There are 3 Types of Money, and knowing which of these your money is in makes a lot of difference in your retirement plan. Some of your money could be taxable, some could be tax-deferred, and some could be tax-free. How much of your money is in each type dramatically impacts your retirement plan. Listen to this episode and you'll more fully understand the 3 Types of Money and what you can do to optimize the money you have to enjoy an Iron Clad Retirement.

Did you realize that up to 80% of your Social Security could be taxed? Listing to retirement planning expert, Matt Richman, as he shares how taxes can affect your social security, income, and retirement plan.

"Always be prepared" is a great phrase for retirement. In this episode, Matt shares how he has helped a client create a "Swiss Army Knife" with her retirement money. Now she is prepared for anything that comes her way and has the peace of mind to live life on purpose.

Your money should have a purpose. Is your money for living or dying? Do you want to use your money to enhance your life or give to the next generation? Regardless of your answer, Matt can show you how to structure your retirement so you can have the retirement you've been dreaming of. Listen to this episode and you'll be better equipped to know the Purpose of Your Money.

Planning for your retirement should begin when you are young. In this episode, Matt shares how younger people can begin planning for retirement sooner rather than later. There are many benefits to starting sooner and planning longer. It's never too late to call Matt, nor is it ever too early.

How does a retirement planning expert differ from a traditional financial advisor? In this episode, Matt explains why you may want to change your financial "dance partner" when you are ready to create your Iron Clad Retirement.

Taxes will follow you throughout retirement. You should begin your year-end tax planning today so you can be in better financial position next year and every year. After listening to this episode, you'll understand how Year-End Tax Planning is a key part of an Iron Clad Retirement plan. 

76% of people in retirement fear running out of money more than dying. Retirement is supposed to be your golden years. It's not the time of life when you should worry about whether or not you have enough money to live. In this episode, retirement planning expert Matt Richman explains how you can enjoy retirement without worrying about running out of money.

If there is any certainty in retirement, it is that inflation will happen and that it will eat away at your income. In this episode, retirement planning expert Matt Richman explains how you can create a battalion of Retirement Inflation Fighters that will guarantee you receive a raise in your income during retirement.

Annuities can provide guaranteed income for life plus a whole lot more. Listen to this episode as retirement planning specialist Matt Richman explains some of the additional benefits an annuity can provide to you and your family. You'll learn how an annuity can provide you with income, accumulation, long-term care protection, loss of income protection, and much more.