This weeks market update is brought to you by Financial Abundance. Closing out the third quarter of 2015 with a market update that is less than stellar. The investor coach, Paul Nichols, pulls back the curtain and discusses what one can do in volatile times that we are currently seeing. Paul also offers some clarity concerning college planning. He touches two common themes in working with the folks concerning retirement planning, income planning, and risk management as they look at funding college for their children. There are often unintended consequences derived from people’s lack of understanding about how money works.