Welcome to another powerful episode of the Intelligent Wealth Podcast, where we explore the intersection of finance, innovation, and entrepreneurship.

In this episode, host Tony Byrne sits down with Freshta Farzam, founder and CEO of LYTE Aviation, a bold aerospace startup developing the Skybus—a revolutionary 40-seater hybrid eVTOL aircraft.

From her roots in Hamburg to pitching her vision on global stages, Freshta shares her journey of turning ambition into impact, and how her company aims to disrupt urban air mobility, sustainable aviation, and the future of transportation.

💡 Key Highlights:

🔹 How Freshta turned personal challenges into entrepreneurial power
🔹 The inspiration behind building a 40-seater hybrid air taxi
🔹 The role of green hydrogen and sustainable aviation fuel in decarbonising air travel
🔹 Why mindset, meditation, and mental clarity are essential tools for success
🔹 Balancing visionary leadership with raising funds and scaling a global business
🔹 Freshta’s long-term vision for AI, climate innovation, and global impact

Whether you're a tech enthusiast, aspiring founder, or someone curious about the future of mobility and clean energy, this conversation is full of insight and inspiration.

📌 Links & Mentions:

🌐 Minerva Money Management – https://minervamoneymanagement.co.uk
🌐 LYTE Aviation – https://lyteaviation.com 

Subscribe now to the Intelligent Wealth Podcast for weekly episodes on investing, entrepreneurship, financial freedom, and innovative business ideas!

#Entrepreneurship #eVTOL #SustainableAviation #Finance #WealthCreation #IntelligentWealthPodcast #FreshtaFarzam #AerospaceInnovation #FutureOfFlight

Disclaimer:
The value of investments can rise as well as fall. You may not get back the full amount you invested. The views stated in this podcast are purely personal opinions, not advice. You should always consult a professional for investment advice.
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Welcome to another episode of the Intelligent Wealth Podcast, where we uncover the biggest trends in investing, wealth-building, and finance.

Today’s hot debate: Is Bitcoin the future of money or just a high-risk asset?

With Wall Street giants like BlackRock backing Bitcoin ETFs, while legendary investors like Warren Buffett call it “rat poison squared,” the debate is heating up.

📉 Is Bitcoin truly a hedge against inflation?
📈 Does it solve financial system weaknesses?
🤔 Or is it just another speculative bubble?

📊 What You’ll Learn in This Episode:
🔹 How Bitcoin works & its role in decentralised finance
🔹 Why Bitcoin is compared to gold & traditional fiat currencies
🔹 The risks of Bitcoin: volatility, regulation, and security concerns
🔹 The role of BlackRock, ETFs, and Wall Street in Bitcoin’s future
🔹 Is Bitcoin a Ponzi scheme or the greatest financial innovation?
🔹 How to invest in Bitcoin wisely & avoid scams

📌 If you’re curious about Bitcoin, crypto, and investing, this episode is a must-listen!

📌 Links & Resources Mentioned:

🌐 Minerva Money Management Website → https://minervamoneymanagement.co.uk
📖 Bitcoin: The Future of Money? by Dominic Frisbie – A Must-Read for Investors
🎙️ What Bitcoin Did Podcast – The #1 Bitcoin Podcast for Market Insights
📊 Check On Chain by Checkmate – Data-Driven Bitcoin Market Research

Disclaimer:
The value of investments can rise as well as fall. You may not get back the full amount you invested. The views stated in this podcast are purely personal opinions, not advice. You should always consult a professional for investment advice.
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Welcome to another episode of the Intelligent Wealth Podcast, where we uncover game-changing investment strategies to help you build financial freedom.

In this episode, Tony Byrne, Carl, and Awet discuss High Shareholder Yield, a key metric combining dividends, share buybacks, and debt reduction.

💡 Why This Matters:
🔹 Dividends Alone Aren’t Enough! Learn how smart investors maximise total returns
🔹 Why Share Buybacks Can Supercharge Your Portfolio 🚀
🔹 How Debt Reduction Boosts Shareholder Value & Lowers Risk
🔹 Case Studies: Visa, Shell, & GSK – How They Allocate Capital
🔹 Why Some Dividend Stocks Are Value Traps & How to Avoid Them

📌 If you want to make smarter investment decisions, this episode is a must-listen!

📌 Links & Resources Mentioned:

🌐 Minerva Money Management Website → https://minervamoneymanagement.co.uk
📖 The Fund by Rob Copeland – Inside Hedge Funds & Ray Dalio’s Investment Tactics
📊 Compounding Quality Report – The Power of Shareholder Yield
📚 Howard Marks – Market Bubbles & Investment Cycles Memo

Disclaimer:
The value of investments can rise as well as fall. You may not get back the full amount you invested. The views stated in this podcast are purely personal opinions, not advice. You should always consult a professional for investment advice.
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Welcome to another episode of the Intelligent Wealth Podcast, where we uncover the secrets to building wealth, investing wisely, and navigating the world of finance.

In this episode, host Tony Byrne interviews Anmol Goel, a fund manager and venture capitalist, who shares his journey from humble beginnings in Delhi to raising a £10M fund.

📌 What You’ll Learn in This Episode:
✅ How Anmol raised his first £10M venture capital fund
✅ The best strategies for securing investment from high-net-worth individuals
✅ Why venture capital beats traditional investing
✅ The power of personal branding in finance & investing
✅ The mindset of ultra-wealthy investors & how they make money work for them
✅ How networking at global finance events helped Anmol land investment deals
✅ His biggest investment failures and lessons learned
✅ How to find & approach investors to fund your startup

💡 Whether you're an entrepreneur, investor, or finance enthusiast, this episode is packed with actionable insights to help you grow your wealth and succeed in business!

🎧 Listen Now & Subscribe for More Finance & Investment Insights!

🔗 Resources & Links Mentioned:
🌐 Minerva Money Management – https://minervamoneymanagement.co.uk
📚 The Miracle Morning by Hal Elrod – A guide to mastering your mornings & boosting productivity
📊 FinChat.io – AI-powered financial data & stock research

🔔 Subscribe to the Intelligent Wealth Podcast for weekly episodes on finance, wealth-building, and investment strategies! 🚀

#Finance #Wealth #VentureCapital #Investing #FinancialFreedom #Entrepreneurship #MoneyManagement #PassiveIncome #InvestmentStrategies #AnmolGoel #TonyByrne #StartupFunding #WealthCreation #FinancialSuccess

Disclaimer:
The value of investments can rise as well as fall. You may not get back the full amount you invested. The views stated in this podcast are purely personal opinions, not advice. You should always consult a professional for investment advice.
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🎙️ Welcome to Another Episode of the Intelligent Wealth Podcast!

Join Tony Byrne, Carl Roberts, and Awet Ghirmay as they break down the latest trends in finance, investing, and global markets. In this episode, we discuss how quality investing can help you build long-term wealth, why only 4% of stocks have driven nearly all market growth over the last century, and the impact of global economic shifts on your investments.

🔹 What’s Inside This Episode?

📌 Market & Economic Insights:

• Donald Trump’s Re-Election: What it means for investors, Bitcoin, and the US economy.
• The US Debt Crisis: Why a £35.7 trillion debt load is unsustainable and how it affects global markets.
• The UK Labour Budget: Why higher taxes could drive entrepreneurs and investors out of the UK.

📌 Main Topic – Quality Investing:

• What is quality investing, and how does it compare to growth and value investing?
• Why only 4% of stocks have accounted for nearly all stock market gains over the last 96 years.
• Investment Case Studies: Deep dive into KLA Corporation and Games Workshop—two standout high-quality stocks in the Intelligent Wealth Fund.

📌 Book & Resource Recommendations:
📖 100-Bagger by Chris Mayer – How to turn £10,000 into £1 million with smart investing.
📖 The New Confessions of an Economic Hitman by John Perkins – Shocking insights into the hidden world of economic manipulation.
📖 The Art of Quality Investing by Compounding Quality – Mastering the art of long-term wealth creation.

🔗 Mentioned Links & Resources:

• 🌍 Minerva Money Management Website
• 📚 Compounding Quality Newsletter

💡 Love this episode? Here’s how you can support us!
✅ Subscribe & leave a review on Apple Podcasts or your favourite podcast platform—it helps us grow and bring on more expert guests!
✅ Follow us on social media for more investing insights and updates!

👉 Got questions or topics you’d love us to cover? Drop us a message—we’d love to hear from you!

🔔 Stay tuned for our next episode on intelligent investing strategies and market insights!

#Investing #StockMarket #QualityInvesting #WealthBuilding #Bitcoin #FinancePodcast #MoneyManagement #SmartInvesting #FinancialFreedom #EconomicTrends #DonaldTrump #USDebt #FinancialEducation #PassiveIncome #MinervaMoney #StockMarketInvesting #IntelligentWealth

Disclaimer:
The value of investments can rise as well as fall. You may not get back the full amount you invested. The views stated in this podcast are purely personal opinions, not advice. You should always consult a professional for investment advice.
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In this special edition episode of the Intelligent Wealth Podcast, Cholpon sits down with Tony for an inspiring conversation on wealth creation, investment strategies, and unconventional personal habits for success. 

From understanding the power of a people-first approach in business to exploring long-term offshore funds for high-net-worth investors, this episode is a treasure trove of insights for finance enthusiasts.

Tony also shares his unique daily ritual of cold immersion—an approach that sharpens focus and builds resilience. Whether you're a seasoned investor or just starting your financial journey, this episode will leave you with actionable takeaways to elevate your mindset and portfolio.

What You’ll Learn:

• Why people-first strategies lead to business success
• The value of offshore funds for long-term growth
• How cold immersion boosts mental clarity and resilience

This episode is for informational purposes only and is not financial advice. Always consult with a professional before making investment decisions.

Listen now and discover how to make smarter financial choices and live a more abundant life!

Disclaimer:
The value of investments can rise as well as fall. You may not get back the full amount you invested. The views stated in this podcast are purely personal opinions, not advice. You should always consult a professional for investment advice.
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🎙️ Welcome to the latest episode of the Intelligent Wealth Podcast!

In this thought-provoking episode, Tony Byrne, Managing Director of Minerva Money Management, is joined by Graham Rowan, an international speaker, TV presenter, and author with decades of experience working with high-net-worth investors and family offices. Together, they explore the intersection of financial education, private equity, and creating lasting wealth.

Episode Highlights:

• Graham Rowan’s Journey: Discover how Graham transitioned from a working-class upbringing in the UK to a career in IT, eventually finding his calling in private equity and financial education.
• The 8-Figure Journey Club: Get the scoop on Graham’s upcoming program designed to help property investors and business owners grow their net worth from seven to eight figures through strategic private equity investments.
• Lessons from the Legends: Insights from Jim Rogers, Charlie Munger, and other investment icons on patience, long-term thinking, and disciplined wealth building.
• Living Where You’re Treated Best: Why Graham relocated to Portugal for better tax benefits, lifestyle, and financial freedom — and how other investors can follow suit.
• The Critical Role of Financial Education: Tony and Graham emphasize the importance of living within your means, investing wisely, and understanding key principles to achieve financial independence.

Mentioned in This Episode:

• Beaufort Private Equity Network: A global network of high-net-worth investors and family offices.
• Nomad Capitalist by Andrew Henderson: A guide to finding countries that treat you best.
• Daylight Robbery by Dominic Frisbie: Insights into how tax-friendly policies impact personal and economic freedoms.

Links: 🌐 Visit Minerva Money Management for more resources and insights.
📚 Check out Graham Rowan’s books and upcoming programs.

Disclaimer:
The value of investments can rise as well as fall. You may not get back the full amount you invested. The views stated in this podcast are purely personal opinions, not advice. You should always consult a professional for investment advice.
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Welcome to the latest episode of the Intelligent Wealth Podcast! This episode is tailored for serious investors passionate about finance education, wealth creation, and the art of quality investing. Join hosts Tony Byrne, Awet Ghirmay, and Carl Roberts as they explore growth investing, market dynamics, and standout companies reshaping the future.

In This Episode:

🎯 Market Updates

• China’s $140B Stimulus: Carl breaks down how China's massive stimulus package is impacting its stock market and economy.
• Gold’s Record Surge: Awet explains why gold remains a reliable inflation hedge and a marker of currency devaluation.

🎯 Deep Dive into Growth Investing

• What sets growth investing apart? Tony explains the focus on innovation, long-term revenue growth, and the risks involved.
• Awet highlights two top-performing growth companies:
  • Mercado Libre: The Amazon of Latin America with proven growth and innovation.
  • Fortinet: A cybersecurity leader thriving in the face of rising cybercrime.

🎯 Key Takeaways

• The advantages and risks of growth investing.
• Why constant innovation and customer obsession are vital for companies to succeed.

Recommendations:

• Books:
  • Good Profit by Charles Koch: Lessons on creating value-driven businesses.
  • Broken Money by Lyn Alden: A fascinating history of money, from barter to Bitcoin.
• Podcasts:
  • The Investors Podcast: Bitcoin Fundamentals, Episode 200: A deep dive into global money supply and its effects on inflation.

Get in Touch!
📑 Request one-page company snapshots on Mercado Libre, Fortinet, and more.

Don’t Forget to Review!
Leave us a review on Apple Podcasts and help us attract more amazing guests and insights.

Disclaimer:
The value of investments can rise as well as fall. You may not get back the full amount you invested. The views stated in this podcast are purely personal opinions, not advice. You should always consult a professional for investment advice.
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In this episode of the Intelligent Wealth Podcast, host Tony Byrne welcomes Andy Bounds, an award-winning sales trainer, bestselling author, and communication expert. Andy shares his unique journey from accounting to becoming a globally recognized sales and communication specialist, shaped by lessons learned from his blind mother.

What You'll Learn in This Episode:

• How simplicity is the ultimate tool for effective communication and sales.
• The key principles of "afters" and "certainty" to improve sales and client relationships.
• Andy's journey to entrepreneurship and lessons from overcoming early challenges.
• Strategies for balancing success, speed, and happiness in work and life.
• The power of positivity, structure, and practice in achieving professional excellence.

Andy’s insights are a must-listen for anyone looking to refine their communication skills, elevate their business success, and embrace a positive, balanced approach to life.

Connect with Andy Bounds:

• Website: andybounds.com
• LinkedIn: Andy Bounds
• Email: [email protected]

Listen now for actionable tips that will transform how you communicate and connect!

Disclaimer:
The value of investments can rise as well as fall. You may not get back the full amount you invested. The views stated in this podcast are purely personal opinions, not advice. You should always consult a professional for investment advice.
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In this episode of the Intelligent Wealth Podcast, host Tony Byrne sits down with Tom Britton, Co-founder of Syndicate Room, to explore the dynamic world of startup investments and fund management. Tom shares the evolution of Syndicate Room from a crowdfunding platform to a data-driven investment fund, leveraging the expertise of top angel investors to minimize risks and maximize returns.

Discover the unique benefits of the AXIS EIS Scheme, the launch of an innovative SEIS fund focused on climate tech in partnership with Carbon 13, and the crucial tax advantages for investors. Tom also delves into his inspiring journey—from playing professional football in Scotland to becoming a tech-savvy entrepreneur shaping the future of investment.

Key Takeaways:

• The power of co-investing with smart angel investors
• How EIS and SEIS schemes can transform your investment strategy
• The launch of Syndicate Room’s climate tech SEIS fund
• Insights into balancing entrepreneurial ambitions with personal goals

Disclaimer:
The value of investments can rise as well as fall. You may not get back the full amount you invested. The views stated in this podcast are purely personal opinions, not advice. You should always consult a professional for investment advice.
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