👉 In this video you’ll learn: We discuss Donald Trump's claim to CAP credit card interest rates at 10% APR. A few weeks ago, Trump claimed by January 20th 2026, Americans will no longer pay high interest on credit card balances. Well.....here we are 2 days after, and credit card rates are still over 20% APR. What are your thoughts on this?

If you’re looking to fix your credit, rebuild your score, or understand how credit repair works, this episode will help you see what’s possible through proper credit education and legal dispute methods.

📌 Need help with your credit? Contact Stirgus Credit Repair for a credit evaluation or start your free trial online: [email protected] | www.StirgusCreditRepair.com

👍 Like this video if it helps 💬 Comment “CREDIT” for free tips

📲 Subscribe for more credit education and real client results

Follow our Facebook Page: https://www.facebook.com/StirgusCreditRepair/

Join our Facebook Group: https://www.facebook.com/groups/113357348489166/

Instagram: https://www.instagram.com/stirgus_credit_repair/

Order our books: www.stirguscreditrepair.com/books

Youtube Channel: https://www.youtube.com/channel/UC3nZSspf2jn1ZX65a-6u6rg

Spotify: https://open.spotify.com/show/0C9pUEygDjsDZHy1WEeRMo

Apple Podcasts: https://podcasts.apple.com/us/podcast/stirgus-credit-repair/id1612066520

Want credit repair business mentorship? https://stirguscreditrepair.com/mentorship.html

Want to partner with us? https://stirguscreditrepair.com/partners.html

Want to join our podcast? https://stirguscreditrepair.com/podcast-credit-education.html

#StirgusCreditRepair #ItPaysToHaveGoodCredit

👉 In this video you’ll learn: Christopher Stirgus had someone reach out, asking if a company has the right to charge $1,700 upfront. He stated he was told to put his card on file (over the phone) and was eventually told it would cost $1,700 to fix everything on his credit within 30 days. This sounded very unlikely from a MAJOR credit repair firm, so we put them to the test with compliance.

0:00 Intro

0:21 Details of the situation

0:40 Call begins

7:05 My overall take on this company

If you’re looking to fix your credit, rebuild your score, or understand how credit repair works, this episode will help you see what’s possible through proper credit education and legal dispute methods.

📌 Need help with your credit? Contact Stirgus Credit Repair for a credit evaluation or start your free trial online: [email protected] | www.StirgusCreditRepair.com

👍 Like this video if it helps 💬 Comment “CREDIT” for free tips

📲 Subscribe for more credit education and real client results

Follow our Facebook Page: https://www.facebook.com/StirgusCreditRepair/

Join our Facebook Group: https://www.facebook.com/groups/113357348489166/

Instagram: https://www.instagram.com/stirgus_credit_repair/

Order our books: www.stirguscreditrepair.com/books

Youtube Channel: https://www.youtube.com/channel/UC3nZSspf2jn1ZX65a-6u6rg

Spotify: https://open.spotify.com/show/0C9pUEygDjsDZHy1WEeRMo

Apple Podcasts: https://podcasts.apple.com/us/podcast/stirgus-credit-repair/id1612066520

Want credit repair business mentorship? https://stirguscreditrepair.com/mentorship.html

Want to partner with us? https://stirguscreditrepair.com/partners.html

Want to join our podcast? https://stirguscreditrepair.com/podcast-credit-education.html

#StirgusCreditRepair #ItPaysToHaveGoodCredit

👉 In this video you’ll learn: Christopher Stirgus and Tim Street (FoolProof FSBO) share their opinions on listing homes for sale, and benefits of doing for sale by owner listings (FSBO). Tim Street is a Marine veteran and real estate entrepreneur known for creating FoolProof FSBO, a system and platform designed to help homeowners sell their properties themselves (For Sale By Owner) and avoid traditional agent commissions, saving them significant equity. He provides education, tools, and strategies through podcasts (like The FoolProof FSBO Podcast), social media, and free resources, empowering sellers with the knowledge to manage the sales process confidently and effectively.

0:00 Intro

0:10 How Tim found us and details on his product

1:38 My personal experience selling a home with a realtor

4:53 Flat rate vs 3% commission listing agents

18:30 Are Americans brainwashed to need a realtor

22:30 Unrealistic listing prices

33:50 When to fire your realtor

43:00 How to find a buyer with no buyer's agent

48:00 How to get in contact with Tim Street

If you’re looking to fix your credit, rebuild your score, or understand how credit repair works, this episode will help you see what’s possible through proper credit education and legal dispute methods.

📌 Need help with your credit? Contact Stirgus Credit Repair for a credit evaluation or start your free trial online: [email protected] | www.StirgusCreditRepair.com

👍 Like this video if it helps 💬 Comment “CREDIT” for free tips

📲 Subscribe for more credit education and real client results

Follow our Facebook Page: https://www.facebook.com/StirgusCreditRepair/

Join our Facebook Group: https://www.facebook.com/groups/113357348489166/

Instagram: https://www.instagram.com/stirgus_credit_repair/

Order our books: www.stirguscreditrepair.com/books

Youtube Channel: https://www.youtube.com/channel/UC3nZSspf2jn1ZX65a-6u6rg

Spotify: https://open.spotify.com/show/0C9pUEygDjsDZHy1WEeRMo

Apple Podcasts: https://podcasts.apple.com/us/podcast/stirgus-credit-repair/id1612066520

Want credit repair business mentorship? https://stirguscreditrepair.com/mentorship.html

Want to partner with us? https://stirguscreditrepair.com/partners.html

Want to join our podcast? https://stirguscreditrepair.com/podcast-credit-education.html

#StirgusCreditRepair #ItPaysToHaveGoodCredit

👉 In this video you’ll learn: We understand we can sell our homes "FSBO" with no listing agent involved, but what about on the buyer's end? Tune in and learn how to find buyers without a buyer's agent involved!

If you’re looking to fix your credit, rebuild your score, or understand how credit repair works, this episode will help you see what’s possible through proper credit education and legal dispute methods.

📌 Need help with your credit? Contact Stirgus Credit Repair for a credit evaluation or start your free trial online: [email protected] | www.StirgusCreditRepair.com

👍 Like this video if it helps 💬 Comment “CREDIT” for free tips

📲 Subscribe for more credit education and real client results

Follow our Facebook Page: https://www.facebook.com/StirgusCreditRepair/

Join our Facebook Group: https://www.facebook.com/groups/113357348489166/

Instagram: https://www.instagram.com/stirgus_credit_repair/

Order our books: www.stirguscreditrepair.com/books

Youtube Channel: https://www.youtube.com/channel/UC3nZSspf2jn1ZX65a-6u6rg

Spotify: https://open.spotify.com/show/0C9pUEygDjsDZHy1WEeRMo

Apple Podcasts: https://podcasts.apple.com/us/podcast/stirgus-credit-repair/id1612066520

Want credit repair business mentorship? https://stirguscreditrepair.com/mentorship.html

Want to partner with us? https://stirguscreditrepair.com/partners.html

Want to join our podcast? https://stirguscreditrepair.com/podcast-credit-education.html

#StirgusCreditRepair #ItPaysToHaveGoodCredit

👉 In this video you’ll learn: Do you feel your realtor isn't following up or being helpful? Tim Street has some helpful tips on when you should fire your realtor, and how to sell your home on your own!

If you’re looking to fix your credit, rebuild your score, or understand how credit repair works, this episode will help you see what’s possible through proper credit education and legal dispute methods.

📌 Need help with your credit? Contact Stirgus Credit Repair for a credit evaluation or start your free trial online: [email protected] | www.StirgusCreditRepair.com

👍 Like this video if it helps 💬 Comment “CREDIT” for free tips

📲 Subscribe for more credit education and real client results

Follow our Facebook Page: https://www.facebook.com/StirgusCreditRepair/

Join our Facebook Group: https://www.facebook.com/groups/113357348489166/

Instagram: https://www.instagram.com/stirgus_credit_repair/

Order our books: www.stirguscreditrepair.com/books

Youtube Channel: https://www.youtube.com/channel/UC3nZSspf2jn1ZX65a-6u6rg

Spotify: https://open.spotify.com/show/0C9pUEygDjsDZHy1WEeRMo

Apple Podcasts: https://podcasts.apple.com/us/podcast/stirgus-credit-repair/id1612066520

Want credit repair business mentorship? https://stirguscreditrepair.com/mentorship.html

Want to partner with us? https://stirguscreditrepair.com/partners.html

Want to join our podcast? https://stirguscreditrepair.com/podcast-credit-education.html

#StirgusCreditRepair #ItPaysToHaveGoodCredit

👉 In this video you’ll learn: Are you selling a home soon? Tune in to this episode and listen to how Christopher Stirgus & Tim Street advises you to calculate an accurate listing price!

If you’re looking to fix your credit, rebuild your score, or understand how credit repair works, this episode will help you see what’s possible through proper credit education and legal dispute methods.

📌 Need help with your credit? Contact Stirgus Credit Repair for a credit evaluation or start your free trial online: [email protected] | www.StirgusCreditRepair.com

👍 Like this video if it helps 💬 Comment “CREDIT” for free tips

📲 Subscribe for more credit education and real client results

Follow our Facebook Page: https://www.facebook.com/StirgusCreditRepair/

Join our Facebook Group: https://www.facebook.com/groups/113357348489166/

Instagram: https://www.instagram.com/stirgus_credit_repair/

Order our books: www.stirguscreditrepair.com/books

Youtube Channel: https://www.youtube.com/channel/UC3nZSspf2jn1ZX65a-6u6rg

Spotify: https://open.spotify.com/show/0C9pUEygDjsDZHy1WEeRMo

Apple Podcasts: https://podcasts.apple.com/us/podcast/stirgus-credit-repair/id1612066520

Want credit repair business mentorship? https://stirguscreditrepair.com/mentorship.html

Want to partner with us? https://stirguscreditrepair.com/partners.html

Want to join our podcast? https://stirguscreditrepair.com/podcast-credit-education.html

#StirgusCreditRepair #ItPaysToHaveGoodCredit

👉 In this video you’ll learn: When it comes to buying or selling a home, do you automatically assume you need a realtor? Maybe we're brainwashed to think like this. Tune in to this episode with Christopher Stirgus and Tim Street!

If you’re looking to fix your credit, rebuild your score, or understand how credit repair works, this episode will help you see what’s possible through proper credit education and legal dispute methods.

📌 Need help with your credit? Contact Stirgus Credit Repair for a credit evaluation or start your free trial online: [email protected] | www.StirgusCreditRepair.com

👍 Like this video if it helps 💬 Comment “CREDIT” for free tips

📲 Subscribe for more credit education and real client results

Follow our Facebook Page: https://www.facebook.com/StirgusCreditRepair/

Join our Facebook Group: https://www.facebook.com/groups/113357348489166/

Instagram: https://www.instagram.com/stirgus_credit_repair/

Order our books: www.stirguscreditrepair.com/books

Youtube Channel: https://www.youtube.com/channel/UC3nZSspf2jn1ZX65a-6u6rg

Spotify: https://open.spotify.com/show/0C9pUEygDjsDZHy1WEeRMo

Apple Podcasts: https://podcasts.apple.com/us/podcast/stirgus-credit-repair/id1612066520

Want credit repair business mentorship? https://stirguscreditrepair.com/mentorship.html

Want to partner with us? https://stirguscreditrepair.com/partners.html

Want to join our podcast? https://stirguscreditrepair.com/podcast-credit-education.html

#StirgusCreditRepair #ItPaysToHaveGoodCredit

👉 In this video you’ll learn: Is it true some realtors will AVOID showing their clients a listing, if the seller is lisitng it themselves or offering a low commission? Tune in to this episode, you may be shocked!

If you’re looking to fix your credit, rebuild your score, or understand how credit repair works, this episode will help you see what’s possible through proper credit education and legal dispute methods.

📌 Need help with your credit? Contact Stirgus Credit Repair for a credit evaluation or start your free trial online: [email protected] | www.StirgusCreditRepair.com

👍 Like this video if it helps 💬 Comment “CREDIT” for free tips

📲 Subscribe for more credit education and real client results

Follow our Facebook Page: https://www.facebook.com/StirgusCreditRepair/

Join our Facebook Group: https://www.facebook.com/groups/113357348489166/

Instagram: https://www.instagram.com/stirgus_credit_repair/

Order our books: www.stirguscreditrepair.com/books

Youtube Channel: https://www.youtube.com/channel/UC3nZSspf2jn1ZX65a-6u6rg

Spotify: https://open.spotify.com/show/0C9pUEygDjsDZHy1WEeRMo

Apple Podcasts: https://podcasts.apple.com/us/podcast/stirgus-credit-repair/id1612066520

Want credit repair business mentorship? https://stirguscreditrepair.com/mentorship.html

Want to partner with us? https://stirguscreditrepair.com/partners.html

Want to join our podcast? https://stirguscreditrepair.com/podcast-credit-education.html

#StirgusCreditRepair #ItPaysToHaveGoodCredit

👉 In this video you’ll learn: Christopher Stirgus and Tim Street discuss fees associated when using a realtor to sell a home. Listen up to Tim's opinion on using a realtor vs selling on your own. We shared opinions on flat rate realtors, 3% commission realtors, and FSBO options.

If you’re looking to fix your credit, rebuild your score, or understand how credit repair works, this episode will help you see what’s possible through proper credit education and legal dispute methods.

📌 Need help with your credit? Contact Stirgus Credit Repair for a credit evaluation or start your free trial online: [email protected] | www.StirgusCreditRepair.com

👍 Like this video if it helps 💬 Comment “CREDIT” for free tips

📲 Subscribe for more credit education and real client results

Follow our Facebook Page: https://www.facebook.com/StirgusCreditRepair/

Join our Facebook Group: https://www.facebook.com/groups/113357348489166/

Instagram: https://www.instagram.com/stirgus_credit_repair/

Order our books: www.stirguscreditrepair.com/books

Youtube Channel: https://www.youtube.com/channel/UC3nZSspf2jn1ZX65a-6u6rg

Spotify: https://open.spotify.com/show/0C9pUEygDjsDZHy1WEeRMo

Apple Podcasts: https://podcasts.apple.com/us/podcast/stirgus-credit-repair/id1612066520

Want credit repair business mentorship? https://stirguscreditrepair.com/mentorship.html

Want to partner with us? https://stirguscreditrepair.com/partners.html

Want to join our podcast? https://stirguscreditrepair.com/podcast-credit-education.html

#StirgusCreditRepair #ItPaysToHaveGoodCredit

👉 In this video you’ll learn: Tim Street introduces himself and share benefits of selling your home, without a realtor! Tim and Christopher Stirgus discuss personal experiences with their home selling moments. Full episode releases on 1/19/2026

If you’re looking to fix your credit, rebuild your score, or understand how credit repair works, this episode will help you see what’s possible through proper credit education and legal dispute methods.

📌 Need help with your credit? Contact Stirgus Credit Repair for a credit evaluation or start your free trial online: [email protected] | www.StirgusCreditRepair.com

👍 Like this video if it helps 💬 Comment “CREDIT” for free tips

📲 Subscribe for more credit education and real client results

Follow our Facebook Page: https://www.facebook.com/StirgusCreditRepair/

Join our Facebook Group: https://www.facebook.com/groups/113357348489166/

Instagram: https://www.instagram.com/stirgus_credit_repair/

Order our books: www.stirguscreditrepair.com/books

Youtube Channel: https://www.youtube.com/channel/UC3nZSspf2jn1ZX65a-6u6rg

Spotify: https://open.spotify.com/show/0C9pUEygDjsDZHy1WEeRMo

Apple Podcasts: https://podcasts.apple.com/us/podcast/stirgus-credit-repair/id1612066520

Want credit repair business mentorship? https://stirguscreditrepair.com/mentorship.html

Want to partner with us? https://stirguscreditrepair.com/partners.html

Want to join our podcast? https://stirguscreditrepair.com/podcast-credit-education.html

#StirgusCreditRepair #ItPaysToHaveGoodCredit