About 60 million Americans invest in their employers' 401(k) plans. The habit of setting aside a portion of your salary every month for retirement is a good one. What's not so good is not adjusting your investment strategy as you move from accumulation while working to preservation and distribution when retired. In this episode, we share how your 401(k) should change as you get closer to retirement.

With global markets in turmoil during the first half of 2022, fears of an economic recession are growing. Unsurprisingly, concern over how to prepare for and protect against an economic downturn has also grown. In this episode, we share simple tips for how to prepare for a recession now and in the future. Plus, we share how to roll over an old 401(k) from a previous employer.

If you own a fixed or indexed annuity, you will eventually need to make a decision when it comes up for renewal. Should you keep it where it is or find another opportunity that could be better? In this episode, we share the key factors to consider when making that decision including insurance company ratings, bonuses, interest rates, and ability to access your money.

Thinking about retiring can be fun, exciting, and liberating. Actually retiring can be terrifying, overwhelming, and complicated. Planning well in advance is key. The more time you give yourself to prepare the better. In this episode, we discuss some of the steps you should take years before retiring so there are few surprises. Later, we share what it means when a financial advisor is a fiduciary and why that's important to you.

In the wake of the COVID pandemic and extreme stock market volatility, a lot of investors have a ton of cash sitting on the sidelines. As interest rates creep up, safer options like CDs and fixed annuities are looking more attractive. In this episode, we discuss how to decide the best place to stash your cash. Also, should you be more aggressive when the market is down? Is the housing bubble about to burst?

If you have any money invested in the stock market right now, you've likely taken some losses, no matter how conservative you may be. You will eventually get to a point where you can no longer take the roller coaster ride. In this episode, we answer a listener question about how to protect money from any loss. Later, we discuss the rules around receiving a Social Security survivor benefit and how you can download one of our best Social Security guides.

It's very likely that you will inherit an IRA or other tax deferred account from someone at some point in your life. When you do, you'll discover there are a lot of rules to consider when choosing how to take the money. In this episode, we provide answers for one listener that is dealing with that exact issue. Plus, what should be in your business plan when you decide to start your own company?

The first half of 2022 has seen the most volatile market since the 2008 financial crisis. It seems there is new bad news screaming in your face every day. That makes it really tough to stay focused on your long-term goals. How do you tune out the noise? In this episode, we share some of the ways we are helping our Clients keep their cool. Plus, should you consider a Roth IRA conversion and what steps should you take in the last few years of working to prepare for retirement?

One of the unfortunate side effects of living is that you will eventually experience loss. Losing a parent, spouse, or other loved one is one of the most emotionally challenging events you'll ever face. It will also be one of the most financially challenging. Dealing with life insurance companies. Closing old accounts and opening new ones. Handling inheritances. Paying final medical bills. It can all be very overwhelming. In this episode, we discuss the Survivor's Checklist and share how you can get a copy. We also discuss the role annuities can play in protecting your money from loss

Volatility comes with investing in the market. That's just the price you pay to benefit from the potential for larger gains. Over long periods of time, the market grows over 90 percent of the time. However, what if you don't have as much time to recover from a major market pullback? What options do you have to build safety into your portfolio and retirement income plan? In this episode, we share how to get total protection and how to use conservative investments to your advantage.