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Insurance Loss: To Claim or Not to Claim?
When disaster strikes—whether it’s a fender bender, a burst pipe, or storm damage—should you file an insurance claim or handle it out of pocket? In this episode of Instance Gone Wild we break down the factors you need to consider before making a claim, from deductibles and rate hikes to coverage loopholes and long-term impacts. We’ll share real-life scenarios, expert tips, and maybe a little nonsense along the way. Tune in to make sure your next insurance decision is the right one!
Key Takeaways:
- Contact your insurance agent before calling the claims hotline to avoid unnecessary claim records.
- Knowing your deductible is crucial when deciding whether or not to proceed with an insurance claim.
- Video documentation of incidents such as hail or auto accidents can be invaluable for proving claims.
- Using trusted contractors and getting advice from your insurance agent can simplify the claims process.
- Understanding the potential for partial fault in auto accidents is essential for navigating claim outcomes.
Notable Quotes:
- "The problem with that is as soon as you call that 800 number, they have to log it and now they have to mark it as a claim." – Stephanie
- "I want all my clients to call us because... we know these roofers are going to shoot you straight." – Dennis
- "You just want to make sure... you're making a claim now from there, does the insurance company do what they're supposed to?" – Stephanie
- "And then they can just take over my rental agreement... that's a great tip." – Dennis
- "At that point, you can still call us. And... that's what we do for our clients." – Stephanie
Timestamp
00:00 - Avoiding Unnecessary Insurance Claims and Their Impact on Rates
05:46 - Navigating Roof Claims and Insurance Challenges
12:16 - Insurance Claims and Contractor Estimates for Roof Repairs
14:23 - Choosing Contractors and the Importance of Trust in Agents
17:09 - Handling Roof Damage and Contractor Coordination
18:41 - Handling Insurance Claims and Difficult Clients
21:04 - Mitigating Damage and Insurance Responsibilities After Storms
24:33 - Personal Connections in Crisis Situations
27:18 - Recording Evidence for Insurance Claims: Hail, Theft, and Accidents
30:10 - Challenges in Determining Fault and Damage in Vehicle Claims
33:02 - Insurance Claims and Rental Car Strategies
36:16 - Navigating Insurance Claims and Ethical Practices
38:11 - Navigating Insurance Claims and Liability in Texas
42:56 - Insurance Settlements and Legal Challenges in Fatal Accidents
43:43 - Insurance Tips for Animal Collisions and Comprehensive Claims
Email: [email protected]
Facebook: https://www.facebook.com/InsuranceGoneWild
Get a Quote!
Panatela Group: https://panatelagroup.com/
Call: 817-753-0093
View all episodes
By Insurance Gone WildWhen disaster strikes—whether it’s a fender bender, a burst pipe, or storm damage—should you file an insurance claim or handle it out of pocket? In this episode of Instance Gone Wild we break down the factors you need to consider before making a claim, from deductibles and rate hikes to coverage loopholes and long-term impacts. We’ll share real-life scenarios, expert tips, and maybe a little nonsense along the way. Tune in to make sure your next insurance decision is the right one!
Key Takeaways:
- Contact your insurance agent before calling the claims hotline to avoid unnecessary claim records.
- Knowing your deductible is crucial when deciding whether or not to proceed with an insurance claim.
- Video documentation of incidents such as hail or auto accidents can be invaluable for proving claims.
- Using trusted contractors and getting advice from your insurance agent can simplify the claims process.
- Understanding the potential for partial fault in auto accidents is essential for navigating claim outcomes.
Notable Quotes:
- "The problem with that is as soon as you call that 800 number, they have to log it and now they have to mark it as a claim." – Stephanie
- "I want all my clients to call us because... we know these roofers are going to shoot you straight." – Dennis
- "You just want to make sure... you're making a claim now from there, does the insurance company do what they're supposed to?" – Stephanie
- "And then they can just take over my rental agreement... that's a great tip." – Dennis
- "At that point, you can still call us. And... that's what we do for our clients." – Stephanie
Timestamp
00:00 - Avoiding Unnecessary Insurance Claims and Their Impact on Rates
05:46 - Navigating Roof Claims and Insurance Challenges
12:16 - Insurance Claims and Contractor Estimates for Roof Repairs
14:23 - Choosing Contractors and the Importance of Trust in Agents
17:09 - Handling Roof Damage and Contractor Coordination
18:41 - Handling Insurance Claims and Difficult Clients
21:04 - Mitigating Damage and Insurance Responsibilities After Storms
24:33 - Personal Connections in Crisis Situations
27:18 - Recording Evidence for Insurance Claims: Hail, Theft, and Accidents
30:10 - Challenges in Determining Fault and Damage in Vehicle Claims
33:02 - Insurance Claims and Rental Car Strategies
36:16 - Navigating Insurance Claims and Ethical Practices
38:11 - Navigating Insurance Claims and Liability in Texas
42:56 - Insurance Settlements and Legal Challenges in Fatal Accidents
43:43 - Insurance Tips for Animal Collisions and Comprehensive Claims
Email: [email protected]
Facebook: https://www.facebook.com/InsuranceGoneWild
Get a Quote!
Panatela Group: https://panatelagroup.com/
Call: 817-753-0093