Episode 36 of Seconds and Cents, I'm having a wonderful time today recording these, today, we are going to talk about a business model using an iPhone calculator. This is a phenomenon I've been watching for probably about six months now. And it's something that I kind of want to caution a lot of people away from, I am seeing a lot of entrepreneurs, I'm seeing a lot of people do this, they're starting a business, and then they're using their iPhone calculator to calculate how much money they're going to make and how much time it's going to take for them to be rich.