Investor Motivation

In part 2 of our 'Goals based advice' series, we unravel the intricate relationship between our minds and our money!

Discover how setting financial goals can provide direction, motivation, and a shield against impulsive decisions.

Explore the SMART goal framework with us, the role emotions can play in financial choices, and the power of visualisation, accountability, and celebrating small wins.

Plus loss aversion, overconfidence, confirmation bias, and more.

Unravel the complex web of financial psychology with us and empower yourself to make better financial decisions! 

Robert Goudie, CFP, GradDipFP (ASIC Reg 235974) and Amy Lehmann, BBus (FinPlan), BBus (Acc) (ASIC Reg 1292710), are authorised representatives of Consortium Private Wealth Pty Ltd | ABN 74 616 250 965 AFS Licence 495401. 

Join us as we break down the essence of goals-based advice, why setting personal goals matters, and how this method offers a holistic approach to financial well-being.

We'll also explore the limitations of return-focused approaches and explain why they fall short in today's dynamic financial landscape.

Tune in for expert insights on crafting a financial journey that not only aims for impressive returns but also centers around achieving your most meaningful life goals.

Remember, it's not just about the numbers; it's about crafting a financial path that resonates with you!

Robert Goudie, CFP, GradDipFP (ASIC Reg 235974) and Amy Lehmann, BBus (FinPlan), BBus (Acc) (ASIC Reg 1292710), are authorised representatives of Consortium Private Wealth Pty Ltd | ABN 74 616 250 965 AFS Licence 495401. 

“I prefer the safety and security of the sharemarket to risky assets like term deposits.” - Peter Thornhill, Motivated Money

Join Rob & Amy as they delve into the lessons learnt from a recent presentation by investment guru Peter Thornhill, a mentor of Rob's, sharing investing tips and tricks directly from one of the very best!

Tune in to hear key learnings from one of Australia's great investment minds... This is one episode not to be missed!

About Peter Thornhill: Peter helps people achieve an exciting dream in a very boring way. In Peter's words “I prefer the safety and security of the sharemarket to risky assets like term deposits.” Does that sound strange? For many it will, and that’s why Peter’s boring solution has captivated people around Australia. (Taken from https://motivatedmoney.com.au/)

Robert Goudie, CFP, GradDipFP (ASIC Reg 235974) and Amy Lehmann, BBus (FinPlan), BBus (Acc) (ASIC Reg 1292710), are authorised representatives of Consortium Private Wealth Pty Ltd | ABN 74 616 250 965 AFS Licence 495401. 

Explore the intricacies of market volatility, gaining insights into market upheavals and valuable lessons on thriving amid volatility.

We unravel the psychological impact of loss aversion and the tangible financial setbacks experienced during tumultuous times.

But it's not just about the challenges – we equip you with 3 risk management strategies and jump into a real-world case study. Learn the merits of diversification and the power of a long-term investment approach.

Robert Goudie, CFP, GradDipFP (ASIC Reg 235974) and Amy Lehmann, BBus (FinPlan), BBus (Acc) (ASIC Reg 1292710), are authorised representatives of Consortium Private Wealth Pty Ltd | ABN 74 616 250 965 AFS Licence 495401. 

Life can throw us some tough challenges, and one of them is when a couple becomes a single person, especially in their golden years. In this podcast, we'll tackle this issue head-on.

We explore how it affects your age pension and share savvy tips on securing your financial well-being, whether you're dealing with the passing of a partner or a breakup.

Now, here's the key – getting your partner involved in money decisions early can make all the difference. And we'll break down the nitty-gritty of survivor benefits like social security and pensions, so you're not caught off guard.

We'll also help you take a good look at your current living situation and explore the smart idea of downsizing to get ready for whatever life throws your way.

So, if you want to navigate the ups and downs of financial stability during life's transitions, join us. We're here to ensure you and your loved ones have a secure future.

Robert Goudie, CFP, GradDipFP (ASIC Reg 235974) and Amy Lehmann, BBus (FinPlan), BBus (Acc) (ASIC Reg 1292710), are authorised representatives of Consortium Private Wealth Pty Ltd | ABN 74 616 250 965 AFS Licence 495401. 

Join Financial Adviser Robert Goudie and Accountant Dallas Landwehr as they guide aspiring business owners through the intricacies of self-employment.

Learn valuable tips on cash flow management, budgeting, and leveraging tech tools to streamline administrative tasks. Plus, practical advice on pricing strategies, efficient invoicing, and managing tax obligations.

Don't embark on your self-employment journey alone—tune in for expert accounting guidance and insights to ensure a successful transition from employee to self-employed!

Robert Goudie, CFP, GradDipFP (ASIC Reg 235974) and Amy Lehmann, BBus (FinPlan), BBus (Acc) (ASIC Reg 1292710), are authorised representatives of Consortium Private Wealth Pty Ltd | ABN 74 616 250 965 AFS Licence 495401. Liability limited by a scheme approved under Professional Standards Legislation.

Is it better to invest directly into shares or to invest through managed funds?

This week Rob and Amy discuss the pros and cons of each approach and explain, whilst there is no right or wrong option, it is dependent on individual preference and which strategy you are most comfortable with.

They also provide insight on the way they invest for themselves, both now and historically, and explain how access to direct shares and managed funds changed their strategy not only in their own names, but within Superannuation too.

Robert Goudie, CFP, GradDipFP (ASIC Reg 235974) and Amy Lehmann, BBus (FinPlan), BBus (Acc) (ASIC Reg 1292710), are authorised representatives of Consortium Private Wealth Pty Ltd | ABN 74 616 250 965 AFS Licence 495401. Liability limited by a scheme approved under Professional Standards Legislation.

Join Financial Advisers Robert Goudie and Amy Lehmann as they guide you through the essential steps to prepare for starting a family from a financial perspective.

Discover practical strategies for managing work-life balance, explore the importance of life insurance and different types of coverage such as TPD, trauma/critical illness, and income protection.

Gain insights into building cash reserves, saving for emergencies, navigating childcare options and costs, and making informed decisions about purchasing a home with your future family in mind.

Robert Goudie, CFP, GradDipFP (ASIC Reg 235974) and Amy Lehmann, BBus (FinPlan), BBus (Acc) (ASIC Reg 1292710), are authorised representatives of Consortium Private Wealth Pty Ltd | ABN 74 616 250 965 AFS Licence 495401.

If you're interested in gaining a deeper understanding of pension liquidity within SMSFs, especially in the context of farming land valuations, and potential options for your SMSF then this episode is a must-listen. 

• Explore the role of a lawyer in navigating the complexities of estate planning and discover how they can help you draft and implement vital documents.