Interledger Foundation

Here is a recap of our March 8th, 2023, Interledger Community Call with Meeting Notes.

For those new to our community, ILF stands for Interledger Foundation. We are a community of technologists, digital creatives, researchers, entrepreneurs, and educators working to build new pathways to financial inclusion and equity through digital transactions.

Welcome and kick-off (Chris)

-- Public agenda & notes document: https://docs.google.com/document/d/1T_Q_eRZtL8GluJR9rVADd7fvkB8mPluMk-d96LM4vlg/edit#heading=h.5h7n1qc54soc

-- We have slots for more regular or deeper updates on projects that build on the Interledger protocol, so please feel free to reach out to Vineel or me if you would like to be a future Deep Dive and see the section below to add any quick updates you would like the community to know.

00:00 == Interledger Foundation (ILF) updates by Chris ==

* Rwanda ~ Mojaloop

-- Chris is at The Mojaloop PI-21 OSS Community Meeting in Rwanda along with grantees ThistaWorks and the People’s Clearinghouse

* ILF started working with Mojaloop and People Clearinghouse Mexico to make a payment from the Rafiki instance to Mojaloop hub.

* The first step, the one-way payment, will be demoed in Rwanda this week.

* Igalia

-- We’re starting our engagement with Igalia to put Web Monetization into Chromium this month.

00:56 * ILF is going to be in South Africa this month

-- Briana is speaking at Blockchain Africa

-- ILF Developer Meetup in Cape Town

-- Briana, Adrian, Karl, and Senisha Moonsamy (Head of Department, TIA) are participating in a panel discussion.

-- Sabine Schaller is unveiling Rafiki v1 Alpha on stage for the first time.

01: 26 * New ILF Ambassador Syrus Scofield

-- He is CODA (Child of Deaf Adults) and will focus on building resources, new

02:07 * New opportunities for the ecosystem

-- Our first Arts & Culture grant Future/Money is live. Details here: https://community.interledger.org/interledger/the-futuremoney-grant-application-is-now-live-2k28

-- Sneak peek: We are preparing new opportunities for ILF Community

02: 56 * -- CTA to the community: We’re seeking help changing the extension. If anyone is interested - reach out to Alex. [email protected]

03:12 == Rafiki (Max) ==

-- Completed development work. All APIs are working and able to be called via the (updated) Postman collection

-- Currently pushing forward with documentation and publishing helper packages to npm before the final v1 stamp

-- Final stretches of making Rafiki production ready for adoption by wallets

-- Opportunities to run tests of Rafiki locally with the Postman collection, review and assist documentation as necessary

-- Contact Max or Sabine if you want help experimenting with the APIs

04:45 == Fynbos (Adrian) ==

-- Beta testing complete. Great feedback and some significant updates as a follow-up.

-- Some issues with our FI partner, so working with a licensed MSB to switch how we access card and ACH rails before we do more testing and onboarding.

-- Evaluating multiple partners to enable us to launch in EEA (EU and UK) soon

-- Will start reaching out to beta testers in EEA soon (next month or two)

10:00 == Deep-dive: Open Payments client/library (Max) ==

-- Max Kurapov from the ILF team will give a deep dive presentation on the Open Payments client/library.

-- Key Link: Open Payments - ILF Community Call (https://docs.google.com/presentation/u/0/d/10F3Nxe4H2B8j3g9vuvRe6lXoQJhVYVzPDfTWqnVj8rQ/edit)

Below is a recap of our 8th February 2023 Interledger Community Call with meeting minutes.

For those new to our community, ILF stands for Interledger Foundation. We are a community of technologists, digital creatives, researchers, entrepreneurs, and educators working to build new pathways to financial inclusion and equity through digital transactions.

00:00 == Welcome & Intro ==

00:25 == Community calls: ==

-- Chris is joining Vineel, facilitating community calls

-- Contact Vineel at interledger dot org or Chris at interledger dot org or via Slack with content/features you’d like to see.

02:10 == ILF update ==

-- ILF is independent and always has been.

-- Coil was built on an Interledger Protocol open standard which means as a community, we can build on it going forward.

-- Share ideas, thoughts, and feedback in the community space, where updates will be posted.

-- Town Hall event 9th Feb: https://community.interledger.org/interledger/changes-to-the-web-monetization-ecosystem-discussion-post-1emc

04:24 == Web Monetization standard ==

-- Intense work has happened on the stack.

-- The Google team is happy with the latest changes.

-- The specification is part of the standardization process at the W3C. Here's the preview of the recent changes: https://webmonetization-preview.netlify.app/specification.html

06:45 == Fynbos ==

-- ILF and Fynbos are excited to finalize a deal to subsidize early scale-up and user adoption rates.

-- In the early stages, the Fynbos wallet will be free to sign up, withdraw and send payments.

-- Full compliance audits across all US states and sign-up emails are being sent to the waiting list.

-- Conversations happening with multiple jurisdictions with the UK and Europe as a priority.

-- Fynbos is already working on a web monetization feature through business account creation and has a flow of funds vetted already.

-- Watch out for the blog post with full details of the ILF & Fynbos partnership coming soon.

19:53 == Rafiki ==

-- Working on an interim alternate for Tigerbeetle as Tigerbeetle won’t be production ready for approx 6 months.

-- Capabilities are being added to Rafiki for accounting in the meantime.

-- Rafiki infrastructure and knowledge transfer are in the process of being transferred to ILF.

21: 38 == Testnet : Rafiki playground ==

-- It will be easier for people to develop with Rafiki and test integrations through a publicly available test network.

-- Open payment APIs allow developers to build applications on top of it.

-- Rafiki users can connect, peer, and send play money transactions to develop and integrate simultaneously.

-- Auto-peering will be available. If required, manual peering can be done while this is in development.

-- The User interface is being designed by Madalina.

-- MVP beta test net ready approx March

-- https://github.com/interledger/testnet

-- View the full presentation deck here: https://drive.google.com/file/d/1mbsXg951rHfKnYQ4crrtr_A_2aVlyivM/view?usp=share_link

44:50 == Grants ==

-- Grant opportunities coming out through the year

-- Grant CFP coming in a couple of weeks

-- More grants in ’23 than in ’22

-- Watch out for updates on the latest grants in the community space (https://community.interledger.org/)

00:00 == Welcome & Intro ==

01:01 == ILF Updates ==

– Bringing in more people into the Communication space, Development space, and Program Management

– Fully onboarded the breakpoint team - working on the Testnet - rough Architecture - designing interfaces

– Longer shareout on Testnet next month

– Active year for the Programs Team - New Grant Opportunities, Next steps with our current cohort of FinServ Grantees - phase 2,

– Social media #techtuesdays - technology updates from the ILF ecosystem; If you would like to share any of the milestones or technology updates that would be of value to the broader community, let the ILF staff know.

04:05 == Testnet ==

– Longer presentation next month

– finished hiring - 5 people team

– test playground for Rafiki with play money, developing a wallet for everyday users, a bank wallet - interface for bank usage, an e-commerce site, with a focus on the wallet.

06:20 == Rafiki ==

– Open Payments SDK

– Resolving open issues - B1 release end of this month

– TigerBeetle - a little bit longer

– Admin UI - coming together great

– Milestone: https://github.com/interledger/rafiki/milestone/7

– Sunsetting the Rafiki.money (disabled)

09:29 == Coil ==

– Coil Developer website to Coil Open Source Website

– will be featuring Interledger related projects

– DM Uchi on slack if you want to get your Interledger-related project featured.

12:20 == Community Project share | Malcolm Kastiro ==

Below is a recap of our December 14th, 2022, ILF Community Call with Meeting Notes.

For those new to our community, ILF stands for Interledger Foundation. We are a community of technologists, digital creatives, researchers, entrepreneurs, and educators working to build new pathways to financial inclusion and equity through digital transactions.

00:00 == ILF Updates ==

ILP Summit - Summary:

Last month, the Interledger Foundation held the ILP Summit in New Orleans, where over 107 community members from 19 countries attended in person, and over 1,100 people joined virtually. The welcome reception and expo featured the 2022 ILP-Financial Services grant awardees showcasing their projects, which helped kick off the conversations and set the stage for the following two days.

* Day 1 — https://www.youtube.com/watch?v=Whp4RfW3K_U

* Day 2 — https://www.youtube.com/watch?v=85OXEcWrATI

-- Photos: https://www.flickr.com/photos/interledger/collections/72157721324194522/

— if you would not like your photos to be in the Album, let us know and we’ll remove them.

* Reflections from the community: https://community.interledger.org/t/travelgrantreports/latest

Feedback Survey shared with the in-person attendees.

During the event, industry leaders shared their knowledge and experiences on open payments and financial inclusion ecosystems. Some of the speaker sessions included:

-- Briana Marbury, Executive Director of the Interledger Foundation, talked about the State of Interledger.

-- Sabine Schaller, Research and Development Lead at Coil, demonstrated how Rafiki enables open payments.

-- Stefan Thomas, the co-founder of Interledger and CEO of Coil, presented Dassie: An Interledger Peer-to-Peer Network.

-- Adrian Hope-Bailie, the co-founder and CEO of fynbos, discussed the role of Payment Pointers as the Universal Payment Instrument.

We are thrilled about the connections made and the ideas generated at the ILP Summit that will help bring financial inclusion and open payments to the world.

== Development Updates ==

* We have started working on the Testnet, with four new developers working on it.

— Timea Nagy, Rico Gonzalez, Radu Popa, and Dragos Palade.

* We’re looking to hire people

– Careers link: https://interledger-foundation.breezy.hr/

– Do share with your networks!

05:38 == Rafiki ==

* Signatures working on all Open Payments Requests

* Great progress on client SDK

06:48 == Coil ==

* Working on an Interledger explainer video for developers, focusing on the crypto community.

* Stefan announced - Dassie, an Interledger peer-to-peer network: https://contenthub.coil.com/content/coming-soon-an-interledger-peer-to-peer-network-tweet

-- Website: https://dassie.land/

08:35 == Fynbos updates ==

* We are busy doing beta testing in our production environment with a small group of users

* We anticipate inviting all of the users on the waitlist to open an account in early January

* We are working with Coil to ensure that users Fynbos users can use their payment pointers for Web Monetization

* We’ll be exploring new territories outside the USA in the new year

== Community Projects ==

09:35 @Nicole Li - introducing their project Elementari.

Slide deck: https://docs.google.com/presentation/d/19BEq7bftXvKcP9fGZLrRNJ4fGYHm3wjRPDQKW1yEhU8/edit?usp=sharing

--

Kult's first draft of the digital wallet documentation will soon be shared with the community.

Here's a recap of our October 12th, 2022 ILF Community Call with Meeting Notes below.

For those new to our community, ILF stands for Interledger Foundation. We are a community of technologists, digital creatives, researchers, entrepreneurs, and educators working to build new pathways to financial inclusion and equity through digital transactions.

--------------

Meeting Notes:

00:00 - ILF Community Call

01:10 - ILF Updates:

* Interledger (ILP) Summit 2022 | 12-13 November 2022

-- Speakers: https://interledger.org/summit/speakers

-- Schedule: https://interledger.org/summit/schedule

-- Summit Schedule App: https://ilpsummit.sessionize.com/ 

-- Live Stream Recordings:

* Day 1: https://www.youtube.com/watch?v=Whp4R...

* Day 2: https://www.youtube.com/watch?v=85OXE...

-- Friday Welcome Reception and Expo: The 2022 ILP-Financial Services grant awardees shall showcase their projects at the expo. The expo is a great place to connect, kick-start the conversations, and celebrate the work done in the financial inclusion and payments space. At the expo, you’ll meet past and present grantees and the global Interledger Community.

06:47 - Fynbos Updates:

- Matt & Adrian are going to be at the ILP Summit

- Adrian - talk on Payment Pointers

- Waitlist open for Fynbos

- Engaging activity planned for ILP Summit

- Looking to get feedback

09:35 - Coil Updates:

- Coil team going to be at the ILP Summit

- Nathan - Rafiki demo to be ready to showcase at the ILP Summit

- Standardize open payments repo

Community Projects Showcase:

11:35 - gFam.live by Adam

Meeting Notes:

== ILP SUMMIT ==

As you may have already heard the news, the Interledger (ILP) Summit is happening in New Orleans, LA from 12-13 November 2022.

* Speakers confirmed and ongoing next steps

* Announcement of Speakers soon on the website.

* 153 ticket registrations

* Plans to expand the ILP Summit attendee capacity

* ILP Summit - Agenda

-- Friday, 11 November:

* Welcome Reception + Expo | 6.30 PM to 9.30 PM

-- Saturday, 12 November:

* Keynotes + Breakout Sessions | 9.30 AM to 5.30 PM

* Attendee party | 7.30 PM to 11.30 PM

--Sunday, 13 November:

* Keynotes + Breakout Sessions | 9.30 AM to 4.00 PM

-- Tickets --

If you haven’t already registered for the ILP Summit, get your Ticket here: https://ti.to/interledger/ilp-summit-2022/with/lmjgsxzb-ng

== Welcome ILF new Team Member ==

* Max Kurapov

== ILF Team in Africa ==

* Briana Marbury and Alex Lakatos in Africa.

* https://twitter.com/avolakatos/status/1580591584810188800?s=20&t=nSZxSn2pYiM6dmpPcd4ZiA

* https://twitter.com/bmarbury/status/1580593289987641344?s=20&t=nSZxSn2pYiM6dmpPcd4ZiA

* https://twitter.com/africa_hacks

* Mojaloop Conference in Zanzibar: https://twitter.com/mojaloop/status/1578053228079595521?s=20&t=nSZxSn2pYiM6dmpPcd4ZiA

== FinServ CFP ==

Links on announcements:

* Interledger Foundation Community Space - https://community.interledger.org/interledger/announcing-our-ilp-based-financial-services-research-and-development-grants-5aae

* ILF website announcement - https://interledger.org/news/announcing-our-ilp-based-financial-services-research-and-development-grants/

* Instagram - https://www.instagram.com/p/CjikXlxrOal/?igshid=NzNkNDdiOGI=

* Twitter - https://twitter.com/Interledger/status/1579514399190286337?s=20&t=XrtE_4mA9uyrZ0vEBWnWsg

* LinkedIn - https://www.linkedin.com/feed/update/urn:li:activity:6985277938304720896

== Hacktober Fest ==

* https://github.com/interledger/rafiki/contribute

* T-shirts for contributors

== Rafiki ==

* Rafiki - integration on Auth server;

* Demo at the ILP Summit

== Fynbos ==

* Working with a new FinTech partner, who is focused on enabling cross-border payments and has a global presence.

* Adrian Hope-Bailie & Matt are going to be at the ILP Summit.

== Get Started with Rafiki ==

Session by Sabine Schaller

Meeting Notes:

== ILF Updates =

* What is Interledger? (https://www.youtube.com/watch?v=pISxxwDcODs&t=2s ) Explainer Video launched.

* ILF Summit - Speaker CFPs - 40 submissions - Being reviewed currently

* Financial Services CFP - 12 Projects accepted - onboarding in the process - kick off in October. Full public announcement on October 10.

Grantees would join upcoming community calls starting in October

ILP Summit Travel Grantees onboarding ongoing

* The first published report by DFS Labs in Africa, focused on Small and Medium Enterprises.

* Course kickoff in Maryland state - Bowie State University (Historically Black )

-- Under Business school - design and information systems - students from marketing, entrepreneurship

-- Students to attend ILP Summit - showcase poster sessions on their projects

-- Interledger Foundation (ILF) awarded Bowie State University(BSU) a $25,000 grant to partner on an undergraduate course that will enable students to explore open payment technologies and issues in eCommerce and personal finance. This pilot cohort (https://interledger.org/news/the-interledger-foundation-and-bowie-state-create-new-partnership/ ) signals the Foundation’s intent to forge partnerships with Historically Black Colleges and Universities (HBCUs) thereby accessing historically excluded communities; and equipping youths with the requisite information on digital financial ecosystem, open payment systems, micro-transactions and Web Monetization so they can transact business from anywhere in the world.

== Rafiki Summit ==

Members of the ILF, Coil and Fynbos teams met for two weeks during August in Berlin for the Rafiki summit. What is Rafiki you ask? Rafiki is an open source project that exposes the full Interledger API, and thus allows any third party, such as a wallet provider, to deliver Interledger functionality to their users. The team made significant progress in building out the feature set of Rafiki at the summit and work continues to integrate Open Payments (https://docs.openpayments.guide/ ) with Rafiki. We welcome feedback from our community on GitHub (https://github.com/interledger/rafiki).

* Session on Getting started on Rafiki by Sabine in upcoming ILP Community call in October.

== Web Monetization API ==

* Alex and Uchi were at TPAC, working with the World Wide Web Consortium (W3C) to develop the spec for the web monetization that could integrate into the web browsers. They gave a talk about the new version of the Web Monetization API. Web Monetization is a JavaScript browser API that allows the creation of a payment stream from the user agent to the website. The Web Monetization API allows web apps to accept continuous micro-payments from users.

* Web Monetization is being proposed as a W3C standard at the Web Platform Incubator Community Group (https://discourse.wicg.io/t/proposal-web-monetization-a-new-revenue-model-for-the-web/3785).

* Learn more about the Web Monetization API from the documentation here https://webmonetization.org/docs/api/ and https://webmonetization-preview.netlify.app/docs/

Have questions or need help? Join us on Slack here: https://communityinviter.com/apps/interledger/interledger-working-groups-slack

= ILF Updates =

- Financial Services Judging Round - Decision soon

- ILP Summit:

-- Date: 12-13 November 2022

-- Location: New Orleans

-- Website live: https://interledger.org/summit/

-- Tickets open: https://ti.to/interledger/ilp-summit-2022/

-- Call for Speaker’s CFP open - https://sessionize.com/interledger-summit-2022/

-- Topic areas we are looking for sessions in:

* Building with the Interledger Protocol network

* Expanding the Web Monetization community and ecosystem

* Broadening Financial Inclusion with technology and advocacy

* Growing open payments, micro-transactions, and mobile money

* Designing for Interoperability

-- Travel Grant - https://submit.interledger.org/submit/227956/ilp-summit-2022-travel-grant

- New Web Monetization silent release - both versions work in foreseeable future – test it out and provide feedback

- Documentation website https://webmonetization-preview.netlify.app/docs/web-monetization-api/https://webmonetization-preview.netlify.app/docs/web-monetization-api/

- Github link - https://github.com/WICG/webmonetization

- Walkthrough of the specs in the next Community Call (https://forum.interledger.org/t/community-call-14-september-2022/1451 )

- We invite you to explore and contribute to the Interledger Foundation projects; All our projects are Open Source. Get started by ‘Starring’ https://github.com/interledger/

= Coil updates =

- Try out the WM extension - reach to Uchi from Coil for any questions.

- Uchi from Coil is going to be at DefCon - Talk about how Web Monetization is used to pay in a privacy-preserving way for content creators

- Apex Developer Summit - Coil & Interledger Talks

= Rafiki Updates =

- Progress on auth server, folks at coil getting ready to physically bring together the distributed team to come together - Fynbos & ILF to work together - hoping to achieve the following goals:

-- Rafiki featured engraved for Fynbos

-- Key directory - where clients using open payments - identify/register themselves with a trusted source

-- Locally runnable Rafiki Demo - which can be set up by any developer and shown in vsli to be demoed by anyone interested in spreading Rafiki.

-- Document open payment APIs

- Community Call: https://github.com/interledger/rafiki

Have questions or need help? Join us on Slack: https://communityinviter.com/apps/interledger/interledger-working-groups-slack

= ILF Updates =

- We're excited to announce we're bringing back the Interledger (ILP) Summit in New Orleans, LA, on November 12-13, 2022.

- At the #ILPSummit2022, meet industry leaders, participate in engaging sessions, and enjoy all The Big Easy has to offer!

- Read more & join the waitlist here https://interledger.org/summit/

-- Travel Grant to attend the ILP Summit: https://submit.interledger.org/submit/227956/ilp-summit-2022-travel-grant

-- Speaker CFP live: https://sessionize.com/interledger-summit-2022/

Financial Services CFP- 30 Applications are up for review and sent to the Judge's panel.

- 5-6 weeks for the review

- Mid-August successful applicants shall be notified- Grantee announcements kick-off Mid-September

- The research phase of grantees will be eligible for the next two phases of the grant applications.

= Coil updates =

- Content on the developer website in sync with the web monetization spec.

- Apex XRPL developer summit - CFP open - https://sessionize.com/apex-xrpl-developer-summit-2022/

= Rafiki Updates =

- Open Payments integration with the auth server

- Milestones, issues, and weekly calls are now open to the community(https://github.com/interledger/rafiki).

- Front-end work in progress

- Rafael from Coil helping with infrastructure and fixing docker builds

- Work ongoing on the key registry- Sandboxing Environment

= Open Payments =

- More details on: Docs.openpayemnts.com (http://Docs.openpayemnts.com)

= Fynbos update =

- Two new joiners to the team- Goal is to have an MVP up and running in 6 weeks for the registry- In-person sprint 2-week sprint in Berlin in August- Have the whole directory under Interledger GitHub- Whitelist the Open Payments Network directory URLs - work on the vision of decentralization

= Community projects =

- Jaskaran Kambo - working on implementing Interledger protocol for their platform - Demo in next community call

- Marc Zuze - working on a platform on the XRPL called Sonar Muse which is an NFT music store and streaming platform. Sonar Muse is using Interledger and Coil to build the streaming platform and payout the artists involved in a song to their payment pointer, for every stream by a user with a Coil account.

Have questions or need help? Join us on Slack here: https://communityinviter.com/apps/interledger/interledger-working-groups-slack

= ILF Updates =

- Alex talking at CodeMentor(https://www.codementor.io/events/pay-the-web-forward-el538nzg77) and DevTalks(https://www.devtalks.ro/agenda/2-day-2#codeclash-stage)

- Alex was at the European Parliament talking about Open Payments with the European Union stakeholders

- Announcing ILP Summit 2022! Stay tuned for more details.

- Briana Marbury talks about how the Interledger Foundation is Strengthening its Infrastructure & Increasing Financial Services Providers in the Ecosystem. (https://interledger.org/news/interledger-foundation-strengthening-its-infrastructure-and-increasing-financial-services-providers-in-the-ecosystem/)

= Coil updates =

- Events & Educational work - Global Hack Week

- WordCamp Europe

= Rafiki Updates =

- Hiring Developers for Rafiki(https://interledger-foundation.breezy.hr/p/660ff8e7ba21-typescript-developer).

- Open Payments API endpoints implemented; private incoming payments in Web Monetisation.

- GNAP auth server - authorization flow

Milestones, issues, and weekly calls are now open to the community(https://gate.sc/?url=http%3A%2F%2Fgithub.com%2Finterledger%2Frafiki%2Fmilestones&token=ddd102-1-1653021597507).

- Connection detail resource that can get the connection details from the incoming payments from the URL about ever having to know about the incoming payments

- Changes to the ILP pay Library

- Added to Rafiki - JASON valid data which checks for any open payment requests

= Open Payments updates =

- Clean-up of the repo - landing page

- Web Monetization use case where - the browser pauses payment on a web page and instructs a wallet to send a payment to that payment pointer

- Incoming payments include URL where you could get stream connection details.

- As privacy-preserving as possible for the Web Monetization

- Right now the packets are created within the browser

- More details on: Docs.openpayemnts.com (http://Docs.openpayemnts.com)

= Fynbos update =

- Due diligence happening for the Electronic Money Distributor License.

- Exploring new partner banks in the US.

- Product Development:

-- Hiring Backend Engineer (for onsite)

= Community projects =

- Matt Mankins - Monetized.link

-- A simple tool to create a paywall for any URL

-- Monetized.link allows end-users to wrap their website URL to a Web Monetized enabled link.

-- Users with a Coil browser extension can readily access a URL

-- Alternatively, the users can still access a website directly and what Monetized.link is helping is to create a URL that can be used in promotions/ social media, etc to be accessed by the Coil/ Web Monetized enabled browsers

Have questions or need help? Join us on Slack here: https://communityinviter.com/apps/interledger/interledger-working-groups-slack