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  • Faith & Finance - What If I Haven’t Filed Taxes in Years? with Kevin Cross

    Did you hear about the guy who tried to pay his taxes with a smile? Unfortunately for him, the IRS still prefers cash.

    All jokes aside, failing to file your taxes for several years is no small matter—but it’s not the end of the road, either. Kevin Cross joins us today with practical steps to help you get back on track.

    Kevin Cross is a Certified Public Accountant (CPA) who has headed CPA firms in Florida and now Georgia. He has studied the tax code extensively and specializes in representing taxpayers before the Internal Revenue Service (IRS).

    Start With the Present, Not the Past

    The further you fall behind, the more difficult it is to catch up. But rather than beginning with the year you first missed, he recommends filing your most recent return first—say, 2024—and working backward as needed. This shows the IRS that you’re attempting to come into compliance, not ignoring your obligations.

    Falling behind on taxes is more common than most people think. Life events like divorce, disability, job loss, or even the rise of gig work can trigger tax complications. For example, many gig workers receive a 1099 for the first time, try to file using online software, and are shocked to discover they owe thousands. Rather than seek help, they freeze—and the following year’s return also goes unfiled.

    Of course, COVID didn’t help as many people have been struggling since then to get back on track.

    Do You Always Have to File?

    A common misunderstanding is that you must always file. If you’re not going to owe anything, you don’t have to file. That includes many senior citizens who live solely on Social Security.

    However, if you're due a refund, you have up to three years to file and claim it. Miss that window, and the refund is forfeited.

    Importantly, there’s a difference between not filing and not paying. Sometimes you don’t know what you owe—or if you owe—until you file.

    Even if you don't owe taxes on the sale of a primary residence, for example, the IRS won't know that unless you file. If you don’t, you might receive a letter saying you owe thousands in capital gains tax—money you could’ve avoided paying.

    How to Begin the Process

    If you're unsure how many years you've missed, a good first step is to request a Wage and Income Transcript from the IRS. This document shows all your reported income—W-2s, 1099s, Social Security, retirement distributions, and more. You can request it through the IRS website by searching for “IRS wage and income transcript.”

    Even with transcripts in hand, deciphering them can be complicated. That’s why we strongly recommend seeking help from a CPA or tax professional familiar with IRS representation. You may not know what to do with what you find. You can find a Certified Kingdom Advisor (CKA) in your area who specializes in tax planning and preparation by going to FaithFi.com and clicking “Find a Professional”. 

    Also, it’s helpful to know that the IRS’s own handbook, the Internal Revenue Manual, usually requires only the last six years of returns to be filed. That’s a helpful limit for those unsure where to begin.

    The IRS Will Work With You

    Don’t let fear keep you stuck. The IRS can work with you. Options include payment plans or even an offer in compromise, which may reduce your total tax liability.

    Filing late taxes doesn’t have to be terrifying. With the right help and a step-by-step plan, you can get back on track—and even experience peace of mind. The IRS just wants to see you trying. Start with today, and take it one step at a time.

    On Today’s
    25 min
  • Living on the Edge with Chip Ingram Daily Podcast - I Choose Hope - Finding Hope, Part 2

    Did you know that wherever we put our hope - that's what we worship? Interesting idea. So what happens if we worship false hope? On the other hand, what happens if we worship true hope? Join Chip to find out.

    Understanding Hope:

    Finding Hope & Keeping it Alive

    The context: Philippians 1-2

    • In difficult circumstances = I choose joy!
    • In challenging relationships = I choose love!
    • In confusion and chaos = I choose hope!

    The command: Rejoice in the Lord -- Philippians 3:1

    The warning: Beware of false teachers -- Philippians 3:2

    3 Vital Takeaways

    1. Whatever we put our HOPE in will determine what we WORSHIP.
    2. False HOPE always ends in either PRIDE or DESPAIR. 1 Timothy 6:17
    3. True HOPE is rooted in RELATIONSHIP and results in JOY and ENDURANCE. Romans 5:1-5

    Speaker Mentioned Resource

    • Ray Johnston - The Hope Quotient

    Broadcast Resource

    • Download Free MP3
    • Message Notes

    Additional Resource Mentions

    • "I Choose Joy" Book
    • "I Choose Joy" Home Church Study

    Mid Year Match

    • Mid Year Match

    Connect

    • 888-333-6003
    • Website
    • Chip Ingram App
    • Instagram
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    Partner With Us

    • Donate Online
    • 888-333-6003
    27 min
  • Bold Steps with Dr. Mark Jobe - What You Know Will Change You – Part 2

    Today on Bold Steps … Pastor Mark Jobe helps us understand God’s transformative power. People are often in search of three things … riches, power … and hope.  And on the program, as we move forward in our brand-new series, When You Believe … Everything Changes … Mark is going to show us how we can find those three things … and so much more!  We’re in the book of Ephesians … chapter one, and our message is titled, What You Know Will Change You.

    Bold Step Gift: Lies Boys Believe: And The Epic Quest For Truth

    Become a Bold Partner: https://www.moodyradio.org/donateto/boldsteps

    See omnystudio.com/listener for privacy information.

    26 min
  • Faith and Freedom - NY Health Care Workers Ask SCOTUS To Resolve Conflicts in the Circuits

    There is a circuit court split on the issue that the High Court should resolve immediately to protect the religious rights of health care workers. Constitutional expert, lawyer, author, pastor, and founder of Liberty Counsel Mat Staver discusses the important topics of the day with co-hosts and guests that impact life, liberty, and family. To stay informed and get involved, visit LC.org.

    11 min
  • Be Still and Know Daily Bible Devotion - June 20th - John 1:45-46
    John 1:45-46
    Philip went to look for Nathanael and told him, “We have found the very person Moses and the prophets wrote about! His name is Jesus, the son of Joseph from Nazareth.” “Nazareth!” exclaimed Nathanael. “Can anything good come from Nazareth?”
    Wherever you live, there is probably a town not far away with a dodgy reputation. For whatever reason, the place is held in suspicion, and you can’t imagine that anything good would ever come out of it! Nathanael came from Cana, which is not far away from Nazareth, and it appears that a typical town rivalry made Nathanael respond in that way.
    Philip wasn’t put off by Nathanael’s dismissive response to Jesus. He invited Nathanael to see Jesus for himself. That changed everything. Jesus saw Nathanael and made the amazing statement: “Now here is a genuine son of Israel—a man of complete integrity” (John 1:47). Within moments, Nathanael had declared that Jesus was the Son of God, the King of Israel. None of that would have happened unless Philip had persisted. He could easily have felt a bit hurt by Nathanael’s cynical response and decided not to push it, but he didn’t. He gave Nathanael the opportunity to meet Jesus for himself.
    When we speak about Jesus, we will often face a dismissive response. I have found that many people dismiss Christianity because of what they’ve seen of the Church. They will be quick to point out any whiff of hypocrisy that they have picked up, or to tell the story of a rude church minister. We should always listen to those accusations with grace and patience. Their stories may be entirely correct. We Christians are not perfect and are capable of hypocrisy, rudeness and much else besides. Our role is never to point to Christians or the Church, but to encourage them to meet Jesus, knowing that he alone can give them life.
    Question
    How do you respond when people are cynical about Christianity?
    Prayer
    Loving Father, thank you that we can always point people to Jesus with confidence, knowing that he will never let them down. Amen
    4 min
  • Bible Answer Man Podcast with Hank Hanegraaff - Stockholm Syndrome Christianity with John West - Part 4
    On today’s Bible Answer Man broadcast (06/19/25), we pick up where we ended on our previous broadcast and present more of an episode of the Hank Unplugged podcast. Hank is talking with Dr. John West, author of Stockholm Syndrome Christianity: Why America’s Christian Leaders Are Failing—And What We Can Do About It. Hank and Dr. West discuss sexual suicide—how the devaluation of marriage within churches came before the culture, if Supreme Court Justice Anthony Kennedy an example of Stockholm Syndrome Christianity, the slippery slope for individuals, when “anti-racism” is actually racist, and how Stockholm Syndrome Christians abandoned religious liberty.
    29 min
  • No Agenda Show - 1774 - "Leave it to Bibi"
    No Agenda Episode 1774 - "Leave it to Bibi"

    "Leave it to Bibi"

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    Linda Lu—Duchess of Jobs and writer of winning resumes

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    Art By: Darren O'Neill

    End of Show Mixes: Sir Michaelanthony - Prof J Jones - Tom Starkweather

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    Last Modified 06/19/2025 16:48:04
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    3 hr 21 min

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