Think your Medicare premiums are set in stone? Think again.
In this episode, Jim Cipriotti unpacks the hidden financial traps retirees face, starting with the Income Related Medicare Adjustment Amount (IRMA). Learn how strategic planning can help you sidestep costly surprises and make the most of your retirement income. Jim also breaks down how recent interest rate shifts are reshaping investment strategies and why annuities deserve a second look. Whether you're nearing retirement or already there, this episode offers a clear-eyed view of the decisions that matter most.

Tune in every Saturday at 9:00 AM and Sunday at 5:00 PM ET on WPHT. Powered by Retire Ready Financial Group.

For more information and to schedule a complimentary consultation with Jim Cipriotti, visit www.RetireReadyFG.com.

See omnystudio.com/listener for privacy information.