Insights Podcast

In this episode of the Insights Podcast, we explore the upcoming Payment Services Directive 3 (PSD3) and the new Payment Services Regulations (PSR). These major changes are set to reshape Europe’s payment landscape, impacting everything from security measures to compliance requirements. Join us as we break down what businesses need to know about these regulations, discuss how they might affect companies and consumers, and provide practical tips for firms to stay ahead. Featuring insights from Latham & Watkins' regulatory experts, Brett Carr and Christian McDermott, this episode offers a clear guide through the changes on the horizon 

Find out more about The Payments Association via our website www.thepaymentsassociation.org or follow us on social media. 

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Join Tony Craddock, Director General of the Payments Association, in this episode of the Insights podcast as he dives into the complex world of payments with Natasha Zurnamer, CEO and founder of Optty. Together, they explore the multifaceted challenges merchants face in the evolving payments landscape, from integrating diverse payment methods and complying with regulations, to managing cross-border transactions and safeguarding against fraud. Natasha shares her entrepreneurial journey and offers valuable insights into how retailers can stay ahead in an increasingly fast-moving industry. A must-listen for anyone in retail and fintech! 

Find out more about The Payments Association via our website www.thepaymentsassociation.org or follow us on social media. 

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In this episode of the Insights Podcast, David Hunter, Chairman of the Board of Directors at The Payments Association sits down with Kevin Flood, Director of Payments Ecosystems at FIS. Together, they explore the rapidly evolving financial landscape, where banks are tasked with balancing regulatory compliance and driving innovation. Kevin offers expert insights into the challenges of transforming legacy systems, the opportunities provided by new regulations like PSD3, and how fintech thinking can help accelerate change. Tune in to learn about the critical role of agility in banking transformation, the impact of digital payments, and how to turn regulatory demands into a competitive advantage. 

Find out more about The Payments Association via our website www.thepaymentsassociation.org or follow us on social media. 

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In this episode, Tony Craddock talks with Nick Kerigan, Managing Director and Head of Innovation at Swift, about the current developments in global payments. They cover the rise of new payment methods, the role of technologies like CBDCs and tokenised assets, and the challenges of achieving interoperability in a decentralised financial system. Nick provides insights into how the payments industry is adapting to these changes and identifies key trends that will influence the industry over the next decade. 

Find out more about The Payments Association via our website www.thepaymentsassociation.org or follow us on social media. 

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 In this episode of Insights Podcast, Tom Mason, co-founder of Shoal, and Marten Moller, Impact and Partnerships Manager at Algbra, discuss how fintech and banks can collaborate to create the next generation of sustainable financial products. They explain Shoal’s sustainable savings app, its partnership with Standard Chartered, and Algbra's fintech-as-a-service platform. The conversation covers the importance of transparency, user experience, and the balance between profit and environmental impact. Tune in to learn how fintech can drive sustainable finance while maintaining profitability. 

Find out more about The Payments Association via our website www.thepaymentsassociation.org or follow us on social media. 

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In this episode, George Iddenden from the Payments Association sits down with Hugo Remi, CEO of Cardaq, to discuss the complexities of cross-border payments. They explore key issues like currency exchange risks, regulatory compliance, fraud prevention, and the role of advanced technologies such as blockchain and real-time payment systems. Remi offers insights into the practical challenges businesses face in managing these areas and shares strategies for navigating this evolving landscape. 

Find out more about The Payments Association via our website www.thepaymentsassociation.org or follow us on social media. 

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In our newest episode of the Insights Podcast, Charlie Bronks, Crown Agents Bank, and Karine Martinez, Edenred, talk successful ESG policies, greenwashing and what effective green action really means.  

They discuss how their companies have successfully tackled implementing ESG strategies and what other payments industry players should be doing to limit their impact on the environment and galvanize their customers. 

Find out more about The Payments Association via our website www.thepaymentsassociation.org or follow us on social media. 

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Tony Craddock, Director General sits down with Patrick Gauthier, CEO of Convera to unveil his success secrets, his top tips for best practice, what motivates him and his predictions for 2024.

Find out more about The Payments Association via our website www.thepaymentsassociation.org or follow us on social media. 

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In this episode of the Insights podcast, host George Iddenden explores the complex world of liquidity management in the rapidly evolving fintech sector. 

Joined by Jovi Oveiro, Director at Unlimit, they delve into how businesses manage liquidity across international boundaries in today's digital payment landscape. Jovi discusses the critical role of technology in optimising liquidity, the impact of regulatory environments, and the challenges posed by currency volatility. The conversation also touches on the future of digital payments, including the potential of AI and CBDCs to transform financial transactions. 

Tune in to understand the strategies fintech firms can employ to navigate these turbulent financial waters effectively.

Find out more about The Payments Association via our website www.thepaymentsassociation.org or follow us on social media. 

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In this episode of the Insights Podcast, host Tony Craddock sits down with Steve Round, a veteran in socially responsible banking. With a rich background and roles as the chair of the Ecology Building Society and co-founder of SaaScada, Steve delves into how integrating environmental, social, and governance (ESG) factors can redefine the financial services industry. 

He discusses the unique challenges and opportunities facing legacy banks and fintechs in making genuinely inclusive financial products that cater to all income levels. Steve advocates financial inclusivity over inclusion, emphasising that true change requires providing first-class banking services to all, irrespective of economic status. 

This conversation is a deep dive into the practical steps financial institutions can take to support sustainability and build a banking environment that contributes positively to society and the planet.

Find out more about The Payments Association via our website www.thepaymentsassociation.org or follow us on social media. 

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