Want a personalised strategy session with one of the boys? 📞 Start here: https://meetings.hubspot.com/jkarauria/intro-call-with-jordan-wealthlabAre You on Track for Retirement?Take our free quiz 👉 https://wealthlab.scoreapp.com/Think you're ready to retire? The average Aussie couple retires with $540K but needs $690K just to live comfortably. In this episode, Scott and Phil break down the real numbers behind retirement age, super balances, health costs, and the surprising impact of working just 3 extra years.Using live Mercer SuperCalcs, they explore:- Why retiring early gives you zero margin for error- How sequencing risk can knock 4 years off your retirement- What happens when you carry a $300K mortgage into retirement- Why working to 67 often means being funded to age 105- The key budget tool every Aussie needs (free download below)Whether you're retiring soon or planning ahead, this is a must-watch to avoid the biggest financial missteps.General Advice Warning: This podcast contains general information only. It is not personal financial advice. Before acting, consider your objectives, financial situation and needs, and seek professional advice. Past performance is not indicative of future results.Grab your free tools: 👉 Super Gap Calculator – https://supercalcs.com.au/ (play along at home!) 👉 15-min consult – https://meetings.hubspot.com/jkarauria/intro-call-with-jordan-wealthlabSubscribe for weekly myth-busting.About WealthlabWealthlab helps Australians build wealth, grow businesses, and live life on their terms, through smart financial advice, investing strategies, and financial education.📲 Follow Us:Instagram: https://www.instagram.com/wealthlabau/LinkedIn: https://www.linkedin.com/in/wealthlabplusFacebook: https://www.facebook.com/wealthlabAU