Fraud now accounts for 43% of all crime in the UK. In this episode of Veriff Voices, Cifas Director Rachael Tiffen breaks down the latest fraud research, exploring AI-driven identity fraud, insider threats, and why cross-sector collaboration is critical to restoring digital trust.

[00:17] Introduction [01:05] What Cifas does and why cross-sector data sharing matters [04:04] Fraudscape explained and why fraud is a national emergency [06:05] Identity fraud as the UK's biggest fraud threat [08:25] Is legislation keeping up with the fraud landscape? [11:48] Companies House reform and mandatory identity verification [14:52] How AI is supercharging fraud [18:00] Deepfakes, voice cloning, and synthetic identities: the human impact of fraud and romance scams [20:33] Selling identities and the rise of money muling [22:44] Why young people are being targeted [25:38] Insider fraud and why it's increasing [29:22] Polygamous working and fake employment histories [32:28] What effective fraud collaboration really looks like