Investment Choices: More Than Stocks, Bonds, & Mutual Funds

[Investment Choices] Life Insurance is only for older people. Life Insurance is just necessary for the ‘bread winner.’ Life Insurance is only important if you have a family…. 

FALSE. 

This episode couldn’t be more timely as we enter another phase to this pandemic. I have taken time to find the best ways for my clients, and my colleagues to protect themselves not just physically but financially and that is with protective life insurance. 

If there is an episode I encourage you to take the time to watch, it is this one. In a quick 13 minutes, I share with you the reasons that this one investment could protect the financial lives of you and those around you. 

In this episode, I answer common misconceptions about life insurance. 

A few of the things you’ll learn from this episode:

▶ What life insurance means and who should get it  

▶ The safest way to obtain life insurance 

▶ Why your health problems may not mean no insurance   

Have you heard these other myths? I talk about them today:

1.      You cant get life insurance if you have an outstanding health issue.

2.     I can find it cheap online. 

3.     It is only for once I die. 

The Investment Choices Podcast™ with Michael Ecker​ interviews highly successful professionals thought leaders, and organizations in the world of alternative investments. This podcast is here to help answer the key question: “What are the insider  secrets to investing beyond the world of stocks, bonds, and mutual funds.” To get answers each week, subscribe to The Investment Choices Podcast™.    

Connect with Michael Ecker at:    

LinkedIn: ​https://www.linkedin.com/in/michael-ecker-22935a22/  

Website: ​http://www.wise2plan.com/ 

[Investment Choices] It is hard to discuss, sometimes uncomfortable, but how prepared are you for anything unexpected? Are you protecting your emotional, financial and physical needs properly?

This week, I sit down to share with you the importance of having a living will and term life insurance. Two things that have shown to be vital during these unprecedented times and a crisis. Who would make your decisions if you were unable to yourself? What would happen to your finances?

In this episode, I dive into common misconceptions about wills and term life insurance. This is an important episode, I am excited for you to watch.

A few of the things you’ll learn from this episode:

▶ Who can benefit from a will
▶ Why protecting your future is important
▶ The benefits of protecting yourself 

The Investment Choices Podcast™ with Michael Ecker interviews highly successful professionals thought leaders, and organizations in the world of alternative investments. This podcast is here to help answer the key question: “What are the insider  secrets to investing beyond the world of stocks, bonds, and mutual funds.” To get answers each week, subscribe to The Investment Choices Podcast™.   
Connect with Michael Ecker at:   
LinkedIn: https://www.linkedin.com/in/michael-e... 
Website: http://www.wise2plan.com/

SHOW LESS

Have you heard of a risk management plan? You probably have insurance on your car, also on your house, so how are you protecting yourself and your finances? 

This week, I sit down with John Moyer of the Financial Marketing Group to discuss annuities, specifically index linked annuities and how they fit into a portfolio. 

“These are relatively new annuities that are designed to help accumulate assets on a tax differed basis. These will help you withstand volatile times and get you to your ultimate financial goal.”

A few of the things you’ll learn from this episode:

▶ What an index linked annuity is

▶ How it protects you financially 

▶ Why it is a strong addition to your financial porfolio 

The Investment Choices Podcast™ with Michael Ecker​ interviews highly successful professionals thought leaders, and organizations in the world of alternative investments. This podcast is here to help answer the key question: “What are the insider  secrets to investing beyond the world of stocks, bonds, and mutual funds.” To get answers each week, subscribe to The Investment Choices Podcast™.    

Connect with Michael Ecker at:    

LinkedIn: ​https://www.linkedin.com/in/michael-ecker-22935a22/  

Website: ​http://www.wise2plan.com/ 

Connect with John at:

[email protected]

https://www.linkedin.com/in/johnpmoyer/

http://www.fmgannuities.com/

We have another check in by our host, Michael Ecker. Mike leads us through a follow up conversation about Covid-19’s continued impact on you and your finances. 

To see the first podcast episode about the pandemic, check it out on our podcast website (link in the comments)  

As most of us have more time now than ever, it is a great time to do a mid year financial check in. Ask yourself the real questions about how you are doing and where you are headed with your financial portfolio. How much liquid cash should you have? How much should be tied up? Mike shares his thoughts on it all. 

A few of the things you’ll learn from this episode:

▶ How do you plan for the next 3 to 6 months?

▶ What types of investments you should look at

▶ The difference in how to plan based on your age and life situation  

The Investment Choices Podcast™ with Michael Ecker​ interviews highly successful professionals thought leaders, and organizations in the world of alternative investments. This podcast is here to help answer the key question: “What are the insider  secrets to investing beyond the world of stocks, bonds, and mutual funds.” To get answers each week, subscribe to The Investment Choices Podcast™.    

Connect with Michael Ecker at:    

LinkedIn: ​https://www.linkedin.com/in/michael-ecker-22935a22/  

Website: ​http://www.wise2plan.com/ 

[Investment Choices] With two decades of experience in real estate and capital markets, James Rea joins me in discussing senior housing. 

“Senior housing is changing. The average age of communities for senior housing is 17 years old and it is not prepared for the current market.” James gives insight into the history, the present, and the future look at senior housing and how it can be a strong addition to your investment portfolio. 

Senior housing is being divided into two segments: Pre-Covid19 and Post-Covid19 because deep rooted changes are taking place at how senior housing is being built, filled and run. In a recent study, it showed to keep up with demand 25,000 new senior housing units would be needed over the next 2 years. 

A few of the things you’ll learn from this episode:

▶ The history of senior housing  

▶ How senior housing has been effected by Covid-19 

▶ Why having alternative investments can protect your finances 

As the study above shows, the need for senior housing is growing by the day. To learn more about how to add senior housing to your portfolio, drop a comment or send us a message today! 

The Investment Choices Podcast™ with Michael Ecker​ interviews highly successful professionals thought leaders, and organizations in the world of alternative investments. This podcast is here to help answer the key question: “What are the insider  secrets to investing beyond the world of stocks, bonds, and mutual funds.” To get answers each week, subscribe to The Investment Choices Podcast™.    

Connect with Michael Ecker at:    

LinkedIn: ​https://www.linkedin.com/in/michael-ecker-22935a22/  

Website: ​http://www.wise2plan.com/ 

Connect with James at: 407-288-7222

Website: bournecapitalmarkets.com

Email: [email protected]

With Covid-19 still running its course globally, I sit down with Jason Kjellson to discuss a trending alternative investment: Student Housing. 

Student housing is simply housing set up for students enrolled in university, in an off-campus area that gives them access to their school, facilities and surrounding areas. 

In the last 15 years, this alternative investment has grown leaps and bounds both in demand and in value. According to a recent study, a whopping 63% of college students live in off campus student housing. The demand is consistent and high, even during this pandemic. Jason shares his insights on finding property, how schools are handling this crisis, and changes coming to colleges that may benefit this alternative investment. 

A few of the things you’ll learn from this episode:

▶ What types of properties to look for 

▶ Changes coming to universities 

▶ How to add student housing to your portfolio 

In a recent announcement, colleges across the United States will be limiting the amount of students held in on campus dorms. This means the need for off-campus housing is growing by the day. To learn more about how to add student housing to your portfolio, drop a comment or send us a message today! 

The Investment Choices Podcast™ with Michael Ecker​ interviews highly successful professionals thought leaders, and organizations in the world of alternative investments. This podcast is here to help answer the key question: “What are the insider  secrets to investing beyond the world of stocks, bonds, and mutual funds.” To get answers each week, subscribe to The Investment Choices Podcast™.    

Connect with Michael Ecker at:    

LinkedIn: ​https://www.linkedin.com/in/michael-ecker-22935a22/  

Website: ​http://www.wise2plan.com/ 

Connect with Jason at:

[email protected]

(710)237-3354

Or Jim Maymo 

[email protected]

(614) 570-8546

Website: https://nbprivatecapital.com/about-us/

DISCLAIMER: 

The video presentation above is not an offer to buy or a solicitation to sell a security. The video is a discussion pertaining to one or more investment strategies and/or asset class(es), and is not a discussion of any specific offering, past or present, of securities. As a reminder, there is no guarantee that any investment or strategy will perform as targeted, and any investment involves risk of the loss of some or all principal invested. The video contains statements intended for educational and hypothetical purposes only, and is not to be construed as a promise of performance. Information presented herein is from sources believed to be reliable, but all information is subject to change.

This is a special Covid-19 Episode with host, Michael Ecker. “Financial planning is like building a house. You wouldn’t ask a roofer to put in your foundation. It takes a team.”

During a time of fear and unknown, Michael sits down to discuss the importance of building a team of financial experts around you. We are seeing more than ever the instability of the stock market and as it continues to go down, more and more people are putting money in with the hopes that it soon will go up as the country begins to reopen. What if there were more stable and confident ways to invest your money?

A few of the things you’ll learn from this episode:

▶ What it really means to plan and diversify
▶ Short term versus long term investment options
▶ What a strong financial foundation looks like


During this time, we at the Investment Choices Podcast have seen countless scams, reckless information sharing and bad advice posts out there online. My hope and goal is to only provide you with empowerment and education to make the best choices for you and your financial future.

The Investment Choices Podcast™ with Michael Ecker interviews highly successful professionals thought leaders, and organizations in the world of alternative investments. This podcast is here to help answer the key question: “What are the insider  secrets to investing beyond the world of stocks, bonds, and mutual funds.” To get answers each week, subscribe to The Investment Choices Podcast™.   
Connect with Michael Ecker at:   
LinkedIn: https://www.linkedin.com/in/michael-ecker-22935a22/ 
Website: http://www.wise2plan.com/ 

Episode Sponsor

Insurance & Financial Services Group (IFSG) is a full-service financial firm that specializes in alternative investments.

Donald W. Dee is Director of the Financial Services Division of RCNH.  Don has worked exclusively in the rare coin and tangible asset markets since graduating from the University of Massachusetts. Working with financial professionals for over 25 years, RCNH Financial is approved and has been fully vetted by many broker dealers, RIA’s, portfolio management firms and estate planning attorneys. 

Donald has been a frequent and popular guest speaker on numerous radio and television shows in both the United States and Canada discussing tangible asset investments. A published author and contributor to Life Insurance Selling Magazine, 

Donald has also opened markets for the placement of premium quality rare coin and precious metals investment portfolios throughout the United States, Canada, and Saudi Arabia as well. Don is a frequent invited guest speaker at numerous financial educational forums.

What You Will Learn from This Episode:

• What a tangible asset is and how it’s held by the buyer as a personal possession
• How RCNH assembles an investment portfolio by detailed evaluation of the client’s needs
• How tangible assets such as gold, silver, and rare coins are countercyclical to intangible assets such as stocks and bonds
• How important it is to deal with companies recognized for their consumer protection practices 
• How to avoid the purchase of low-quality assets 
• How staff of experts at RCNH helps customers with up to date information
• Why they recommend that 5-15% of the client’s investment strategy be in tangible assets
• How RCNH helps clients who have inherited tangible assets 
• How RCNH is a member of PNG (Professional Numismatists Guild), which only takes top, trusted firms as members

The Investment Choices Podcast™ with Michael Ecker​ interviews highly successful professionals thought leaders, and organizations in the world of alternative investments. 

This podcast is here to help answer the key question: “What are the insider  secrets to investing beyond the world of stocks, bonds, and mutual funds.” To get answers each week, subscribe to The Investment Choices Podcast™.    

To get answers each week, subscribe to The Investment Choices Podcast™.

Connect with Michael Ecker at: 

LinkedIn: https://www.linkedin.com/in/michael-ecker-22935a22/

Website: http://www.wise2plan.com/


Connect with Donald W. Dee at:

Email: [email protected]

Linkedin:  https://www.linkedin.com/in/donald-w-dee-8053551a/

Website:  www.rcnhfinancial.com

Bill has served in the retirement planning and asset management industry for over 35 years. During his career, he has served in various sales, marketing, and management roles in diverse companies. Bill received his BA from Middlebury College and his MBA from the University of Notre Dame.

• How falling is a problem for seniors, leading to other problems and the need for a care facility
• How assisted living helps seniors who are active but have a few special needs
• How long term care insurance policies vary
• How assisted living attracts residents because of social interaction and many activities
• How independent living fits into a senior living community
• How independent living in the senior community can easily proceed to assisted living or added help when needs arise -- aging in place
• Benefits in a senior community -- social activities, well-prepared meals, cleaning services
• Three ways that the families of seniors can help them shop for and choose a senior community
• The pricing of senior communities vary based on where they are located and benefits provided
• The difference between health care at home versus assisted living with a nurse on staff makes assisted living valuable
• How facilities that cater to those with memory loss or dementia have improved
• How a figure 8 layout of each separate floor level benefits both memory patients and staff
• How financial senior family planning is important to plan in advance
• Today there are many options to investigate for senior living

Bill Boscow Contact Information:  ​ 

Email: [email protected]

The Investment Choices Podcast™ with Michael Ecker​ interviews highly  successful professionals, thought leaders, and organizations in the world of  alternative investments.     This podcast is here to help answer the key question: “What are the insider  secrets to investing beyond the world of stocks, bonds and mutual funds.”     To get answers each week, subscribe to The Investment Choices Podcast™.    

Connect with Michael Ecker at:    

LinkedIn: ​https://www.linkedin.com/in/michael-ecker-22935a22/
Website: ​http://www.wise2plan.com/ 

Ben Carmona has over 13 years of experience working with 1031 exchange – DST and alternative investments. Has built an extensive network of relationships serving in various capacities including sales management, acquisitions, product structuring, finance, marketing and account management.

What you will learn from this episode:

• How both a 1031 Exchange and Delaware Statutory Trust (DST) can be used to defer taxes on the sale of appreciated real estate assets
• The differences between a 1031 Exchange and a DST
• How a DST is a turnkey, passive replacement property solution for real estate investors
• How a DST constitutes real property ownership and can therefore satisfy an exchange for tax purposes
• How a DST allows you to reduce risk by diversifying across a variety of different asset types and geographic locations
• The timeframe to establish a DST versus a 1031 Exchange
• How a DST could additionally provide a backup solution in case a 1031 Exchange doesn’t go through
• The longevity of a DST as an investment
• How the DST dividend works and how it can be an ideal investment choice  for those who want a passive real estate investment
• How the tax consequences of a DST work overtime
• What fees are involved when it comes to setting up a DST
• The types alternative investments available through a DST

Connect with Ben Carmona at:

LinkedIn: https://www.linkedin.com/in/benjamin-carmona-5a36b532/
Email: [email protected]

Connect with Michael Ecker at: 

LinkedIn: https://www.linkedin.com/in/michael-ecker-22935a22/
Website: http://www.wise2plan.com/
Email: [email protected]