Gerry Ricken and co-host Doug Turnbull talk about the transition from April to May and how taxes are always in-season. Gerry also explains how tax strategizing goes hand-in-hand with healthcare planning and the financial factors people should consider when deciding to switch to Medicare. Gerry shares how a financial advisor can distill many numbers and factors into simpler, straighter lines to help people make better financial decisions in healthcare choices. And Gerry and Doug also talk about the Rickens’ new podcast studio that they will soon open.

To learn more about the next Ricken Financial seminar on May 20th/21st, and other Ricken Financial events, go to RickenFinancial.com or call 314-442-6476.

Find the Rickens on social media and YouTube:

https://www.facebook.com/RickenFinancial

https://www.instagram.com/rickenfinancial/

https://www.youtube.com/@rickenfinancial

See omnystudio.com/listener for privacy information.

With Heidi away, Gerry Ricken and co-host Doug Turnbull discuss her speaking appearance at the Investing in Women conference in Boston. Gerry then talks about the recent financial volatility and how an approach to that can be like his family’s approach to gardening. Gerry compares the precision of tomato farming to that of a fixed index annuity: harvesting at the right time and the right ways to preserve. Gerry explains the different types of annuities and how the Ricken Financial team vets the right ones for people.

To learn more about the next Ricken Financial seminar on May 20th/21st, and other Ricken Financial events, go to RickenFinancial.com or call 314-442-6476.

Find the Rickens on social media and YouTube:

https://www.facebook.com/RickenFinancial

https://www.instagram.com/rickenfinancial/

https://www.youtube.com/@rickenfinancial

See omnystudio.com/listener for privacy information.

Heidi Ricken-Provost and co-host Doug Turnbull discuss several factors that can stack the deck against women and their finances. Fresh off of a women’s seminar with Ricken Financial, Heidi shares some eye-popping statistics about women and wages, divorce, and long-term care. She then shares six phases of planning that every woman should do and why a financial advisor can help in some of these tricky or daunting processes. And Heidi explains that every person is worth having this service and does not deserve to be short-changed in their retirement.

Get your complimentary meeting with Heidi and Gerry – call 314-442-6476 or go to RickenFinancial.com

To learn more about the next Ricken Financial seminar on April 29th/30th , and other Ricken Financial events, go to RickenFinancial.com or call 314-442-6476.

Find the Rickens on social media and YouTube:

https://www.facebook.com/RickenFinancial

https://www.instagram.com/rickenfinancial/

https://www.youtube.com/@rickenfinancial

See omnystudio.com/listener for privacy information.

Gerry Ricken and co-host Doug Turnbull discuss index universal life insurance (IUL). Gerry explains what it is, how it is different from other life insurance products, and how there are elements of it that can grow tax-free. He also explains how IULs can grow tax free and how the principal amount is preserved in those accounts. Gerry also talks about the fish fry at his local parish and the record they recently set…with a short staff.

Get your complimentary meeting with Heidi and Gerry – call 314-442-6476 or go to RickenFinancial.com

To learn more about the next Ricken Financial seminar on April 29th/30th , and other Ricken Financial events, go to RickenFinancial.com or call 314-442-6476.

Find the Rickens on social media and YouTube:

https://www.facebook.com/RickenFinancial

https://www.instagram.com/rickenfinancial/

https://www.youtube.com/@rickenfinancial

See omnystudio.com/listener for privacy information.

Heidi Ricken-Provost, Gerry Ricken, and co-host Doug Turnbull put a cap on this series on tax diversification. Gerry and Heidi quickly break down ten of the many tools that they help people with in their quest to try to minimize taxes in retirement. They also emphasize that everyone’s tax plan is different and the laws are constantly changing, so people should not try to come up with these plans on their own. Gerry also kicks off the show to brag on Heidi’s being invited to speak at the Invest in Women conference in Boston and Heidi shares why she thinks empowering women in finance is so important.

Get your complimentary meeting with Heidi and Gerry – call 314-442-6476 or go to RickenFinancial.com.

To learn more about the next Ricken Financial seminar on April 29th/30th, and other Ricken Financial events, go to RickenFinancial.com or call 314-442-6476.

Find the Rickens on social media and YouTube:

https://www.facebook.com/RickenFinancial

https://www.instagram.com/rickenfinancial/

https://www.youtube.com/@rickenfinancial

See omnystudio.com/listener for privacy information.

Gerry Ricken, Heidi Ricken-Provost, and co-host Doug Turnbull discuss one last tax diversification tool in this series: index universal life insurance policies. Heidi and Gerry explain how IULs work and how they can be used for tax-free money growth. They share how life insurance policies can actually help people during their lives, but also how they can be a tool for the future generation, too. And they pay tribute to a beloved family member they recently lost.

Get your complimentary meeting with Heidi and Gerry – call 314-442-6476 or go to RickenFinancial.com.

To learn more about the next Ricken Financial seminar on April 29th/30th, and other Ricken Financial events, go to RickenFinancial.com or call 314-442-6476.

Find the Rickens on social media and YouTube:

https://www.facebook.com/RickenFinancial

https://www.instagram.com/rickenfinancial/

https://www.youtube.com/@rickenfinancial

See omnystudio.com/listener for privacy information.

Heidi Ricken-Provost, Gerry Ricken, and co-host Doug Turnbull define installment sales and how spreading the income from a property sale over time can help lower the tax burden. Gerry and Heidi also explain cost segregation and some lesser-known ways that owners of rental properties can get tax write-offs. And Heidi and Gerry share about serving at the Ronald McDonald House and how that place helped them when Mary Beth was sick years ago.

Get your complimentary meeting with Heidi and Gerry – call 314-442-6476 or go to RickenFinancial.com.

To learn more about the March 25th/26th women’s seminar, and other Ricken Financial events, go to RickenFinancial.com or call 314-442-6476.

Find the Rickens on social media and YouTube:

https://www.facebook.com/RickenFinancial

https://www.instagram.com/rickenfinancial/

https://www.youtube.com/@rickenfinancial

See omnystudio.com/listener for privacy information.

Gerry Ricken, Heidi Ricken-Provost, and co-host Doug Turnbull discuss what tax loss-harvesting is and how people can use it to minimize the taxes they pay on capital gains. Heidi and Gerry also explain the kinds of accounts this works and does not work for and how losses can be applied across a portfolio to offset gains. Then they share the tax pros and cons of municipal bonds and why people need an advisor to walk them through these helpful, but tricky processes. And Gerry and Heidi share about the “Cocktails for Camp” event they attended to benefit a cause very close to their hearts.

Get your complimentary meeting with Heidi and Gerry – call 314-442-6476 or go to RickenFinancial.com.

To learn more about the March 12th/13th tax event, 25th/26th women’s seminar, and other Ricken Financial events, go to RickenFinancial.com or call 314-442-6476.

Find the Rickens on social media and YouTube:

https://www.facebook.com/RickenFinancial

https://www.instagram.com/rickenfinancial/

https://www.youtube.com/@rickenfinancial

See omnystudio.com/listener for privacy information.

Heidi Ricken-Provost, Gerry Ricken, and co-host Doug Turnbull discuss how capital gains and net unrealized appreciation can actually save money in taxes. Gerry and Heidi define what each is and explain how moving or using money within these accounts can cost less in taxes than traditional income taxes. They also define the different tax brackets and parameters for tax savings in each instance. And they talk about the tedious task of picking paint colors for their new office.

To schedule your complimentary meeting with Heidi and Gerry, and to learn more about the March 25th/26th women’s seminar and other Ricken Financial events, go to RickenFinancial.com or call 314-442-6476.

Follow us on social media: Facebook | Instagram | YouTube

See omnystudio.com/listener for privacy information.

Gerry Ricken, Heidi Ricken-Provost, and co-host Doug Turnbull talk about non-qualified accounts and how they can be very beneficial in tax planning. Heidi and Gerry define what Roths, HSAs, and 529s are, the parameters and limits for each, the ways funds can be converted to and from those accounts, and how they potentially can lighten a tax burden. The Rickens also talk about losing their Chiefs Super Bowl bet to fellow advisors in Philly and what they now have to do to pay up.

To schedule your complimentary meeting with Heidi and Gerry, and to learn more about the March 25th/26th women’s seminar and other Ricken Financial events, go to RickenFinancial.com or call 314-442-6476.

Follow us on social media: Facebook | Instagram | YouTube

See omnystudio.com/listener for privacy information.