Inflation and Your Money with Fexingo: Protecting Purchasing Power and Beating Inflation

Lucas and Luna dig into the specific mechanics of rent inflation in mid-2026. With CPI shelter costs still running above 5 percent annually and the Fed holding rates steady at 3.63 percent, tenants are feeling the pinch. The hosts break down why asking rents are climbing even as core goods prices moderate, how the cost of capital is squeezing smaller landlords, and what the ten-year breakeven inflation rate of 2.23 percent means for your lease renewal. Plus, a quick honest note about how listener support keeps the show ad-free. Concrete numbers, real-world examples, and a practical take on what renters can actually do.

#RentInflation #ShelterCosts #CPI #FedPolicy #ApartmentRent #LandlordEconomics #Inflation2026 #PurchasingPower #PersonalFinance #RealEstate #TenantTips #CostOfLiving #HousingMarket #Multifamily #LeaseRenewal #FexingoBusiness #BusinessPodcast #Finance

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Episode 88 of Inflation and Your Money with Fexingo. Lucas and Luna dive into how rising reconstruction costs and climate risk are quietly inflating your homeowners insurance premiums — even if you haven't filed a claim. They break down the latest CPI data, explain why your dwelling coverage limit may be underinsured by 20 percent or more, and offer practical steps to avoid a nasty surprise at renewal. Plus, a quick look at how the ten-year breakeven inflation rate signals what insurers expect next. No fluff, just the numbers that matter for your biggest asset.

#Inflation #HomeownersInsurance #PropertyInsurance #ClimateRisk #ReplacementCost #CPI #BreakevenInflation #InsurancePremium #DwellingCoverage #Underinsurance #RebuildCost #LumberPrices #ActuarialScience #PersonalFinance #FexingoBusiness #BusinessPodcast #InflationProtection #FinancialLiteracy

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Episode 87 of Inflation and Your Money with Fexingo dives into a hidden inflation front: gym memberships. Lucas and Luna break down how fitness chains are shrinking perks, raising fees, and layering on surcharges while keeping base prices sticky. They cite recent CPI data showing recreation services up 4.2% year-over-year, and discuss Planet Fitness's 2026 price hike on its classic card from $10 to $15. Tune in for practical tips on auditing your membership and spotting shrinkflation on the gym floor.

#Inflation #GymMembership #PlanetFitness #Shrinkflation #PurchasingPower #FitnessIndustry #CPI #PersonalFinance #Finance #FexingoBusiness #BusinessPodcast #InflationAndYourMoney #ConsumerRights #HiddenFees #RecreationServices #PriceHikes #LucasAndLuna #WealthProtection

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When was the last time you checked whether your homeowners insurance actually covers the cost to rebuild your house? In this episode, Lucas and Luna dig into replacement-cost inflation—a hidden tax that's pushing underinsurance to crisis levels. They break down how construction-labor shortages, higher lumber prices, and supply-chain delays have pushed rebuild costs up 40% since 2020, while many policies still base coverage on outdated appraisals. Using the latest CPI data and real-world examples from recent natural disasters, they explain why a standard HO-3 policy might leave you tens of thousands of dollars short. They also walk through the 'extended replacement cost' endorsement—a relatively cheap fix that can add 25% to 50% above your dwelling limit. If you own a home, this episode could literally save you from financial ruin after a claim.

#HomeInsurance #Inflation #ReplacementCost #Underinsurance #InsuranceCoverage #HomeownersInsurance #ConstructionCosts #LumberPrices #CPI #PurchasingPower #Finance #PersonalFinance #InsurancePolicy #ExtendedReplacementCost #InsuranceClaim #HousingMarket #FexingoBusiness #BusinessPodcast

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Episode 85 of Inflation and Your Money examines how inflation has reshaped the cost of your daily coffee. Lucas and Luna break down the numbers: a pound of coffee beans has risen over 40% since 2020, and the average latte now sits at $6.75 in major U.S. cities. They explore the role of climate change, supply chain shifts, and the shrinking 'shrinkflation' bag size. With the CPI for coffee up 8% year-over-year and the 10-year breakeven inflation rate at 2.24%, the episode asks: is your morning brew still worth the squeeze?

#CoffeeInflation #Shrinkflation #PersonalFinance #InflationHedge #CPI #CoffeePrices #LucasAndLuna #FexingoBusiness #BusinessPodcast #Economics #ConsumerPrices #ClimateChange #SupplyChain #CoffeeBeans #Latte #BreakevenInflation #PCE #InflationAndYourMoney

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In Episode 84 of Inflation and Your Money with Fexingo, Lucas and Luna dive into a hidden inflation front: car insurance. While CPI shows auto insurance up 22% year-over-year, the real story behind rate hikes is far more complex. Lucas unpacks how repair costs—driven by advanced sensors, expensive parts, and labor shortages—are the primary culprit, not just claims frequency. He cites data from the Bureau of Labor Statistics and mentions that State Farm and Progressive have raised rates by 15-20% in 2026 alone. Luna questions whether shopping around actually helps anymore, and they discuss usage-based insurance as a potential hedge. The conversation is grounded in the latest CPI report from May 2026, which shows motor vehicle insurance up 1.2% month-over-month, continuing its relentless climb. A must-listen for anyone who drives and wants to understand why their premiums are soaring.

#CarInsurance #Inflation #AutoInsurance #CPI #InsurancePremiums #RepairCosts #StateFarm #Progressive #BureauOfLaborStatistics #UsageBasedInsurance #PersonalFinance #Finance #FexingoBusiness #BusinessPodcast #LucasAndLuna #PurchasingPower #HiddenInflation #ConsumerPrices

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In Episode 83 of Inflation and Your Money with Fexingo, Lucas and Luna dig into a quiet inflation story: your home internet bill. With average broadband prices rising faster than headline CPI, they unpick the forces pushing costs up — from infrastructure upgrades to data-hungry streaming and 5G buildouts. They reference the latest Fed funds rate at 3.63% and the 10-year breakeven inflation at 2.22%, then talk about whether competition from fixed wireless access providers like Verizon and T-Mobile is enough to keep prices in check. The episode also covers practical strategies: locking in promotional rates, buying your own modem, and trimming streaming subscriptions. A focused, numbers-driven conversation for anyone who pays for internet access and wants to protect their purchasing power.

#Inflation #PurchasingPower #InternetBills #Broadband #CPI #FixedWirelessAccess #5G #Verizon #TMobile #Comcast #Charter #StreamingCosts #PersonalFinance #ConsumerRights #Shrinkflation #FexingoBusiness #BusinessPodcast #InflationAndYourMoney

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Pet medical inflation is outpacing human healthcare costs and core CPI. Lucas and Luna break down why veterinarian prices rose over 8% year-over-year through May 2026—driven by consolidation in veterinary practices, specialized equipment debt, and a shortage of qualified vets. They look at what pet owners can actually do, including pet insurance trade-offs and the rise of preventative care subscription models. Plus, a look at the broader inflation picture with the May CPI at 334.0 and core PCE still sticky at 2.2% on the 10-year breakeven. If your dog's annual checkup just jumped fifty bucks, this episode explains why.

#PetInflation #VetBills #VeterinaryCosts #PetInsurance #CPI #CorePCE #Inflation #PurchasingPower #Consolidation #PreventativeCare #PetOwners #FexingoBusiness #BusinessPodcast #Finance #PersonalFinance #PetEconomy #VeterinaryShortage #SubscriptionModels

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Episode 81 of Inflation and Your Money with Fexingo: Lucas and Luna reveal how 'shrinkflation' is hitting your grocery cart harder than official CPI data suggests. They break down a real-world example—a bag of coffee that dropped from 12 ounces to 10.5 ounces while the price stayed the same—and explain why the Bureau of Labor Statistics struggles to capture these hidden price increases. Lucas brings the data: core CPI for food-at-home rose 2.1% year-over-year, but private researchers estimate shrinkflation adds another 0.5 to 1 percentage point. Luna shares a smart shopping hack: tracking unit prices on shelf labels. They also discuss why packaged goods companies resort to this tactic during sticky inflation and how the Fed's 3.63% funds rate influences the trend. A practical episode for anyone tired of paying more for less.

#Shrinkflation #Inflation #GroceryPrices #ConsumerPriceIndex #CPI #FoodInflation #PersonalFinance #PurchasingPower #LucasAndLuna #FexingoBusiness #BusinessPodcast #InflationAndYourMoney #PackagedGoods #UnitPricing #HiddenInflation #CostOfLiving #Investing #Finance

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Episode 80 of Inflation and Your Money with Fexingo explores an overlooked inflation victim: life insurance premiums. Lucas and Luna break down how persistent inflation has pushed up the cost of term and whole life policies by 8-12% in 2026, using real data from the May CPI report and recent Fed signals. They explain the mechanics — higher claims costs, rising bond yields, and insurers repricing risk — and offer practical tips for locking in rates or adjusting coverage. A concrete, numbers-driven conversation for anyone concerned about protecting their family without overpaying.

#LifeInsurance #Inflation #TermLife #WholeLife #PremiumHike #CPI #FedRate #BondYields #PersonalFinance #InsuranceStrategy #CostOfLiving #CoverageTips #FinancialPlanning #InflationHedge #PolicyRenewal #Finance #FexingoBusiness #BusinessPodcast

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