Retirement Your Way

Interest Rates Are Dropping—Is Your Retirement Plan Safe?


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Are you ready for the unpredictable twists of retirement spending? Discover why budgeting for your golden years is anything but straightforward, and learn how interest rate changes, market volatility, and unexpected expenses can reshape your financial future. Gary Garner and Vicki Miller share real stories and practical strategies to help you manage risk, grow your money, and build a resilient retirement plan—no matter what surprises come your way.

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Retirement Your WayBy Gary Garner and Vicki Miller