What if your Roth IRA’s tax-free future isn’t as secure as you think? In this episode of Freedom to Retire, Jim Cipriotti explores the shifting landscape of Roth taxation and why it’s raising eyebrows among pre-retirees. From the often-overlooked five-year rules to the ripple effects of required minimum distributions, Jim unpacks the nuances that could impact your retirement strategy. With Father’s Day as a backdrop, the episode speaks directly to dads reflecting on their financial legacy. It’s a candid look at what’s changing, what’s misunderstood, and what you might want to reconsider—especially when it comes to your 401(k) and future tax exposure.

Tune in every Saturday at 9:00 AM and Sunday at 5:00 PM ET on WPHT. Powered by Retire Ready Financial Group.

For more information and to schedule a complimentary consultation with Jim Cipriotti, visit www.RetireReadyFG.com.

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