Welcome to Insurance Covered, the podcast that covers everything insurance.

In this April fools special we explore the quirky world of alien abduction insurance through the lens of journalist Zach Ewell, and Simon Burgess, who according to reports had sold numerous alien abduction policies.

Zach Ewell shares insights into the time he interviewed Mike St. Lawrence, the man who first established the alien abduction policy. While Simon Burgess shares stories off his 'spoof' policies which included immaculate conception and alien abduction.

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Welcome to Insurance Covered, the podcast that covers everything insurance.

In this conversation, Peter Mansfield and Dr. Victoria Bateman explore the development of social insurance, its historical context, and its evolution into the welfare state. They discuss the differences between social insurance and private insurance, the role of key figures like Priscilla Wakefield and Maggie Lena Walker in promoting financial empowerment, and the impact of the Beveridge Report on post-war Britain. The conversation also touches on the global state of social insurance today and the challenges it faces in addressing poverty and economic inequality.

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Welcome to Insurance Covered, the podcast that covers everything insurance.

In this conversation, Peter Mansfield and Dr. Hansi Singh delve into the intricate relationship between weather risks and the insurance industry. They explore the scientific principles behind weather phenomena, the impact of climate change on weather patterns, and the advancements in forecasting technology, particularly through the use of AI. The discussion highlights the importance of understanding weather for insurers, especially in light of increasing extreme weather events and their associated costs. Dr. Singh shares insights from her work at Planet AI, emphasizing the need for long-range weather predictions to aid decision-making in various sectors, including insurance.

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Welcome to Insurance Covered, the podcast that covers everything insurance.

In this episode, Peter Mansfield interviews Lewis Davies, a Senior Development Underwriter specialising in medical malpractice insurance. They explore the intricacies of medical malpractice, including its definition, types of claims, and the roles of various healthcare professionals. The conversation delves into who purchases medical malpractice insurance, the coverage provided, and the implications of claims on both patients and medical professionals. They also discuss the NHS's role in the UK healthcare system, the impact of social inflation on claims, and future trends in the industry, particularly regarding AI and its potential implications for malpractice insurance.

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Welcome to Insurance Covered, the podcast that covers everything insurance.

In this conversation, Peter Mansfield and Jane Eade discuss the emerging threat of Silent AI in the insurance industry. They explore how AI-related exposures are often not explicitly covered in existing policies, leading to ambiguity and potential claims across various classes. Jane emphasizes the need for clarity in policy wordings to address these risks, comparing Silent AI to the previous Silent Cyber issue. The discussion also highlights the importance of defining AI in insurance terms and the necessity of adapting existing policies to accommodate new AI-related risks while maintaining proper oversight and control. In this conversation, Peter Mansfield and Jayne Eade discuss the implications of artificial intelligence (AI) in the insurance industry, particularly focusing on the concept of 'silent AI'—AI systems that operate without clear oversight or understanding. They explore the risks associated with AI, the need for careful policy wording, and the evolving regulatory landscape. The discussion emphasizes the importance of clarity in insurance contracts and the challenges insurers face in adapting to the rapid integration of AI into various sectors.

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Welcome to Insurance Covered, the podcast that covers everything insurance.

In this episode, Peter Mansfield speaks with Harriet Hughes, an actuary with extensive experience in the insurance industry. They delve into the role of actuaries, exploring how they quantify future uncertainties and assess risks across various sectors, including property and legal entities. Harriet shares her journey from studying mathematics to becoming a reserving lead at Liberty Mutual Insurance, emphasizing the importance of actuarial work in predicting the ultimate value of claims and ensuring insurers maintain profitability. The conversation also touches on the challenges actuaries face, such as estimating incurred but not reported claims (IBNR) and the need for expert judgment in a volatile environment.

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Welcome to Insurance Covered, the podcast that covers everything insurance.

In our first episode of 2026 Peter is joined by two guests, Belinda Schofield, Chief Executive of The Association of Lloyd's Members (ALM) and Kate Tongue, Executive Director at Argenta Private Capital Limited. In this episode they discuss what a Lloyd's member is, what the benefits are and how to become one.

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Argenta Private Capital Limited is authorised and regulated by the Financial Conduct Authority (No. 204845). Underwriting at Lloyd’s carries significant risk, including potential underwriting losses. Participants remain liable until all syndicate liabilities have been reinsured to close, subject to no reinsurance failure. Past performance does not guarantee future results.

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Welcome to Insurance Covered, the podcast that covers everything insurance.

In this conversation, Peter Mansfield and Professor Sir David Spiegelhalter explore the intricate relationship between insurance and uncertainty. They discuss the nature of uncertainty, the role of statistics, and the importance of effective communication in risk assessment. The conversation delves into the types of uncertainty relevant to insurance, the significance of models in decision-making, and the challenges of causation in claims. They also touch on the distinction between risk and uncertainty, the need for trust in expertise, and practical considerations for making decisions in an uncertain world.

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Welcome to Insurance Covered, the podcast that covers everything insurance.

In this conversation, Peter Mansfield and Caroline Wagstaff discuss the concept of captive insurance, its benefits, and the current efforts to establish a captive insurance market in London. Caroline shares insights on the regulatory landscape, the historical context of captives, and the potential for growth in the UK market. They also touch on government support and the importance of creating a competitive environment for captives in London.

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Welcome to Insurance Covered, the podcast that covers everything insurance.

In this episode, Peter Mansfield interviews Joshila Sharma, a specialist in Fine Art and Specie Insurance. They explore the broad definitions of fine art and specie, the unique items covered under these insurance policies, and the intersection with cargo insurance. Joshila shares her experiences in the industry, including the most expensive items she has insured and the challenges posed by natural disasters. She also discusses her motivation for starting Amalthea Underwriting and her passion for marine conservation.

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