对，就是不愿欠人情。

Yes. I just don't want to owe interpersonaldebt.

“欠人情”的心态，感恩心少而不安更多，因为担心自己将来还人情的麻烦，无形中把人与人之间的关心帮助当做了交换，这是一种自我包裹的表现，是内心虚弱、自卑、怕受伤害的表现。

The mentality of "owing interpersonaldebt" implies less gratitude and more restlessness for fear of the troubleof returning a favor in the future, imperceptibly taking the interpersonal careas an exchange. This is a behaviour of self-wrapping, a symptom of innerweakness, self-abased and fear of being hurt.

为什么会这样呢？

Why is this so?       

这种心理就是过于在意自己。

This kind of psychology isfeatured by taking too much care about self.