Many people think retirement is about hitting a big net-worth number, but the real challenge is cash flow. In this roundtable, we discuss why having wealth on paper doesn’t always translate into financial security if your assets cannot generate consistent income. We highlight recent statistics on Singapore households’ wealth and explain why cash flow matters more than net worth for retirement. We also examine the debate between growth vs income investing, and discuss how investors can build multiple streams of passive income—showing why sustainable cash flow ultimately determines whether a retirement plan truly works.

As interest rates continue to normalise in 2026, where you park your idle cash can make a meaningful difference — especially for Singapore investors who are balancing liquidity with safety in a lower-yield environment. In this roundtable, we list some of the most popular low-risk places to store your cash, discuss how their current interest rates compare today, and highlight the key trade-offs between liquidity, stability, and returns — so you can decide where your emergency funds and short-term savings can work harder while waiting for opportunities in the stock market.

In this roundtable, we discuss why so many people over-save and yet still feel insecure about their finances. We dig into the common fear of “What if something goes wrong?” and how that question traps people in a cycle of perpetual accumulating without ever feeling secure or in control. We also unpack why saving more money alone doesn’t solve the deeper issue and share practical ways to break the over-saving loop. If you’ve ever wondered why financial security still feels elusive even with a growing net worth, this will help give you clarity and actionable steps forward. All this and more in our latest episode!

In this roundtable, we break down the top bond ETFs in Singapore and how they compare with holding individual bonds. We discuss the key pros and cons of each, and highlight popular SGX-listed bond ETFs that many retail investors may have overlooked. Finally, we share how we think about choosing between bonds vs bond ETFs when building a safer, more stable portfolio. All this and more in our latest episode!

Is the CPF Enhanced Retirement Sum (ERS) really worth topping up? In this roundtable, we break down what the CPF Enhanced Retirement Sum actually means, how it compares against the Basic Retirement Sum (BRS) and Full Retirement Sum (FRS), and what the 2026 CPF retirement sums imply for long-term planning.We’ll also dive into how payouts work, what kind of retirement income you can expect at different sum levels, and who ERS is best suited for. If you're deciding whether to top up CPF (or invest instead), this episode will help you make a clearer, more confident choice.

00:00 Intro

00:49 2026 retirement sums

05:14 Payouts

12:08 CPF ERS?

18:51 Risk takers

In this roundtable, we break down what to watch in the stock markets in 2026 — from stretched U.S. valuations and the potential reality check facing AI stocks, to how rising geopolitical tensions could reshape global trade and corporate earnings. We’ll also examine the outlook for U.S. interest rates and inflation, and why these macro forces matter for investors. We then turn to Asia, looking at China’s valuations and whether they represent risk or opportunity, before wrapping up with Singapore market valuations and what they imply for long-term investors. All this and more in our latest episode!

In our final roundtable of the year, we look back at our best and worst financial decisions of 2025—the moves that worked, the ones that didn’t, and the lessons we’re taking forward. From smart investments that paid off to mistakes that challenged our assumptions. By sharing both our wins and missteps, we hope this helps you reflect on your own financial decisions, recognise common pitfalls, and build a financial/investment strategy that suits your goals and risk tolerance. All this and more in our latest episode!

Is iFAST on its way to becoming a S$100 billion company? In this exclusive interview, iFAST Corp Chairman & CEO Lim Chung Chun reveals the surprisingly “boring” business that now drives nearly 50% of the group’s profits — and it’s not stock trading. We sat down with Mr. Lim to celebrate iFAST’s 25th anniversary and dive deep into the company’s remarkable turnaround. From surviving a share price crash to reaching record highs, to its ambitions of hitting S$100 billion and achieving “zero-commission” trading — it’s all on the table in this roundtable interview.

Runway debt doesn’t happen by accident — it often starts with small financial decisions that seem harmless at first but snowball over time. In this video, we break down hidden money traps that quietly drain your savings, increase your monthly burden, and leave you vulnerable when life takes an unexpected turn. Whether you’re trying to strengthen your finances or avoid costly mistakes, these insights will help you make smarter decisions and stay in control of your money. All this and more in our latest episode!

Want to earn $12,000 a year in dividends? In this roundtable, we break down the exact mindset, capital, and stocks you’ll need to build a sustainable dividend portfolio — even if you’re starting from scratch. We’ll walk through realistic portfolio scenarios, market opportunities today, and how to grow your dividends steadily over time. Whether you’re aiming for your first $1K in dividends or planning a long-term passive income stream, this video will show you how to get there. All this and more in our latest episode!