CAPitalize Your Finances

Is It Worth Retiring Early?


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What does “retiring early” actually mean? Is it really as great as it sounds? In this episode, I challenge the conventional wisdom around early retirement, breaking down the FIRE movement, redefining what retirement can look like today, and exploring the often-overlooked emotional and financial tradeoffs.

You’ll get insights from my own practice, and I’ll discuss how to structure your investments, take advantage of tax strategies like 72(t) and Roth laddering, and I’ll reveal the real costs – financial, personal, and psychological – of leaving the workforce too soon.

Are you chasing freedom or just curious about your options? I’ve got the candid advice and tough questions you need to help you make an informed decision about your next chapter early… or not.

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CAPitalize Your FinancesBy Christopher A. Panagiotu, CFP®, CRPS®

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