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Kindness and love are a powerful pairing that flow directly from God. But they need a funnel!   Coach Jon Winkelman challenges you to be that funnel and let the life-transforming power of God’s kindness and love flow to those around you!  

As a thank you for your support this month, we’d love to bless you with a gift of your choice.Choose from three excellent books -each designed to encourage and equip you as you grow in Christ.

Tracing His Promise: Donna Amidon shares 25 OT stories revealing Jesus in God’s redemptive plan.

Tactics:  A Game Plan for Discussing Your Christian Convictions  -   Practical tools to share and defend your faith with confidence and grace.

Discovering a Living Faith: Explore James with Pastor Bryan Clark – Insightful and practical guidance.

Yours with a gift of any amount.

Thank you for supporting the mission of Christ.

An invitation to a free banquet sounds like a good opportunity. But before we tuck in our napkins, we should know who the host is and what it is they offer. Not every free meal is a blessing. Dr. John concludes his series of "Wisdom Matters" with the portrayal of two banquets - one hosted by Wisdom and the other by Folly. Consider which table will leave us satisfied! 

Wisdom Matters: Is it better to be wealthy, good looking, successful, popular or wise? If any Christian isn't sure of the answer, then Proverbs has something to say! In this 10-message series, Dr. John will point us to wisdom that shapes our living. Proverbs doesn't guarantee us wealth or popularity, but it does promise the blessings of God. 

You track your steps. Maybe even your calories. But do you know what it really costs to live each month?

Your personal cost of living is one of the most important numbers in your financial life. Without it, you may be spending in ways that don’t reflect your values—or your faith. Let’s explore why this number matters, how to calculate it, and how it ties into faithful stewardship.

No matter your income level or stage of life, the same principles apply. There are five things you can do with money:

1. Earn it
2. Live on it
3. Give it away
4. Owe it to others
5. Grow it through saving and investing

Today, we’re focusing on “living on it”—what it really takes to cover your day-to-day needs. And remember: it’s not just rent and groceries. A true cost of living includes less frequent expenses too—insurance premiums, car repairs, or even Christmas gifts.

Inflation may be slowing, but most of us are still paying more than before. The government reports a national “cost of living,” but that number doesn’t reflect your personal circumstances. That’s why tracking your own cost of living is crucial—it provides clarity, and clarity is the foundation of stewardship.

A practical tool for this is the FaithFi app, which helps you track your income, giving, saving, and spending—all in one place. Here’s where to start:

For believers, giving isn’t just another line item. It’s the first priority—an act of worship and trust in God’s provision.

Whether building an emergency fund, saving for retirement, or preparing for a large expense, set targets you can track monthly.

Expenses fall into three categories:

• Fixed: Rent, mortgage, insurance, subscriptions.
• Variable: Groceries, gas, utilities.
• Irregular: Property taxes, holiday gifts, car repairs. Spread these out by assigning a monthly average.

When you add it all up, you’ll have a clear picture of your total monthly needs—your true cost of living.

If your expenses exceed your income, don’t panic. The process reveals problem areas so you can adjust—cutting back on non-essentials, reevaluating fixed costs, or pausing discretionary spending. Stewardship isn’t about guilt—it’s about faithfulness.

Proverbs 27:23–24 says, “Know well the condition of your flocks, and give attention to your herds, for riches do not last forever.” In modern terms: know your financial condition and manage it wisely.

Tracking your cost of living isn’t just a budgeting exercise. It’s about living intentionally, aligning every dollar with God’s purposes. Needs will shift, life will happen, but clarity allows you to walk with confidence, generosity, and purpose.

That’s why I encourage you to download the FaithFi app today. With FaithFi Pro, you’ll gain access to tools, articles, Bible studies, and daily encouragement to help you manage money with wisdom. Find it at FaithFi.com or in your app store.

So, do you know your personal cost of living? If not, there’s no better time to find out.

• I’m 67 and single. Should I start taking Social Security now, or wait until age 70 for the larger benefit? I’m also worried about whether Social Security will even be around in the future. On top of that, I worked many years for a nonprofit that provided housing, so my reported income was low. Now I’m earning more—will that help increase my Social Security amount?
• I’m retired and already dra

When tragedy or devastation strikes, one question often arises: "Where is God?" And the outrage behind that frustration grows the closer that hurt and pain get to our lives. Through this special broadcast, you will hear the compelling remainder of a powerful testimony from a Christian man who endured an unimaginable family tragedy. Experience the profound ways God guided him through his darkest hour, and how he is transforming his heartache into a message of hope - pointing people to the Gospel.

Introduction

• Guy's background: Fellow believer from the UK, husband to Hazel, and father of two.
• He shares the early challenges his family faced.

Finding a Way Through Grief

• Guy describes an unimaginable tragedy in his family and the ensuing struggles with overwhelming grief.
• He found strength in his strong community of believers and used Chip’s book, The A.R.T. of Survival, as a daily “field manual."
• He made a daily choice to focus on his attitude and ask "what" instead of "why."

Victory Through Faith

• His faith in God's promises gave him hope.
• Guy's profound act of forgiveness had a powerful impact.
• He embraced a new calling to help others find purpose in their pain.

Closing

• Guy's advice: Don’t suffer in silence; be vulnerable and seek help.
• He reminds listeners that it's okay not to be okay and that God offers restoration.

Broadcast Resource

• Download Free MP3

Speaker Resource Mentions

• The Art of Survival Book

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If you live or work in a big city, you’ve probably seen a number of cultural norms and trends being played out right before your eyes. The same was true for the apostle Paul, too. He wrote a letter to the largest city of his day, Rome, to explain that without the Gospel, there was no power to change. Today on Bold Steps, Pastor Mark Jobe, will be talking about this life-giving power.

Bold Step Gift:  Walk Like Jesus: Who He Calls Us To Be

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Where do you draw the line of physical intimacy before marriage? The Bible is very clear that there should be no sexual intercourse before marriage. You need to focus on getting to know each other intellectually, emotionally, socially and spiritually, and save the physical part for marriage.

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She is asking the U.S. Supreme Court to hear her religious freedom case. Constitutional expert, lawyer, author, pastor, and founder of Liberty Counsel Mat Staver discusses the important topics of the day with co-hosts and guests that impact life, liberty, and family. To stay informed and get involved, visit LC.org.