Investor Motivation

Just as the name of this podcast implies, retirement is often more about the simple pleasures than the big, costly dreams we might have imagined during our working years.

This week we welcome Rachael Todman to the podcast! Rachael is a Financial Adviser and partner at Consortium Private Wealth and brings her wealth of knowledge to the table with Rob to discuss all things retirement and retirement spending.

Robert Goudie, CFP, GradDipFP (ASIC Reg 235974) and Rachael Todman, GradDipFP (ASIC Reg 1270413), are authorised representatives of Consortium Private Wealth Pty Ltd | ABN 74 616 250 965 AFS Licence 495401. 

Do you help your adult children buy their first home? Should you be their guarantor? What are the implications for you and your retirement?

Should your adult children buy or rent a home? What should they consider before making the move?

Rob & Amy crunch the numbers...

Robert Goudie, CFP, GradDipFP (ASIC Reg 235974) and Amy Lehmann, BBus (FinPlan), BBus (Acc) (ASIC Reg 1292710), are authorised representatives of Consortium Private Wealth Pty Ltd | ABN 74 616 250 965 AFS Licence 495401. 

This week we said goodbye to tech stock Altium from the Australian share market as its buyout by Renesas was officially completed... As a result, large cash payouts have been received by Altium shareholders.

So, what’s the next step if you receive a substantial cash payout from an investment? Should you invest in the currently high ASX, or leave the cash in the bank?

Rob & Amy share some smart alternate options to consider while the ASX is trading high. 

Robert Goudie, CFP, GradDipFP (ASIC Reg 235974) and Amy Lehmann, BBus (FinPlan), BBus (Acc) (ASIC Reg 1292710), are authorised representatives of Consortium Private Wealth Pty Ltd | ABN 74 616 250 965 AFS Licence 495401. 

In this episode, we provide essential advice for a fulfilling and financially secure retirement.

We discuss the importance of balancing frugality with enjoying your time and making memories. Staying active through hobbies and volunteering can give your days purpose. Many retirees also underestimate their lifespan, risking their savings with overly conservative investments.

We cover the dangers of spending too much too soon and the need for regular financial projections with your adviser. We also stress the importance of prioritising your retirement security over gifting early inheritances.

Tune in to learn how to navigate retirement wisely and confidently.

Robert Goudie, CFP, GradDipFP (ASIC Reg 235974) and Amy Lehmann, BBus (FinPlan), BBus (Acc) (ASIC Reg 1292710), are authorised representatives of Consortium Private Wealth Pty Ltd | ABN 74 616 250 965 AFS Licence 495401. 

In this episode, we walk you through the essential steps to finding the right financial adviser for you.

From using online tools (like Adviser Ratings and Google Reviews), and seeking recommendations from professionals, to the importance of selecting an adviser who prioritises client education and fee transparency, we cover it all.

Qualifications such as a bachelor's degree and ongoing professional development are key, and we recommend the use of resources like the MoneySmart Adviser Register for credential verification.

Whether you're planning retirement or managing investments, this episode equips you with the knowledge to confidently select an adviser who fits your needs.

Adviser Ratings: https://www.adviserratings.com.au/

MoneySmart Adviser Register: https://moneysmart.gov.au/financial-advice/financial-advisers-register

Robert Goudie, CFP, GradDipFP (ASIC Reg 235974) and Amy Lehmann, BBus (FinPlan), BBus (Acc) (ASIC Reg 1292710), are authorised representatives of Consortium Private Wealth Pty Ltd | ABN 74 616 250 965 AFS Licence 495401. 

In this episode, Financial Advisers Rob & Amy share essential tips for graduates to kickstart their financial journey.

Discover the key steps you should take to manage your finances effectively, from budgeting and saving to maximising your super fund contributions.

Whether you're entering the workforce or continuing your education, this episode is a must-listen to help you build a strong financial foundation right from the very start. 

Robert Goudie, CFP, GradDipFP (ASIC Reg 235974) and Amy Lehmann, BBus (FinPlan), BBus (Acc) (ASIC Reg 1292710), are authorised representatives of Consortium Private Wealth Pty Ltd | ABN 74 616 250 965 AFS Licence 495401. 

In this episode, join financial advisers Rob & Amy as they delve into essential strategies to maximise your End of Financial Year (EOFY).

Learn how to achieve significant tax wins and optimise your superannuation contributions with our easy-to-follow advice. 

Whether you're looking to improve your personal financial position or simply want to make the most of the EOFY, this episode offers valuable insights and actionable tips to boost your financial well-being!

Robert Goudie, CFP, GradDipFP (ASIC Reg 235974) and Amy Lehmann, BBus (FinPlan), BBus (Acc) (ASIC Reg 1292710), are authorised representatives of Consortium Private Wealth Pty Ltd | ABN 74 616 250 965 AFS Licence 495401. 

Robert Goudie, CFP, GradDipFP (ASIC Reg 235974) and Amy Lehmann, BBus (FinPlan), BBus (Acc) (ASIC Reg 1292710), are authorised representatives of Consortium Private Wealth Pty Ltd | ABN 74 616 250 965 AFS Licence 495401. 

Today we discuss the pressing issue of housing affordability for younger generations that are looking to purchase their first home.

With skyrocketing prices and cost of living pressures, the dream of owning a home seems more elusive than ever for many millennials and Gen Zers. We unpack the root causes behind this crisis, from inflated housing prices to government schemes and policies. 

We explore solutions aimed at leveling the playing field, making housing not just a dream, but a tangible reality for the next generation.

Robert Goudie, CFP, GradDipFP (ASIC Reg 235974) and Amy Lehmann, BBus (FinPlan), BBus (Acc) (ASIC Reg 1292710), are authorised representatives of Consortium Private Wealth Pty Ltd | ABN 74 616 250 965 AFS Licence 495401. 

Join us as we discuss the intricacies (and benefits!) of age gaps between partners in retirement. From financial advantages to lifestyle choices, discover how an age disparity influences pension and social security benefits, retirement savings strategies, and the management of insurance and healthcare costs.

We'll delve into the impact on lifestyle and travel, the importance of updated wills and medical directives, and explore both the challenges and benefits of building social circles and community engagement across different age groups.

Tune in for financial insights and relatable client stories ...

Robert Goudie, CFP, GradDipFP (ASIC Reg 235974) and Amy Lehmann, BBus (FinPlan), BBus (Acc) (ASIC Reg 1292710), are authorised representatives of Consortium Private Wealth Pty Ltd | ABN 74 616 250 965 AFS Licence 495401.