Learn how an EMI Calculator helps you choose the right loan, compare monthly EMI, evaluate loan tenure, reduce interest costs, and make smarter borrowing decisions before applying for a loan.

Thinking about taking a home loan, personal loan, or car loan? Before signing any loan agreement, there is one tool that every smart borrower should use an EMI Calculator.

In today's episode, we discuss how a Loan EMI Calculator helps you compare loan options, understand the EMI Calculation Formula, estimate your Monthly EMI, reduce interest costs, choose the right loan tenure, and even save lakhs through better financial planning.

Whether you're looking for a Home Loan EMI Calculator, Personal Loan EMI Calculator, or Car Loan EMI Calculator, this episode will help you make smarter borrowing decisions.

Learn more and calculate your EMI here:

EMI Calculator: https://www.shriramfinance.in/emi-calculator

Most people have heard of a credit score, but very few actually understand how it works. In this episode, we break down exactly what a credit score is, why you might see different numbers across CIBIL, Equifax, Experian, and CRIF Highmark, and the five key factors that determine your score — repayment history, credit utilization, portfolio age, credit mix, and inquiries.

We also cover a major recent change: RBI's new rule requiring more frequent credit reporting, and what that means for your day-to-day financial habits. Plus, we clear up common myths, like whether checking your own score can hurt it (it can't), and how to start building credit from zero.

Want to check your credit score? It's free, takes 2 minutes, and has zero impact, head to -https://www.shriramfinance.in/credit-score

Think BNPL and UPI credit lines are harmless? Think again. Ria and Karthik explain how apps like Simpl, LazyPay, and UPI credit lines are tracked by credit bureaus — and how misusing them can hurt your CIBIL score. Check your credit score on Shriram Finance website.

Dreaming of a new home, car, or personal loan? Plan your EMIs in advance with an easy calculator and stay stress-free.

EMI Calculator

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