Is your “lifestyle creep” sabotaging your retirement dreams? This episode of Kickin' with the Rickens dives into healthy habits for the new year—mentally, physically, and financially. Discover why slow, steady routines beat drastic resolutions, how to support local businesses, and the secrets to building lasting financial security. From emergency funds to tax planning and spending phobias, hosts Heidi Ricken Provost and Gerry Ricken share practical tips for every stage of retirement. Retire with purpose, live with joy, and make your money work for you.

Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com.

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