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Over the past few days on Bold Steps, Pastor Mark Jobe has been presenting an overview of the Ten Commandments as they’re found in Exodus, chapter 20 … and we’ve come to see that some of them are short and staccato. While others pack more of a punch. We’ll be looking at one commandment that almost 95% of the population believes is wrong … morally and spiritually. And that is the problem of infidelity.
Bold Steps Gift: LIES GIRLS BELIEVE: AND THE TRUTH THAT SETS THEM FREE
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The nation’s largest abortion business, which commits over 1,100 abortions per day, presents killing unborn children and harming women as “inspiring hope.” Constitutional expert, lawyer, author, pastor, and founder of Liberty Counsel Mat Staver discusses the important topics of the day with co-hosts and guests that impact life, liberty, and family. To stay informed and get involved, visit LC.org.
We all lead our lives under authority, but we must be conscious of which authority we’re choosing. In this sermon, Pastor Allen Jackson discusses how our lives should look under authority of the King, drawing from biblical examples including Jonah, Moses, and Abraham. We all need the humility to say, “I am under the authority of the King. I have raised my hand, and I'm going to run my race, complete my course, and I will not stop. In the name of Jesus, I will finish triumphantly!” Living a life fully under God’s authority will bring freedom, but it also requires obedience to Him and a heart change.
To support this ministry and help us continue to reach people all around the world, visit this link: allenjackson.com/podcastdonate
Today you’re going to be faced with lots of choices and decisions. What will you base those decisions on? Coach Justus’ spiritual workout plan for the day is all about recognizing and exercising God’s peace in all you do!
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Whether to buy a house or go to college are major financial decisions, but so is deciding when to take Social Security.
It’s true—tens of thousands of dollars, if not more, are on the line when deciding when to start Social Security benefits. Eddie Holland joins us today to help make the decision easier.
Eddie Holland is a Senior Private Wealth Advisor and partner of Blue Trust in Greenville, South Carolina. He’s also a CPA, a Certified Financial Planner (CFP®), and a Certified Kingdom Advisor (CKA®).
When it comes to retirement, one of the most common questions people ask is: When should I start taking Social Security benefits? It’s a vital decision that affects not only your income but also your long-term financial strategy and even your legacy.
It’s generally recommended to wait until at least full retirement age (66 or 67), but that doesn’t mean it’s the best choice for everyone. While delaying Social Security allows your benefits to grow up to 8% annually after full retirement age, thanks to what's called a delayed retirement credit, we must remember that each situation is unique.
Six Key Factors to ConsiderHere are several factors that should guide your decision:
1. Reduction vs. Growth of BenefitsTaking Social Security early reduces benefits. Delaying past full retirement age increases benefits. That tradeoff is foundational to your strategy.
2. Cash Flow NeedsIf you retire before full retirement age and need income, you might begin drawing Social Security early to meet immediate needs. Some people may need to pay off debt or cover living expenses.
3. Charitable Giving GoalsInterestingly, some retirees choose to take Social Security early in order to increase their generosity. Some people start taking benefits specifically to give more, either during retirement or as part of a legacy plan.
4. Health and LongevityYour health and family history play a significant role. If you don’t expect to live well into your 80s or 90s, you might opt to draw earlier. But if you’re healthy and expect a longer life, delaying could offer more value over time.
5. Legacy and InheritanceYou can’t leave your Social Security benefits to heirs, but you can leave your investment portfolio. This means some people opt to draw Social Security sooner in order to preserve their portfolio for giving or inheritance purposes.
6. Tax PlanningSocial Security benefits can be taxable depending on your income. Some people delay benefits until a year they anticipate being in a lower tax bracket, strategically minimizing the tax impact.
A Bonus Strategy: The “Mulligan”In some cases, there is a lesser-known but potentially powerful option: the withdrawal application.
If you start taking Social Security before full retirement age and change your mind within the first 12 months, you can actually ‘undo’ it.” You’ll need to repay the benefits you received, but the Social Security Administration treats it as if you never started. You then have the option to restart at a later date, potentially at a higher benefit.
This strategy can be especially useful during periods of market volatility when withdrawing from your investment portfolio might not be ideal.
The Bottom LineThere’s no universal right age at which to begin drawing Social Security. It really depends on your personal situation—your income needs, health, tax strategy, and goals for generosity and legacy.
Wise financial planning starts with understanding your options and aligning those choices with your values and calling.
On Today’s Program, Rob Answers Listener Questions:It’s hard to keep praying when answers feel delayed and justice seems far off. In Luke 18, Jesus tells a parable about a persistent widow and an unjust judge—one that challenges our assumptions about God's character. Dr. John walks us through this story, showing how it’s not a comparison, but a contrast meant to reveal the mercy and justice of God. This message encourages us to pray boldly, trust deeply, and never lose heart.
The King Arrives: Throughout North American history, there have been two main reactions to monarchy: rebellion or apathy. Some believe the Crown should be rejected, while others see it as largely irrelevant. In short, we wrestle with the idea of kingship. But for followers of Christ, acknowledging Jesus as King is not optional—it’s foundational. In this series, Dr. John Neufeld explores Luke 17–20, showing that the Kingship of Jesus is not only central to the Christian faith, but vital for the world.
If you find yourself becoming angry in an explosive way, you need to ask yourself why you become angry. If someone has offended you, it's your job so seek reconciliation. If you become angry because you didn't get your way, your anger is never appropriate and must be confessed.
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