📌 Are Australians making the same money mistakes over and over again?

In this episode of Insights With Deven, I sit down with Mansi Anand, Chartered Accountant and content creator (@yourfavouriteca), to uncover what she's learned after seeing thousands of Australians' financial situations.

We discuss the biggest financial mistakes people make, common tax myths, ATO misconceptions, side hustles, lifestyle inflation, high-income earners who still struggle with money, AI, and the habits that separate people who build wealth from those who don't.

Whether you're a student, young professional, migrant, business owner, property investor or simply looking to make smarter financial decisions, this conversation is packed with practical insights that could save you money and help you avoid costly mistakes.

⏱️ Chapters

00:00 Intro

01:04 Why high-income earners still struggle with money

03:18 Lifestyle creep explained

04:09 Habits of financially successful people

05:40 The biggest money mistake Australians make

08:56 Why people keep believing financial misinformation

10:06 Biggest mistakes migrants make in Australia

12:09 Signs you're heading towards financial trouble

16:19 Biggest tax myths Australians still believe

19:59 Tax deductions people get wrong

21:06 Can the ATO really see everything?

25:20 Tax mistakes that become expensive later

30:44 What Australians are getting wrong about money in 2026

32:19 Opportunities hidden in today's tax changes

38:03 What the ATO actually knows about your finances

40:55 Should you trust AI for tax advice?

42:42 Will AI replace accountants?

46:06 Are Australians becoming more financially literate?

48:54 What wealthy clients do differently

54:03 Surprising business success stories

01:00:42 One money lesson everyone should learn before 25

01:01:55 How accounting changed Mansi's relationship with money

01:03:03 When should you hire an accountant?

01:06:43 Biggest misconception about accountants

01:09:32 What accountants legally cannot advise you on

01:11:06 What everyone should track throughout the year

01:12:55 Biggest side hustle tax mistakes

01:14:48 Money secrets that damage relationships

01:19:42 Quick Fire Round

01:20:31 Mansi's biggest lesson about money

01:21:43 Mansi's career journey

01:24:04 CPA vs CA vs Accountant

01:26:22 Accountant salary progression

01:29:07 Final thoughts

If you enjoyed this episode, don't forget to Like, Subscribe, and Share it with someone who wants to become better with money.

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#MoneyMistakes #PersonalFinanceAustralia #TaxAustralia #FinancialLiteracy #TaxHacks

Thinking about investing in Australian property but don't know where to start?In this episode of Insights With Deven, I sit down with  @AusPropertyMasteryWithPK  — former investment banker, property investor, educator, and founder of one of Australia's largest property investor communities.After leaving a successful career in investment banking, PK built a $25M+ property portfolio, became debt-free in his 30s, and has helped thousands of Australians better understand property investing through his data-driven approach.In this conversation, PK shares his complete framework for building wealth through Australian property, including how beginners should get started, the 30–35 factors he uses to identify high-growth suburbs, how to negotiate better property deals, and why he believes there are still incredible opportunities in today's market.Whether you're buying your first investment property, looking to grow your portfolio, or simply wanting to understand how successful investors think, this episode is packed with practical insights and actionable advice.In this episode:• How to start investing in Australian property from scratch• How much money you really need to buy your first investment property• PK Gupta's step-by-step property investing framework• The 30–35 factors used to identify high-growth suburbs• Stock on Market, Days on Market & Vendor Discounting explained• How to choose the right suburb and investment property• Why regional property investing can outperform• How to choose a great property manager• The biggest myths about Australian property investing• Red flags every property investor should avoid• Melbourne & regional Victoria property opportunities• Property vs ETFs – which is better?• Rental yield vs capital growth• Negotiation strategies that can save thousands• The mindset required to build long-term wealth⏱️ Chapters00:00 Introduction00:53 Step-by-step plan for beginner property investors03:30 PK Gupta's property investment framework07:04 Why regional investing works09:41 How to choose the right property manager12:46 Best free property research websites15:24 Biggest myths about Australian property investing18:35 Property red flags to avoid20:02 Can average Australians still build wealth through property?22:05 Why PK prefers residential property24:08 Capital growth vs rental yield26:06 What rental yield should investors look for?28:13 Negotiation strategies with real estate agents30:55 Best property opportunities over the next 5–10 years35:59 Melbourne & regional Victoria opportunities38:29 What separates successful investors?41:07 PK's investing philosophy42:43 Advice to his younger self44:23 Biggest takeaway from this conversation45:28 Property vs ETFs48:20 Inside PK Gupta's investment portfolio49:25 Liquidity risk in property investing50:54 Closing---🌏 Connect with Insights With Deven🎥 YouTubehttps://youtube.com/@InsightsWithDeven🎙️ Spotifyhttps://open.spotify.com/show/0qwoIBkX4SNXWSmQEuKAHa📸 Instagramhttps://instagram.com/insights_with_deven💼 LinkedInhttps://www.linkedin.com/company/insights-with-deven/📘 Facebookhttps://www.facebook.com/share/1CKP4LPk7b/🎵 TikTokhttps://www.tiktok.com/@insights_with_deven?_r=1&_t=ZS-97c0SMhjGTp---👍 If you enjoyed this episode, please Like, Comment and Subscribe. It helps the channel tremendously and allows us to continue bringing conversations with experts in property investing, personal finance, business and wealth creation.---⚠️ DisclaimerThe information shared in this podcast is intended for educational and informational purposes only and should not be considered financial, legal, tax or investment advice. The views expressed are those of the guest and host at the time of recording. Always conduct your own research and seek advice from qualified professionals before making financial decisions.#PropertyInvesting #PKGupta #AustralianProperty #PersonalFinance

He studied under a kerosene lamp in a small village in India.A teacher saw potential in him and opened his home so he could continue his education.Decades later, Professor Chennupati Jagadish AC FRS would become one of the world's most accomplished scientists, publish more than 1,000 research papers, collaborate with researchers across 30+ countries, and earn some of the highest honours in science.In this episode of Insights With Deven, I sit down with Professor Chennupati Jagadish to explore his extraordinary journey from rural India to global scientific leadership.We discuss the failures that shaped his success, the teacher who changed his life, the 300+ rejection letters he received before landing his first international opportunity, the sacrifices behind a world-class career, and why he believes Australia is at a critical crossroads when it comes to science, innovation and research investment.We also dive into nanotechnology, artificial intelligence, scientific collaboration, the future of humanity, and the lessons every young person can learn from a lifetime spent at the frontier of science.In this conversation, you'll learn:• How one teacher completely changed the trajectory of his life• Why failure can be one of your greatest advantages• The lesson behind receiving 300+ rejection letters• What nanotechnology actually is and why it already impacts your daily life• Why Australia is falling behind in research and innovation• What the future of AI, science and technology may look like• The sacrifices required to succeed at the highest level• Why gratitude may be one of the most underrated success traits• The advice he would give to every young person with ambitious dreams⏱️ TIMESTAMPS00:00 The Story Almost Nobody Knows00:56 Meet One Of The World's Most Accomplished Scientists01:01 He Studied Under A Kerosene Lamp02:21 The Teacher Who Changed Everything03:17 The Failure That Changed His Life04:00 Why Nobody Would Hire Him04:58 A Chance Encounter Changed His Future06:21 "I'm A Master Of Failures"06:47 The People He Owes Everything To08:16 The Power Of Gratitude09:44 What If That Teacher Never Helped Him?10:44 The Most Emotional Moment Of His Life11:36 Can One Person Change A Life?12:34 The Biggest Obstacle He Had To Overcome13:31 Leaving India For The Unknown14:26 Rejected More Than 300 Times15:24 The Opportunity That Changed Everything16:22 The Unexpected Journey To Australia17:19 He Arrived With A Two-Year Contract18:15 The Decision That Built His Career20:07 The Hidden Cost Of Success21:06 What Success Took Away From Him22:57 His Biggest Regret As A Parent23:20 What Is Nanotechnology Really?24:16 Nanotechnology Is Already Everywhere25:13 The Medical Breakthroughs Coming Next27:04 The Technology Most People Are Ignoring28:00 What Most People Get Wrong About The Future29:24 Is AI Going To Replace Us?30:31 The Real Danger Of New Technology30:58 Australia Is Falling Behind. Here's Why.33:09 The Plan That Could Change Australia's Future34:07 What Happens If We Don't Act?35:35 What Politicians Still Don't Understand37:02 Research Is Not A Cost38:57 Why He Spoke Out Against The System40:56 The Breakthroughs That Will Change Humanity41:53 Why Young People Are Avoiding STEM42:17 The Skill That Will Matter Most In The Future42:44 His Message To Every Young Person44:15 The Formula For Success44:55 Final Thoughts

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• Artificial intelligence is rapidly entering classrooms — but at what cost to student privacy?In this episode, I sit down with Ryan Sinnott, founder of Syntrava, a Australia-based AI startup building a privacy-first, on-premises AI server for Victorian schools. Unlike cloud-based AI tools that send student data offshore, Syntrava’s solution runs entirely within school premises, giving schools full data sovereignty, zero subscriptions, and complete control.We dive deep into:
• How the idea for Syntrava came to life
• The biggest challenges in building privacy-first AI for schools
• What makes Syntrava unique in the Australian EdTech space
• Syntrava’s future roadmap and vision for AI in classrooms
• Lessons learned from building and scaling an AI startup

This conversation is essential for educators, school leaders, parents, policymakers, and edtech founders who care about ethical AI, data privacy, and the future of learning in Australia.📍 Built in Melbourne, Australia🔒 Designed for K-12 education🎓 Made for schools that prioritise student privacy👉 If you’re interested in startup stories, AI in education, student data protection, or Australian startups, this episode is a must-watch.

In this podcast, Kantilal Shah, founder of Montage Laboratories Pvt Ltd, shares how he built a pharmaceutical manufacturing company from scratch after failing 10th grade and growing up in poverty in rural Gujarat.He came from Vijayanagar, a small village in Gujarat.He had no formal education in pharmacy.His family struggled financially.But he had something extraordinary — ambition, resilience, and the courage to think bigger than his circumstances.In 1991, Kantilal Shah founded Montage Laboratories Pvt Ltd from scratch — without a pharmacy degree and with limited financial resources.Today, the company is worth hundreds of crores and exports pharmaceutical products to 65+ countries worldwide.In this powerful podcast episode, Kantilal Shah shares his rags-to-riches entrepreneurial journey and the real business lessons behind building a successful pharmaceutical company.In this conversation, you’ll learn:• How he entered the pharmaceutical industry without formal education• The early struggles of starting a pharmaceutical manufacturing business• Business failures and personal setbacks he faced• Cash flow crises and how he survived them• How he built international export networks• Leadership lessons from running a global business• Practical advice for young entrepreneurs and startup foundersThis is more than just a success story.It’s a masterclass in entrepreneurship, perseverance, risk-taking, and long-term thinking.If you're interested in:Entrepreneurship

Hindi language podcast on EntrepreneurshipPharmaceutical manufacturingExport business from IndiaIndian business success storiesStartup growth strategiesBusiness leadership & wealth creationThen this episode is a must-watch.