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In this episode, Miranda Carls delves into the importance of integrating spiritual disciplines into daily life, especially for busy professionals. Her thoughtful approach will inspire you to re-frame your spiritual practices as essential components of life, fostering a deeper relationship with God. She discusses the challenges and rewards and shares practical advice on how to incorporate these practices into a hectic schedule. Miranda highlights the transformative power of constant communication with God and her insights offer a refreshing perspective on balancing faith and work. 

About Miranda:

Miranda Carls is an author, speaker, executive coach, organizational development consultant, and the Founder of Vertical. Throughout her career, she has provided team and leader development solutions for start-ups, non-profits, churches, mid-size organizations, and Fortune 500 companies. Miranda's career started in the non-profit space, managing the training and professional development functions of a large non-profit organization. She then joined the team at a successful corporate learning strategy firm, where she led large scale employee development initiatives, built adult learning experiences, and served as leader of the firm's learning design function. Currently, Miranda spends much of her time providing executive coaching and team development experiences, as well as training and equipping other coaches.

​Miranda's book, The Word at Work, unpacks ten biblical principles for Christian professionals. Her writing on faith, work, and Christian living has been featured through The Gospel Coalition, Moody Radio, Biblical Leadership, and others. In 2023, she teamed up with other St. Louis-based leaders to launch Gateway Faith and Work to provide professional development, spiritual edification, fellowship and networking for Christian professionals.

​Miranda lives outside of St. Louis, Missouri with her husband and three sons. She enjoys spending time with her family, leading worship at her local church, cackling with friends, and getting immersed in a good book. ​

Invite Miranda to speak: [email protected]

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Transforming the workplace one Bible study at a time - GET STARTED today!

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Biblical Business Training (“BBT”) equips busy, working people to grow in the grace and knowledge of Jesus Christ and empowers them in small-group Bible study settings to apply Biblical principles to their every day lives - especially in the workplace. BBT is a nonprofit 501(c)(3) organization which exists to help people develop their Christian “Faith for Work – Leadership for Life!”

Join host Justin Forman in Boulder, Colorado, for a powerful conversation with Tim Tebow and Wes Lyons at the Clapham gathering—where 150 entrepreneurs are uniting to disrupt one of the world's darkest evils: human trafficking. This episode explores how for-profit ventures, nonprofit organizations, and churches can collaborate to create an unprecedented counter-trafficking industry worth billions.

Tim shares the heartbreaking story that launched his anti-trafficking work: his father's decision to purchase the freedom of four girls at an underground pastor's conference. Wes reveals how entrepreneurs are building sustainable businesses that fight trafficking—from training frontline healthcare workers to creating digital safety for children—proving that mission and profit can powerfully align.

Discover why "looking again" at those society overlooks is essential to stopping traffickers, how apathy is the real enemy, and why living an extreme life for Christ matters more than living a balanced one.

• The origin story: How Tim Tebow's father rescued four girls and launched a movement
• Understanding trafficking vs. sexual exploitation: Different motives, different solutions
• Building the counter-trafficking industry: How for-profit businesses are seeding a $5B market by 2030
• The Clapham model: Learning from William Wilberforce's dense network approach
• Healthcare's hidden opportunity: 90% of trafficking victims interact with medical professionals 15-18 times before identification
• Why being made in God's image means "image being," not "image bearer"
• The case against living a balanced life—and for living an extreme one
• Eagle Venture Fund's strategy: Treating counter-trafficking like counter-cybersecurity

"My dad is one of my biggest heroes and role models because he's not someone that can look the other way and do nothing." - Tim Tebow

"You can be for profit and for purpose and for people. Like that can happen." - Tim Tebow

"People need dramatic examples to shake them out of apathy. We have to be passionate believers, passionate about the cause of Christ, passionate about hurting people, not apathetic people that someone else is going to do it." - Tim Tebow

"Traffickers target the people that the church gave up seeing." - Justin Forman

Getting to know God through His Word can have an impact far beyond your own spiritual intellect! Coach Gary Dunker explains the purpose and potential of growing in the knowledge of the Lord!

As a thank you for your support this month, please choose from two excellent books—each designed to encourage and equip you as you grow in Christ:

Mostly Scripture QD:  500 Scripture-based questions with quick, practical reflections to help tackle life’s toughest challenges.

Life after Death:  Explores what happens when we die and how that shapes the way we live today.

Yours with a gift of any amount.

Thank you for supporting the mission of Christ.

Throughout history, Christians have predicted Christ's return based on dramatic world events—from the Crusades to global pandemics. But when Jesus predicted the temple's destruction, He warned His disciples not to be deceived by wars, earthquakes, or false messiahs claiming "the time is at hand." Dr. John examines Luke 21:5-11, showing how Jesus calls us to steady confidence rather than anxious speculation about the end times.

The End of the Age: Our desire to see into the future is more than curiosity. We want to know what will happen so we can be prepared. If we know what the weather will be, what the stock market will do or how our job interview will turn out, we can adjust accordingly. In this 10-message series, Dr. John Neufeld teaches on Jesus' words and actions from Luke 21-22. Jesus points to the end of the age and describes what will be. While He doesn't answer our question of "When?", Jesus tells believers how to be ready. If we live as prepared people, the timing of Jesus' return will not catch us off guard.

Do you ever feel like budgeting is impossible because your income changes from month to month? If you’re self-employed, work on commission, or depend on tips, you’re not alone. Living on a variable income can feel like riding a financial roller coaster—one month you’re doing fine, and the next, you’re wondering how to make ends meet.

But the good news is that God’s Word offers wisdom that applies even in seasons of financial uncertainty. Proverbs 21:5 reminds us:

“The plans of the diligent lead surely to abundance, but everyone who is hasty comes only to poverty.”

No matter how steady—or unpredictable—your income is, a plan is essential.

Many people make the mistake of budgeting around their best month. Wise stewardship means basing your plan on your lowest or average month, rather than your highest month.

Start by reviewing your income over the past 6 to 12 months. Identify your lowest earning month, and use that as your “bare minimum” budget—what it takes to cover essentials like housing, utilities, groceries, transportation, and basic giving.

For example, if your income ranges from $3,000 to $6,000, plan your budget around $3,000. When you earn more, that extra income becomes your margin—money you can use to pay down debt, save, or plan ahead for slower seasons.

This approach protects you from overcommitting when income drops and helps you live within your means.

When your income arrives irregularly, timing can be just as stressful as the amount. One simple solution is to use an income-holding account.

Here’s how it works:

1. Deposit all income into one central account—your “holding tank.”
2. Once a month, transfer your budgeted amount into your regular spending account.

This method smooths out your cash flow, allowing you to “pay yourself” a steady income each month. Proverbs 27:23 gives this timeless reminder:

“Know well the condition of your flocks, and give attention to your herds.”

In today’s world, that means knowing where your money is, where it’s going, and when it’s available.

Also, if your income fluctuates, an emergency fund isn’t optional—it’s essential.

Start by saving enough to cover one month’s expenses, then aim for three to six months over time. Use “boom” months to grow your buffer before adding new spending. When slower seasons come, you’ll be able to keep paying yourself consistently.

Another key to managing a variable income is learning to distinguish between fixed and flexible expenses.

• Fixed expenses—like rent, insurance, and loan payments—stay the same.
• Flexible expenses—like dining out, entertainment, or travel—can adjust with your income.

During lean months, trim flexible spending. When income increases, you can replenish your savings or increase your giving. Remember, self-control is one of the fruits of the Spirit (Galatians 5:22–23), and that includes how we handle our finances.

One of the easiest ways to get off track is through “surprise” expenses that shouldn’t be surprises—car repairs, insurance premiums, or property taxes.

List all your irregular expenses for the year and divide each by twelve. Set that amount aside monthly in a sinking fund, so when those bills come, you’re ready. No scrambling. No stress. Just peace that comes from faithful planning.

Even when your income is unpredictable, God is not. Matthew 6 reminds us that our Heavenly Father knows what we need before we ask. He feeds the birds and clothes the flowers—and He will provide for His children.

So whether your income changes weekly or seasonally, rest in this truth: stability isn’t found in your p