Send us a text

Think your insurance company is rooting for you? We peel back the curtain on how claims really work, why “on your side” is a slogan—not a strategy—and the simple steps that protect your health, time, and final payout. From quick lowball checks to cleverly inconvenient call times, we map the tactics carriers use and show you how to shift the leverage back in your favor.

We also clear up a fear that keeps people from getting help: most personal injury cases never reach a jury. We talk through why settlements dominate, the true cost and risk of trial, and how the prescriptive period (statute of limitations) in Louisiana recently extended from one to two years for auto cases—giving more room to treat, document, and negotiate before filing. The punchline: a strong settlement is built on quiet months of evidence, not courtroom theatrics.

And if you’re wondering whether a regular person can stand up to a billion-dollar company, the answer is yes. The civil justice system levels the field by pairing preparation with the credible option of trial—a pressure that pushes fair deals without forcing spectacle. Between legal insights, we share the rhythm of marathon training, Sunday run camaraderie, and how consistent habits outside the office shape calm, smart choices when the stakes are high.

If you found this helpful, follow Law Have Mercy, hit subscribe on Apple or Spotify, and drop a review to tell us which myth surprised you most. Share this with a friend who needs clarity before they call an adjuster.

You can watch most full episodes of Law Have Mercy on YouTube!

For more FREE legal tips, check out our social channels:
Instagram - @chazrobertslaw
Facebook - Chaz Roberts Law
TikTok - @chazrobertslaw
LinkedIn - Chaz Roberts

If you are in need of legal guidance, visit our website: https://www.chazrobertslaw.com/

This show is co-produced by Carter Simoneaux of AcadianaCasts Network, Chaz H. Roberts of Chaz Roberts Law and Kayli Guidry Bonin of Beau The Agency, and Laith Alferahin.