Are you ready to rethink retirement and discover the surprising math behind your financial future? This episode dives into how Social Security, pensions, and healthcare costs shape your retirement lifestyle. Hosts Gary Gardner and Vicki Miller break down the real numbers, share stories from the “sandwich generation,” and reveal why timing your benefits matters more than you think. Learn how simple strategies and early planning can help you retire your way—without running out of money or losing peace of mind.

Retire Your Way TODAY!

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Are you risking too much for retirement, or missing out on growth? This episode dives into the realities of market investing, the “Great Wealth Transfer,” and why women are poised to control more wealth than ever. Hosts Gary Garner and Vicki Miller break down how to balance risk, preserve savings, and plan for longevity—especially for couples. Discover why retirement isn’t one-size-fits-all and how trusted advice can help you retire your way, with confidence and security.

Retire Your Way TODAY!

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Are you letting headlines dictate your retirement strategy? Discover why tuning out market noise and focusing on long-term goals is the key to retiring your way. Hosts Gary Garner and Vicki Miller break down milestone ages, required minimum distributions, and the impact of inflation—sharing real stories and practical tips for planning, saving, and spending wisely. Learn how to navigate changes, avoid common pitfalls, and create a retirement plan that lasts as long as you do. Stay informed, stay focused, and take control of your financial future.

Retire Your Way TODAY!

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What if your retirement plan could weather every storm—financial, health, and the unexpected? In this episode, Gary Garner shares candid insights with FM Talk 106.5 morning show host Dan Brennan & Dalton Orwig on preparing for retirement, from the realities of income planning and market volatility to the hidden costs of healthcare and longevity. Discover why retirement isn’t just about numbers but about making choices that fit your life and goals. Whether you’re decades away or nearing the leap, this conversation offers practical wisdom and real stories to help you retire your way.

Retire Your Way TODAY!

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What if your retirement plan was upended overnight? In this episode, Gary Garner and Vicki Miller reveal how sudden changes—like job loss or market crashes—can reshape your financial future. Discover why starting early, diversifying investments, and reviewing your income are crucial for retiring your way. Learn practical strategies to handle surprises, maximize savings, and navigate taxes so you can face the future with confidence.

Retire Your Way TODAY!

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Are you ready for the unpredictable twists of retirement spending? Discover why budgeting for your golden years is anything but straightforward, and learn how interest rate changes, market volatility, and unexpected expenses can reshape your financial future. Gary Garner and Vicki Miller share real stories and practical strategies to help you manage risk, grow your money, and build a resilient retirement plan—no matter what surprises come your way.

Retire Your Way TODAY!

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What if your retirement plan could be derailed by one overlooked decision? This episode dives into the real risks and rewards of Roth conversions, private equity, and the shifting landscape of retirement portfolios. Gary Garner and Vicki Miller break down why personalized advice matters, how to manage risk when the paycheck stops, and why guaranteed income is essential for lasting financial security.

Retire Your Way TODAY!

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Are you ready to challenge everything you thought you knew about retirement? This episode dives into the crucial Medicare changes, the real fear of running out of money, and why breaking the “rules” might be your smartest move. Hosts Gary Gardner and Vicki Miller share practical insights on choosing the right Medicare plan, overcoming financial anxiety, and tailoring your retirement to fit your life—not someone else’s formula.

Retire Your Way TODAY!

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Are you ready for the unexpected twists of retirement? Gary Garner and Vicki Miller explore how early planning, adapting to change, and understanding guaranteed income can shape your retirement journey. From family legacies to the impact of technology and AI, this episode dives into real stories and practical advice for defining your own “okay” in retirement. Discover why starting conversations now—no matter your age—can make all the difference in living retirement your way.

Retire Your Way TODAY!

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What if you could test drive your retirement before making it permanent? In this episode, Gary Garner and Vicki Miller explore how to “try on” retirement—budgeting, lifestyle choices, and unexpected expenses—before taking the leap. Learn why planning, flexibility, and a methodical approach are key to a comfortable future and hear practical advice for navigating the emotional and financial realities of retirement. Whether you’re ready to relax or still procrastinating, this episode helps you prepare for what’s next.

Retire Your Way TODAY!

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