🎙️ Episode Title: Investing in Your Children's Future with UTMA Accounts

🍹 Drink Pairing: Milk Punch

Ingredients:

§  4 oz bourbon  

§  3 oz Cognac  

§  2 oz crème de cacao  

§  1.5 oz Jamaican rum  

§  16 oz half-and-half

§  8 oz whole milk

§  2.5 oz grade A or B maple syrup

§  1 oz vanilla paste

Stir all ingredients well with ice and strain into glass, served over fresh crushed ice. Sprinkle with nutmeg.

Serve With a fun straw and into a retro milk carton.  Or have the Roosevelt room make one for you in Austin, Texas.   

https://www.therooseveltroomatx.com/menu

💼 Episode Summary:
In this episode of Money Well Studio, Jennifer and Julie dive into the world of UTMA (Uniform Transfers to Minors Act) accounts—what they are, how they work, and why they might be a smart choice for investing in your kids. From tax perks to teaching kids about compound growth, the conversation is packed with tips, personal stories, and real talk about when “less rules” might actually mean more responsibility. Whether you're planning for your child's future or just looking to boost your own financial literacy, this episode delivers the goods.

💡 Top Takeaways:

• UTMA accounts allow you to invest in a wide range of assets for your child.
• They’re more flexible than 529 plans and can be used for anything—not just education.
• Most importantly: UTMA accounts offer an amazing opportunity to teach kids the power of saving and investing early.