Investor Motivation

Investor Motivation

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Investor Motivation episodes

  • Aged Care Decisions That Impact Families

    In this episode , Rob Goudie is joined by long-term advisor and partner Ash to discuss real-world aged care case studies and the financial decisions that impact families.

    They unpack common issues they see each year, including family disputes, inheritance misunderstandings, powers of attorney, and how aged care funding decisions affect overall wellbeing.

    They also share practical insights on aged pension and aged care applications, why communication with family matters, and when professional advice can help prevent costly and stressful outcomes. 

     

    Robert Goudie, CFP, (ASIC Reg 235974) and Ashley Rowan, FChFP GradDipFP, (ASIC Reg 433899), are authorised representatives of Consortium Private Wealth Pty Ltd | ABN 74 616 250 965 AFS Licence 495401

    31 min
  • Your Guide to the New Supported Home Care System

    In today’s episode, Rob is joined by business partner Ashley, an expert in aged care and retirement planning. Together, they break down the major changes to aged care and home care packages in Australia, including the shift to the new Supported Home model starting November 1.


    If you or your loved ones are approaching retirement age, navigating aged care, or planning your long-term financial strategy, this episode is packed with essential insights.

     

    Robert Goudie, CFP, (ASIC Reg 235974) and Ashley Rowan, FChFP GradDipFP, (ASIC Reg 433899), are authorised representatives of Consortium Private Wealth Pty Ltd | ABN 74 616 250 965 AFS Licence 495401

    24 min
  • Selling Your Business or Farm: Smart Tax & Investment Strategies

    Thinking about selling your business or farm? Before you make the leap, make sure you’re not walking away from opportunities or walking into avoidable mistakes.


    Rob and Amy break down what you need to know before selling a business, farm, or any major asset. They dive into why tax planning should start up to two years out, how family trusts can help manage income distribution, and the importance of structuring assets to support long-term retirement strategies.


    Robert Goudie, CFP, GradDipFP (ASIC Reg 235974) and Amy Lehmann, BBus (FinPlan), BBus (Acc) (ASIC Reg 1292710), are authorised representatives of Consortium Private Wealth Pty Ltd | ABN 74 616 250 965 AFS Licence 495401. 

    17 min
  • Aged Care Changes 2025: Fees, Deposits & New Rules Explained

    Aged care is about to become far more expensive, and most families have no idea what’s coming.


    In this episode of the Investor Motivation Podcast, Rob and Ash unpack the major aged-care rule changes starting 1 November 2025. They explain what’s changing in home care and residential aged care, why costs are rising, what the new refundable accommodation deposit rules look like, and how the return of retention fees will affect families.

    The conversation also covers the new means-tested charges, how pensions and cashflow planning fit into aged-care affordability, the increasing importance of the family home, and why people with $200k–$500k in assets may feel the squeeze the most. They discuss how families can work together, avoid misunderstandings and prepare financially for one of life’s most stressful transitions.

    Robert Goudie, CFP, (ASIC Reg 235974) and Ashley Rowan, FChFP GradDipFP, (ASIC Reg 433899), are authorised representatives of Consortium Private Wealth Pty Ltd | ABN 74 616 250 965 AFS Licence 495401

    27 min
  • Superannuation Tax Changes Explained — What You Need to Know

    In this episode, Amy and Rob break down the newly updated superannuation tax changes and what they mean for investors. They discuss the revised $3 million and $10 million thresholds, the removal of the unrealised capital gains tax proposal, and the introduction of indexation moving forward.


    They explore alternative structures such as individual ownership, family trusts, companies, and investment bonds—along with the considerations that come with each option.

    Whether you’re directly affected by the new thresholds or simply want to stay informed about Australia’s superannuation landscape, this episode will help you understand the changes and the strategic thinking behind them.

    Robert Goudie, CFP, GradDipFP (ASIC Reg 235974) and Amy Lehmann, BBus (FinPlan), BBus (Acc) (ASIC Reg 1292710), are authorised representatives of Consortium Private Wealth Pty Ltd | ABN 74 616 250 965 AFS Licence 495401. 

    18 min
  • Why Money Still Feels Stressful (Even When You’re Earning More)

    Ever wondered why no matter how much you earn, money still feels stressful sometimes? It’s not just numbers, it’s emotions, habits, and mindset at play.


    In this episode, we dive deep into the emotional side of money, how your mindset, habits, and emotional triggers directly influence your financial well-being. 💭💰

    We talk about why financial stress isn’t always about how much you earn, practical ways to take control of your money, and how comparison and social media can impact your financial decisions. Rob and Rach also share what true financial well-being and contentment really mean, plus how small, consistent habits can build long-term wealth.

    Whether you’re earning $50K or $500K, your relationship with money can make or break your financial peace of mind.


    Robert Goudie, CFP, GradDipFP (ASIC Reg 235974) and Rachael Todman, GradDipFP (ASIC Reg 1270413), are authorised representatives of Consortium Private Wealth Pty Ltd | ABN 74 616 250 965 AFS Licence 495401. 

    28 min
  • How to Manage Your Home Loan & Build Wealth Smartly

    In this episode, Robert Goudie and Amy Lehmann breaks down everything you need to know about mortgages, from why managing your loan with care is crucial, to real cash flow tips that can help you pay off your home faster. We discuss how high mortgage repayments impact Australian households, refinancing strategies to save money, and the importance of income protection and emergency funds.


    Amy shares her personal experience buying an affordable home and managing debt wisely, while we also cover how offset accounts and redraw facilities work—and how superannuation can play a role for those nearing retirement.

    Whether you’re buying your first home or want to optimize your current mortgage, this episode offers practical advice to help you take control of your finances and your future.

    Got a topic you want covered? Let us know in the comments!

    Robert Goudie, CFP, GradDipFP (ASIC Reg 235974) and Amy Lehmann, BBus (FinPlan), BBus (Acc) (ASIC Reg 1292710), are authorised representatives of Consortium Private Wealth Pty Ltd | ABN 74 616 250 965 AFS Licence 495401. 

    23 min
  • Answering the Most Commonly Searched Investment Questions

    Ever Googled questions like “Can investing make you rich?” or “Is investing better than saving?”


    You’re not alone! In this episode of the Investor Motivation Podcast, Amy Lehmann and Robert Goudie dive into the most commonly searched investment questions,including:

    ✔️ Can investing really make you rich?
    ✔️ Can investing be a full-time job?
    ✔️ Why is investing better than saving?

    This episode will help you cut through the noise, avoid speculation, and focus on building long-term wealth through smart investing.

    🎧 Tune in, get your biggest investing questions answered, and start building a stronger financial future today.

    Robert Goudie, CFP, GradDipFP (ASIC Reg 235974) and Amy Lehmann, BBus (FinPlan), BBus (Acc) (ASIC Reg 1292710), are authorised representatives of Consortium Private Wealth Pty Ltd | ABN 74 616 250 965 AFS Licence 495401. 

    30 min
  • The Psychology of Investing: Patience, Timing & Smart Decisions

    In this episode, Robert Goudie and Amy Lehmann dive into the importance of patience in investing and explore what makes a great business a bad investment if bought at the wrong time.


    You’ll learn:
    ✅ Why markets at all-time highs demand caution
    ✅ How to approach investing during volatility
    ✅ Buffett, Munger and Peter Lynch’s best investing lessons
    ✅ The power of temperament over intelligence in building wealth

    Whether you’re a seasoned investor or just starting out, this conversation will help you understand how timing, discipline and mindset play a critical role in long-term success.

    👉 Subscribe for more investing tips and strategies

    Robert Goudie, CFP, GradDipFP (ASIC Reg 235974) and Amy Lehmann, BBus (FinPlan), BBus (Acc) (ASIC Reg 1292710), are authorised representatives of Consortium Private Wealth Pty Ltd | ABN 74 616 250 965 AFS Licence 495401. 

    19 min
  • Your Retirement, Your Number: The Real Math Behind the Dream

    What does a comfortable retirement really look like in Australia?


     Robert Goudie and Rachael Todman break down the numbers using real-life retirement income benchmarks and financial modelling for singles and couples, both homeowners and renters.

    They explore the difference between comfortable and modest retirement income standards, and explain how factors like home ownership, rental costs, inheritance, superannuation, and the age pension affect how much you really need to save.

    They model a range of real-life scenarios, including:

    • A single renter at 67

    • A single homeowner at 67

    • A couple planning for modest living at 67

    • A couple expecting a large inheritance

    • A couple retiring early at 55

      They also discuss how spending habits change over time, and why it’s important to enjoy your retirement early while you’re healthy enough to make memories.


      Robert Goudie, CFP, GradDipFP (ASIC Reg 235974) and Rachael Todman, GradDipFP (ASIC Reg 1270413), are authorised representatives of Consortium Private Wealth Pty Ltd | ABN 74 616 250 965 AFS Licence 495401. 

      37 min

    About Investor Motivation

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    Common sense financial advice for all stages of life.