BITS, the technology policy division of The Financial Services Roundtable, has just named Paul Smocer its new president. What are his strategies for tackling fraud, security and FFIEC compliance?

Discussing Verizon's new report on the state of PCI compliance, PCI expert Jen Mack says payment card security today is "disappointing," and global merchants are at serious risk of new data breaches.

Merging government agencies responsible for physical and information security into a single operation makes sense, says Michigan's new chief security officer, Dan Lohrmann. After all, he says, the same technologies used to allow entry to a building also can be deployed to permit access to a sensitive database.

Healthcare organizations need to take five key steps to prepare for the upcoming HIPAA compliance audit program, says compliance specialist Bob Chaput.

Mobile apps and smartphone security are increasing global concerns. But Dr. Giles Hogben of ENISA says mobile malware mania is a bit overhyped, since mobile is actually more secure than most other platforms currently on the market.

It's been well over a year since the passage of the Dodd-Frank Wall Street Reform and Consumer Protection Act. How should banking institutions prepare for the hundreds of new regulations expected to come as a result of this landmark legislation?

Ensuring compliance with BSA and AML mandates is always a priority for federal examiners, and that makes it a priority for banks, says Nancy O'Donnell of Thomaston Savings Bank.

Ensuring adequate security will prove vital to efforts to link statewide health information exchanges to each other, says IT consultant Patti Dodgen.

Risk management expert Frances McLeod says investment banks such as UBS struggle with balance between risk management and making money. "There is a bit of a conflict in the culture," she says.

Intelligence expert Terry Roberts says cyber intelligence, a new approach to IT security, could make significant gains in the coming year. "The good thing is, this isn't really rocket science," says the chair of the Intelligence and National Security Alliance's Cyber Council.