Seconds and Cents Episode 38. I took last week off, I'm excited to be here today, we're only going to do headlines and thinking that maybe a shorter podcast is going to be a little bit better. So we're going to do just three headlines today, three things that are happening in the world that I think you all will find slightly interesting. So I want to start with layoffs. So it's been announced that Chevron, Exxon Mobil, Raytheon, Charles Schwab, are cutting thousands of white collar jobs is the way that it was being put when I read it. I think this is no surprise, I think this is going to keep coming. I think that we haven't even begun to scratch the surface of the layoffs that are going to happen here.