding? For today's guest, that was the push he needed to leave Wall Street and build a real estate empire.

In this episode, Sayam Ibrahim reveals how one outrageous request from his boss pushed him to quit corporate life. From walking away from an 80–100-hour-a-week Wall Street job to closing over 1,400 real estate deals, Sayam’s journey is a masterclass in turning adversity into opportunity. 

He shares how a $60K profit on his very first flip gave him the confidence to dive into real estate full-time, the costly second deal that nearly derailed him, and the game-changing lessons that followed. 

You’ll also hear how he transitioned into commercial and boutique hotel investing, including creative ways to boost income and reclassify properties for greater equity gains.

Top three things you will learn: 

-How to protect your real estate deals with multiple exit strategies

-The step-by-step method for finding and approaching retiring landlords

-Proven tactics to increase property value 

About Our Guest:

Sayam Ibrahim is a successful real estate investor who began his professional career on Wall Street, followed by a nine-year stretch in residential and commercial real estate, during which he and his team purchased over $50 million in properties across multiple markets. Sayam is one of the founders of Ecom Wealth Partners LLC and has been managing and building e-commerce businesses for friends, family, and colleagues, allowing him and those around him to generate substantial passive income.

Disclaimer: The opinions expressed on this podcast are solely those of the hosts and guests and do not constitute financial advice. Always consult a licensed professional for financial decisions.

This episode is sponsored by a podcast show partner. We may receive compensation if you use links or services mentioned in this episode.

The hosts may have a financial interest in the programs or services mentioned in this episode.

Connect with Sayam Ibrahim:

-Instagram - https://www.instagram.com/iam.sayam/

💸 Build a Passive Income Machine in 3 Steps:

Here’s how to flip the script and start building wealth the way the wealthy do 👇

👀 Step 1 – Watch the Free 40-Minute Masterclass on the Infinite Banking Concept

👉 wealthwithoutwallstreet.com/free-ibc-webinar

📞 Step 2 – Book a Free Call with Our Team (We Do This All Day, Every Day)

👉 wealthwithoutwallstreet.com/accelerate

📈 Step 3 – Start Building Passive Income

More Ways to Learn & Grow Wealth (For Free)

💾 Download the Passive Income Operating System

👉 wealthwithoutwallstreet.com/pios

👥 Join 10,000+ Investors Inside Our Free Community

👉 wealthwithoutwallstreet.com/community

Paying $250K+ in Taxes? Stop the Bleed.

😡 Apply for Our Next Tax Strategy Intensive

👉 wealthwithoutwallstreet.com/tax

Grab Our Book: Wealth Without Wall Street: 3 Steps to Freedom Through Passive Income

📘 wealthwithoutwallstreet.com/newbook

Stay Connected:

📸 Instagram: @wealthwithoutwallst

—

Are you still relying on outdated financial advice? In this episode, the financial coaches discuss a common dilemma faced by high earners: outgrowing traditional financial advisors. 

They discuss why reactive financial planning is holding back your wealth, and how proactive, creative solutions can change the game. The financial coaches also share their experiences, stressing the importance of taking control of your financial journey and seeking advisors who understand your unique needs.

If you’re tired of the status quo, tune in for expert insights on how to take charge of your financial future and break free from outdated systems.

Top three things you will learn:

-Why CPAs and financial advisors often fail to provide strategic direction

-The value of a proactive approach to financial planning

-How building a Passive Income Operating System can unlock financial freedom

Disclaimer: The opinions expressed on this podcast are solely those of the hosts and guests and do not constitute financial advice. Always consult a licensed professional for financial decisions.

This episode is sponsored by a podcast show partner. We may receive compensation if you use links or services mentioned in this episode.

The hosts may have a financial interest in the programs or services mentioned in this episode.

💸 Build a Passive Income Machine in 3 Steps:

Here’s how to flip the script and start building wealth the way the wealthy do 👇

👀 Step 1 – Watch the Free 40-Minute Masterclass on the Infinite Banking Concept

👉 wealthwithoutwallstreet.com/free-ibc-webinar

📞 Step 2 – Book a Free Call with Our Team (We Do This All Day, Every Day)

👉 wealthwithoutwallstreet.com/accelerate

📈 Step 3 – Start Building Passive Income

More Ways to Learn & Grow Wealth (For Free)

💾 Download the Passive Income Operating System

👉 wealthwithoutwallstreet.com/pios

👥 Join 10,000+ Investors Inside Our Free Community

👉 wealthwithoutwallstreet.com/community

Paying $250K+ in Taxes? Stop the Bleed.

😡 Apply for Our Next Tax Strategy Intensive

👉 wealthwithoutwallstreet.com/tax

Grab Our Book: Wealth Without Wall Street: 3 Steps to Freedom Through Passive Income

📘 wealthwithoutwallstreet.com/newbook

Stay Connected:

📸 Instagram: @wealthwithoutwallst

—

In the world of real estate, creative financing like "subject to" deals can be a game-changer. But are you aware of the risks and legal complexities that come with it?

In this episode, Attorney Bishoy Habib joins Russ and Joey to explore the world of "subject to" real estate deals, a powerful strategy for investors looking to take over existing mortgages without paying the full price upfront. He breaks down the potential legal pitfalls, including the do-on-sale clause and the risks of lenders calling the loan due. 

You’ll also learn crucial tips to protect yourself, from due diligence periods to utilizing land trusts and the key documents needed for a successful transaction. Whether you’re an investor or a seller, understanding these aspects could make all the difference in your next deal. 

Are you ready to dive deeper into creative financing? Don’t miss out on our full episode where we demystify the process and guide you through the legal steps to success.

Top three things you will learn: 

-The basics of subject-to transactions

-The risks involved, and the importance of protecting yourself legally

-The legal paperwork you need to prepare and how a land trust can provide protection

About Our Guest:

Bishoy M. Habib, Esq. is a legal expert in real estate, business closings (i.e. buying and selling dental practices), financing (loans, refinancings, seller financing, etc.), corporate and entity formation, employment agreements, and general business transactions. He specializes in representing dentists and physicians, and has closed thousands of transactions of all types and sizes over the course of his career.

Disclaimer: The opinions expressed on this podcast are solely those of the hosts and guests and do not constitute financial advice. Always consult a licensed professional for financial decisions.

This episode is sponsored by a podcast show partner. We may receive compensation if you use links or services mentioned in this episode.

The hosts may have a financial interest in the programs or services mentioned in this episode.

Connect with Attorney Bishoy Habib:

-Instagram - https://www.instagram.com/attorneybishoy/

💸 Build a Passive Income Machine in 3 Steps:

Here’s how to flip the script and start building wealth the way the wealthy do 👇

👀 Step 1 – Watch the Free 40-Minute Masterclass on the Infinite Banking Concept

👉 wealthwithoutwallstreet.com/free-ibc-webinar

📞 Step 2 – Book a Free Call with Our Team (We Do This All Day, Every Day)

👉 wealthwithoutwallstreet.com/accelerate

📈 Step 3 – Start Building Passive Income

More Ways to Learn & Grow Wealth (For Free)

💾 Download the Passive Income Operating System

👉 wealthwithoutwallstreet.com/pios

👥 Join 10,000+ Investors Inside Our Free Community

👉 wealthwithoutwallstreet.com/community

Paying $250K+ in Taxes? Stop the Bleed.

😡 Apply for Our Next Tax Strategy Intensive

👉 wealthwithoutwallstreet.com/tax

Grab Our Book: Wealth Without Wall Street: 3 Steps to Freedom Through Passive Income

📘 wealthwithoutwallstreet.com/newbook

Stay Connected:

📸 Instagram: @wealthwithoutwallst

—

Are you sitting on idle cash, thinking it's a safe move for your wealth? Think again. In today's conversation, the financial coaches dive into how holding cash could actually be the biggest obstacle to your financial freedom, and how you can access real opportunities by leveraging a system that not only protects your cash but puts it to work for you. 

They explore why cash is considered one of the worst assets to hold, discussing the hidden costs of inflation and opportunity loss. They also share the concept of infinite banking as a powerful alternative to traditional cash storage, offering a tax-advantaged environment to help grow wealth while keeping liquidity. 

Top three things you will learn:

-Why access to cash is essential for taking advantage of investment opportunities

-How holding idle cash in a savings account leads to opportunity and inflation costs

-Practical steps to start using infinite banking to build wealth and ensure cash growth without interruption

Disclaimer: The opinions expressed on this podcast are solely those of the hosts and guests and do not constitute financial advice. Always consult a licensed professional for financial decisions.

This episode is sponsored by a podcast show partner. We may receive compensation if you use links or services mentioned in this episode.

The hosts may have a financial interest in the programs or services mentioned in this episode.

💸 Build a Passive Income Machine in 3 Steps:

Here’s how to flip the script and start building wealth the way the wealthy do 👇

👀 Step 1 – Watch the Free 40-Minute Masterclass on the Infinite Banking Concept

👉 wealthwithoutwallstreet.com/free-ibc-webinar

📞 Step 2 – Book a Free Call with Our Team (We Do This All Day, Every Day)

👉 wealthwithoutwallstreet.com/accelerate

📈 Step 3 – Start Building Passive Income

More Ways to Learn & Grow Wealth (For Free)

💾 Download the Passive Income Operating System

👉 wealthwithoutwallstreet.com/pios

👥 Join 10,000+ Investors Inside Our Free Community

👉 wealthwithoutwallstreet.com/community

Paying $250K+ in Taxes? Stop the Bleed.

😡 Apply for Our Next Tax Strategy Intensive

👉 wealthwithoutwallstreet.com/tax

Grab Our Book: Wealth Without Wall Street: 3 Steps to Freedom Through Passive Income

📘 wealthwithoutwallstreet.com/newbook

Stay Connected:

📸 Instagram: @wealthwithoutwallst

—

Have you ever wondered how the Rothschild family built their immense fortune? In this episode, Russ and Joey reveal the financial strategies that can help you achieve true wealth, drawing inspiration from the Rothschilds. 

The duo emphasizes that the key to financial freedom isn't a huge bank balance–it's having passive income that exceeds your monthly expenses. To show you how it's done, they share their passive income report for June 2025, breaking down the numbers behind their success.

Ready to build wealth the smart way? Tune in and discover how to make financial freedom a reality, starting today.

Top three things you will learn: 

-The importance of liquidity

-How the Rothschild family’s multi-generational wealth system led to their long-term success, and how you can apply similar principles

-The concept of Investor DNA

June 2025 Income At-A-Glance: 

-Gross Income for June: $72,580.44

-Total Expenses for June: $13,414.02

-Total Net Profit for June: $59,166.42

-Difference b/t May & June: $9,802.02

-% of net profit to overall gross revenue: 82%

Disclaimer: The opinions expressed on this podcast are solely those of the hosts and guests and do not constitute financial advice. Always consult a licensed professional for financial decisions.

This episode is sponsored by a podcast show partner. We may receive compensation if you use links or services mentioned in this episode.

The hosts may have a financial interest in the programs or services mentioned in this episode.

💸 Build a Passive Income Machine in 3 Steps:

Here’s how to flip the script and start building wealth the way the wealthy do 👇

👀 Step 1 – Watch the Free 40-Minute Masterclass on the Infinite Banking Concept

👉 wealthwithoutwallstreet.com/free-ibc-webinar

📞 Step 2 – Book a Free Call with Our Team (We Do This All Day, Every Day)

👉 wealthwithoutwallstreet.com/accelerate

📈 Step 3 – Start Building Passive Income

More Ways to Learn & Grow Wealth (For Free)

💾 Download the Passive Income Operating System

👉 wealthwithoutwallstreet.com/pios

👥 Join 10,000+ Investors Inside Our Free Community

👉 wealthwithoutwallstreet.com/community

Paying $250K+ in Taxes? Stop the Bleed.

😡 Apply for Our Next Tax Strategy Intensive

👉 wealthwithoutwallstreet.com/tax

Grab Our Book: Wealth Without Wall Street: 3 Steps to Freedom Through Passive Income

📘 wealthwithoutwallstreet.com/newbook

Stay Connected:

📸 Instagram: @wealthwithoutwallst

—

Have you ever made a financial decision that you regret–one that left you questioning your choices and wondering how things could’ve turned out differently? 

In today's conversation, the financial coaches share the financial moves they regret the most and the valuable lessons they’ve learned from those experiences. From a costly dropshipping venture to real estate miscalculations, they take you through their mistakes and discuss how they bounced back stronger.

If you've faced setbacks in your financial journey, you’re not alone. Tune in to find out how embracing mistakes can lead to smarter decisions and ultimately to financial freedom.

Top three things you will learn:

-How to avoid the common traps that cause financial regret

-How failure can lead to greater success in building passive income

-The mindset shifts that can turn financial mistakes into long-term growth

Disclaimer: The opinions expressed on this podcast are solely those of the hosts and guests and do not constitute financial advice. Always consult a licensed professional for financial decisions.

This episode is sponsored by a podcast show partner. We may receive compensation if you use links or services mentioned in this episode.

The hosts may have a financial interest in the programs or services mentioned in this episode.

💸 Build a Passive Income Machine in 3 Steps:

Here’s how to flip the script and start building wealth the way the wealthy do 👇

👀 Step 1 – Watch the Free 40-Minute Masterclass on the Infinite Banking Concept

👉 wealthwithoutwallstreet.com/free-ibc-webinar

📞 Step 2 – Book a Free Call with Our Team (We Do This All Day, Every Day)

👉 wealthwithoutwallstreet.com/accelerate

📈 Step 3 – Start Building Passive Income

More Ways to Learn & Grow Wealth (For Free)

💾 Download the Passive Income Operating System

👉 wealthwithoutwallstreet.com/pios

👥 Join 10,000+ Investors Inside Our Free Community

👉 wealthwithoutwallstreet.com/community

Paying $250K+ in Taxes? Stop the Bleed.

😡 Apply for Our Next Tax Strategy Intensive

👉 wealthwithoutwallstreet.com/tax

Grab Our Book: Wealth Without Wall Street: 3 Steps to Freedom Through Passive Income

📘 wealthwithoutwallstreet.com/newbook

Stay Connected:

📸 Instagram: @wealthwithoutwallst

—

Most investors follow the same advice and end up with average results. The wealthiest investors play by a different set of rules. In this episode, you’ll learn exactly what they are.

Today, Russ and Joey sit down with economist, investor, and author Bob Fraser to unpack the wealth-building strategies of the ultra-rich. Bob reveals why now is a critical time to rethink traditional investing advice and what accredited investors are missing out on.

From generating true passive cash flow to identifying undervalued opportunities in sectors like energy, Bob shares insights straight from the billionaire playbook. He also challenges the overreliance on financial advisors and empowers listeners to take ownership of their wealth strategy.

Whether you’re a seasoned investor or just starting out, this episode sheds light on the mindset, models, and moves that separate average portfolios from extraordinary ones.

Tune in to discover how billionaires see the market and how you can too.

Top three things you will learn: 

-What billionaires do differently

-How to generate more passive income

-The type of investment opportunities to consider now

About Our Guest:

Bob Fraser is the co-founder of Aspen Funds, a fund management company focused on alternative investments. He is responsible for financial management, portfolio modeling, as well as systems and processes, designing and deploying Aspen’s scalable, state-of-the-art back-end platform.

Bob is also involved in several entrepreneurial initiatives, including book publishing, financial consulting, and co-hosting a podcast called Invest Like a Billionaire, where they discuss strategies of the ultra-wealthy and interview successful investors and alternative investment experts.

Disclaimer: The opinions expressed on this podcast are solely those of the hosts and guests and do not constitute financial advice. Always consult a licensed professional for financial decisions.

This episode is sponsored by a podcast show partner. We may receive compensation if you use links or services mentioned in this episode.

The hosts may have a financial interest in the programs or services mentioned in this episode.

Connect with Bob Fraser:

-Website - https://www.thebillionairesummit.com/ and https://www.thebillionairebook.org/

💸 Build a Passive Income Machine in 3 Steps:

Here’s how to flip the script and start building wealth the way the wealthy do 👇

👀 Step 1 – Watch the Free 40-Minute Masterclass on the Infinite Banking Concept

👉 wealthwithoutwallstreet.com/free-ibc-webinar

📞 Step 2 – Book a Free Call with Our Team (We Do This All Day, Every Day)

👉 wealthwithoutwallstreet.com/accelerate

📈 Step 3 – Start Building Passive Income

More Ways to Learn & Grow Wealth (For Free)

💾 Download the Passive Income Operating System

👉 wealthwithoutwallstreet.com/pios

👥 Join 10,000+ Investors Inside Our Free Community

👉 wealthwithoutwallstreet.com/community

Paying $250K+ in Taxes? Stop the Bleed.

😡 Apply for Our Next Tax Strategy Intensive

👉 wealthwithoutwallstreet.com/tax

Grab Our Book: Wealth Without Wall Street: 3 Steps to Freedom Through Passive Income

📘 wealthwithoutwallstreet.com/newbook

Stay Connected:

📸 Instagram: @wealthwithoutwallst

—

Building wealth is one thing, but protecting it is a whole other game. In today’s conversation, the financial coaches discuss asset protection and wealth management, revealing strategies that can safeguard your hard-earned money and shield your business from unexpected risks. 

Whether you’re a high-income earner or an entrepreneur looking to preserve your legacy or just want to make sure your wealth is truly secure, this episode is packed with actionable insights you won’t want to miss!

The coaches talk about how many entrepreneurs overlook the risks of not planning for asset protection until it's too late, highlighting the importance of having access to liquidity, especially during unexpected events. 

Ready to protect your assets and plan for the future? Tune in and learn how to create a financial plan that safeguards your wealth.

Top three things you will learn:

-How the lack of proper asset protection can jeopardize your wealth

-The advantages of infinite banking as a strategy for wealth preservation and access to liquidity

-The common mistakes entrepreneurs make when it comes to taxes and retirement planning, and how to avoid them

Disclaimer: The opinions expressed on this podcast are solely those of the hosts and guests and do not constitute financial advice. Always consult a licensed professional for financial decisions.

This episode is sponsored by a podcast show partner. We may receive compensation if you use links or services mentioned in this episode.

The hosts may have a financial interest in the programs or services mentioned in this episode.

💸 Build a Passive Income Machine in 3 Steps:

Here’s how to flip the script and start building wealth the way the wealthy do 👇

👀 Step 1 – Watch the Free 40-Minute Masterclass on the Infinite Banking Concept

👉 wealthwithoutwallstreet.com/free-ibc-webinar

📞 Step 2 – Book a Free Call with Our Team (We Do This All Day, Every Day)

👉 wealthwithoutwallstreet.com/accelerate

📈 Step 3 – Start Building Passive Income

More Ways to Learn & Grow Wealth (For Free)

💾 Download the Passive Income Operating System

👉 wealthwithoutwallstreet.com/pios

👥 Join 10,000+ Investors Inside Our Free Community

👉 wealthwithoutwallstreet.com/community

Paying $250K+ in Taxes? Stop the Bleed.

😡 Apply for Our Next Tax Strategy Intensive

👉 wealthwithoutwallstreet.com/tax

Grab Our Book: Wealth Without Wall Street: 3 Steps to Freedom Through Passive Income

📘 wealthwithoutwallstreet.com/newbook

Stay Connected:

📸 Instagram: @wealthwithoutwallst

—

Have you ever wondered what happens after you sell your startup? In this episode, Jay Reno joins Russ and Joey to share his journey from building and selling his first company to exploring the world of startups and travel tech, and the lessons he learned along the way. 

He discusses his current venture, which helps people maximize their credit card points for free flights, providing travelers with incredible opportunities to fly for less.

If you're looking to maximize your travel points, check out Pointhound today and start booking your dream vacation at a fraction of the cost!

Top three things you will learn: 

-The unexpected reality of exiting a company

-The importance of passion and trying new things when building a business

-How leveraging credit card points can provide incredible travel opportunities

About Our Guest:

Jay Reno is the co-founder and CEO of Pointhound, which helps people find and book flights to fantastic destinations using credit card points and miles. 

He also leads Seed and Series A investments at 645 Ventures, where he serves as a Venture Partner. Investment areas include consumer, fintech, climate tech, and AI.

Jay previously founded Feather, raised $76m, built a world-class team of 150 people, and sold the company in 2022.

Disclaimer: The opinions expressed on this podcast are solely those of the hosts and guests and do not constitute financial advice. Always consult a licensed professional for financial decisions.

This episode is sponsored by a podcast show partner. We may receive compensation if you use links or services mentioned in this episode.

The hosts may have a financial interest in the programs or services mentioned in this episode.

Connect with Jay Reno:

-Website - https://www.pointhound.com/

💸 Build a Passive Income Machine in 3 Steps:

Here’s how to flip the script and start building wealth the way the wealthy do 👇

👀 Step 1 – Watch the Free 40-Minute Masterclass on the Infinite Banking Concept

👉 wealthwithoutwallstreet.com/free-ibc-webinar

📞 Step 2 – Book a Free Call with Our Team (We Do This All Day, Every Day)

👉 wealthwithoutwallstreet.com/accelerate

📈 Step 3 – Start Building Passive Income

More Ways to Learn & Grow Wealth (For Free)

💾 Download the Passive Income Operating System

👉 wealthwithoutwallstreet.com/pios

👥 Join 10,000+ Investors Inside Our Free Community

👉 wealthwithoutwallstreet.com/community

Paying $250K+ in Taxes? Stop the Bleed.

😡 Apply for Our Next Tax Strategy Intensive

👉 wealthwithoutwallstreet.com/tax

Grab Our Book: Wealth Without Wall Street: 3 Steps to Freedom Through Passive Income

📘 wealthwithoutwallstreet.com/newbook

Stay Connected:

📸 Instagram: @wealthwithoutwallst

—