Inside The Deal

table {mso-displayed-decimal-separator:"\."; mso-displayed-thousand-separator:"\,";}tr {mso-height-source:auto;}col {mso-width-source:auto;}td {padding-top:1px; padding-right:1px; padding-left:1px; mso-ignore:padding; color:black; font-size:12.0pt; font-weight:400; font-style:normal; text-decoration:none; font-family:"Aptos Narrow", sans-serif; mso-font-charset:0; text-align:general; vertical-align:bottom; border:none; white-space:nowrap; mso-rotate:0;}.xl140 {white-space:normal;}Could waiting for a bigger deposit cost you more than you save?
In this episode of Inside The Deal, George Cherchian sits down with mortgage broker Sandeep Jagtap from FinSource to unpack the finance assumptions that can hold home buyers back.
Through a real first-home buyer story, Sandeep explains how a couple planning to wait for a 20% deposit reconsidered their options after comparing lenders mortgage insurance (LMI), ongoing rent and the potential cost of delaying. He shares how coordinated advice from a broker, accountant and financial adviser helped them purchase their first property and later work towards their dream home.
In this conversation:
• The trade-offs of waiting for a 20% deposit
• Why your first property may be a stepping stone
• How car loans and credit card limits can affect borrowing capacity
• What cash flow and spending habits tell lenders
• How emotion and FOMO influence first-home buyers
• Why tailored professional advice can reveal options you hadn’t considered
If you’re saving for your first home or wondering why your finance isn’t getting you across the line, this episode offers a closer look at the decisions behind a property purchase.
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This conversation shares general information and individual experiences. Lending eligibility, costs and outcomes depend on your circumstances. Seek qualified advice before making financial or tax decisions.
#InsideTheDeal #SydneyProperty #HomeBuying #PropertyFinance #FirstHomeBuyers

A property is listed, buyers inspect it, offers come in, and one buyer gets the keys. That’s the part of the process everyone sees. What happens between those moments?In this episode of Inside The Deal, George Cherchian takes listeners behind the scenes of a property campaign. From the agent’s conversations before the first open home to buyer follow-ups, competing offers, negotiations, and the vendor’s final decision, he explains how a sale can take shape long before the “Sold” sticker appears.George explores why the highest offer isn’t always the strongest, how terms and certainty can influence a vendor’s decision, and why preparation matters when the process starts moving quickly.#InsideTheDeal #PropertyBuying #BuyersAgent #AustralianProperty #PropertyPodcast #HomeBuying #PropertyNegotiation

Was the winning offer simply higher? Were you too slow? George Cherchian explains why those answers often miss what really shaped the result.In this episode of Inside The Deal, George looks at the people, conversations, and decisions involved in securing a property. He explores why the highest offer doesn’t always win, what can happen after a buyer leaves an inspection, and how an offer’s terms can give a vendor confidence.George also explains why preparation matters long before auction day. Knowing your budget, priorities, finance position, and limits helps you make clear decisions when the right property appears.The property isn’t usually what determines the outcome. The process does.#InsideTheDeal #PropertyBuying #BuyersAgent #AustralianProperty #PropertyPodcast #HomeBuying #PropertyNegotiation

Inside The Deal explores how property actually gets bought through real conversations with the professionals inside the transaction.Hosted by George Cherchian, each episode steps inside a real residential property purchase to uncover the conversations, decisions and moments that shaped the outcome, including the ones buyers rarely get to see.From mortgage brokers and sales agents to conveyancers and other professionals involved in the transaction, Inside The Deal goes beyond generic property advice to understand what actually happened, what nearly went wrong, what made the difference and what buyers can learn from it.The outcome of a property purchase is often shaped long before the deal is done.#InsideTheDeal #PropertyBuying #HomeBuying #BuyersAgent #PropertyPodcast #RealEstatePodcast #PropertyInsights #BuyingAHome #AustralianProperty