In the movies, small business owners are often depicted as avatars for what we admire: people following a dream, continuing a family legacy and serving a beloved community. But the real life version of entrepreneurship is more complex. Not everyone has a friendly banker, access to capital, or the capacity to generate a business plan. For people of color damaged by systemic racism in policymaking and banking, the barriers can seem insurmountable. These inequities led to the creation of Community Development Financial Institutions, for decades a source for capital and technical assistance in underserved communities. In this episode of Power Station, Shannan Herbert, the inspiring new CEO of Washington Areas Community Investment Fund (WACIF), shares the stories of those who have walked through WACIF’s doors, become part of an educational cohort, received a loan, learned how to create a marketing plan and most importantly, joined a lifelong community of practice. WACIF’s rich history of investing in Black and Brown communities in Washington DC and surrounding municipalities is now enhanced by the Racial Justice in Underwriting initiative, which is changing how the business of lending is perceived and done. Hear her!